Genelattanzimortgages

09/17/2025

12/10/2024

https://www.silive.com/news/2024/12/how-much-do-you-need-to-earn-annually-to-afford-a-home-in-nyc.html

The cost of home ownership in the area is steep, according to a new study. Borough experts outline key considerations for buyers.

05/05/2023

4.66 star review received on Experience.com for Gennaro Lattanzi by Lynda R C - Gene is very friendly. My situation was not typical, but he stayed with it until we were able to secure the loan. He is knowledgeable about NYS real estate law and that was very reassuring for me as a new resident.

Click to see all 142 reviews of Gennaro Lattanzi, Loan Originator | NMLS #505964

05/02/2023

5.0 star review received on Experience.com for Gennaro Lattanzi by Kusal K B - Gene pretty much explained every step of the mortgage process to me, even what the seller should be doing. As a first-time home buyer I didn't know what to expect and really what questions to ask. Gene is extremely helpful.

Click to see all 141 reviews of Gennaro Lattanzi, Loan Originator | NMLS #505964

04/29/2023

5.0 star review received on Experience.com for Gennaro Lattanzi by Jamie V - Gene made the whole house buying process less scary for us. He is very knowledgeable and reliable. He was available whenever we had questions and explained everything clearly.

Click to see all 140 reviews of Gennaro Lattanzi, Loan Originator | NMLS #505964

04/26/2023

Fannie Mae and Freddie Mac Announce New Loan-Level Price Adjustment Matrix

Fannie Mae and Freddie Mac, two entities that makeup about half of all U.S. mortgages, have announced a Loan-Level Price Adjustment (LLPA) Matrix that will take effect on May 1, 2023. But what does this mean for borrowers like you and me?

Here's the gist: the LLPA is an upfront fee charged by Fannie Mae and Freddie Mac, based on various factors like credit score, down payment, and loan type. And now, the new matrix will increase fees for borrowers with high credit scores and decrease them for borrowers with low credit scores.

According to the Federal Housing Finance Agency (FHFA), which oversees Fannie Mae and Freddie Mac, the changes are meant to "ensure equitable and sustainable access to homeownership." In other words, the new matrix will make it easier for borrowers with lower credit scores to get mortgage approval.

What are your thoughts on the recent changes to the Loan-Level Price Adjustment Matrix by Fannie Mae and Freddie Mac? Do you think penalizing borrowers with good credit for responsible financial habits is fair, or do you agree with the Federal Housing Finance Agency's stance on ensuring equitable and sustainable access to homeownership? Share your opinions on these changes in the comments below.

11/11/2022

5.0 star review received on Experience.com for Gennaro Lattanzi by Marisa F - Gene is the best! So grateful for him and his team. He is knowledgeable, thorough and professional. Have been using him for over 10 years and would use him in the future again. Wouldn't hesitate to recommended him to friends and family. Thanks for everything Gene!

Click to see all 139 reviews of Gennaro Lattanzi,
Loan Originator | NMLS #505964

11/09/2022

Click to see all 138 reviews of Gennaro Lattanzi,
Loan Originator | NMLS #505964

11/09/2022

Click to see all 138 reviews of Gennaro Lattanzi,
Loan Originator | NMLS #505964

06/20/2022

5.0 star review received on Experience.com for Gennaro Lattanzi by Matthew C - Gene was extremely helpful!

Click to see all 132 reviews of Gennaro Lattanzi,
Loan Originator | NMLS #505964

06/14/2022

5.0 star review received on Experience.com for Gennaro Lattanzi by Michael D - Gene was friendly, and went above and beyond in helping

Click to see all 131 reviews of Gennaro Lattanzi,
Loan Originator | NMLS #505964

05/16/2022

5.0 star review received on Experience.com for Gennaro Lattanzi by Sebdil E - Gennaro made the application process as smooth as could be. He explained each step thoroughly and was always available to answer questions. The level of customer service he provided was always excellent. He is an absolute asset to have on your team. I cannot express enough how helpful he was. We wouldn't want to use anyone else but him and will recommend to any family or friends that may need mortgage services. He was an absolute pleasure to work with.

Click to see all 130 reviews of Gennaro Lattanzi,
Loan Originator | NMLS #505964