Professional Choice Mortgage Ford McNutt

Professional Choice Mortgage Ford McNutt Based in State College PA, we offer some of the best mortgage rates available. We have great market presence. Company PA Licence #59732 NMLS #1582115.

Originator PA License #59738 NMLS #131403 Professional Choice Mortgage is full service mortgage broker and can handle mortgage loans anywhere in PA. Ford has originated over 2000 mortgages, helping his clients buy, build and refinance the home of their dreams. Ford spent 9 years at regional/national bank as both a top loan officer and branch sales manager. He started Professional Choice in 2005 to

better serve his clients, by not only offering a wide range of products, but also providing some of the best rates in the market. We work primarily off referrals from our clients and business partners. Mortgage lending has changed dramatically in the last few years, and it is important to not only have someone who is experienced and knowledgeable working for you, but also someone who is organized, responsive and keeps you informed. Our goal is to provide you with both a great rate and very satisfying experience. From our quaint office space and friendly support staff to the information we provide, we want you to experience the difference.

01/03/2023

If you can’t control it, don’t worry about it. Control what you can control.

Blessings,
Michael
❤️🎁🙏🏻

2023.... are we headed towards a recession?  The yield curve says we are.  What is a yield curve?  It simply compares th...
12/19/2022

2023.... are we headed towards a recession? The yield curve says we are. What is a yield curve? It simply compares the long term interest rates with short term interest rates. When short term rates are higher than long term rates, the yield curve is inverted and guess what, we currently have an inverted yield curve! Unfortunately when this has happened it the past, it has been followed by a recession. Let's hope it is a short one.

The Yield Curve Inversion that Signals Recession

09/25/2015

It matters where you go for a mortgage. Who offers a better deal -- a banker or broker?

According to a debate and poll on BankRate.Com 90% of the respondents indicated they would turn to a Mortgage Broker ove...
09/24/2015

According to a debate and poll on BankRate.Com 90% of the respondents indicated they would turn to a Mortgage Broker over their Bank

Good News:  It is about time, Credit Reporting Agencies are now required to fix incorrect medical collections accounts, ...
03/16/2015

Good News: It is about time, Credit Reporting Agencies are now required to fix incorrect medical collections accounts, rather than leaving them on a consumers credit report and dragging down their credit score.

Here's good news if you're trying to fix an error on your credit report.

Paperwork and documentation requirements have definitely increased, but the good news is rates are much lower than in th...
06/17/2014

Paperwork and documentation requirements have definitely increased, but the good news is rates are much lower than in the past!!!

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everythingabout us and requires three separate sources to validate each and every entry on the application form. Many buyers are being…

Check out my very short video.  June is a great time to buy.  Rates are still low and its National Homeownership Month.
06/03/2014

Check out my very short video. June is a great time to buy. Rates are still low and its National Homeownership Month.

Rates are still very low, the market is strong and June is National Homeownership Month.  Spread the word on social media, your blogs and your newsletters!

Great article for new homeowners.
05/13/2014

Great article for new homeowners.

New homeowners cannot let their guard down when it comes to their credit profile. Here is a look at four common credit mistakes new homeowners make.

Short Video and Nice Graphs - While on the surface home sales show a decline, non-distressed and new construction are ac...
05/06/2014

Short Video and Nice Graphs - While on the surface home sales show a decline, non-distressed and new construction are actually up. Robert Shiller also says now is a great time to buy!

Two Great�Visuals to Share with your Clients Existing Home Sales on the Surface look down, but take out Foreclosures and Short Sales and they are up (also nice commentary from Elliot Eisenburg).

See my short video on why 2014 should be a great year for housing.
04/01/2014

See my short video on why 2014 should be a great year for housing.

Stock Market was down this week, which helped mortgage rates.
03/29/2014

Stock Market was down this week, which helped mortgage rates.

The weekly up and down trend of rates continued for about the sixth straight week, which means rates improved this week. 

03/25/2014

Address

233 Easterly Parkway Suite 100
State College, PA
16801

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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