Gum Tree Mortgage Starkville - Columbus

Gum Tree Mortgage Starkville - Columbus NMLS: 70653, 1636802
An Equal Housing Lender
Mortgage Lender I, Rachael Potts, came to Gum Tree Mortgage in 2011 from BNA Bank in Tupelo.

Gum Tree Mortgage has been in business for 12 years and was named MISSISSIPPI PROFESSIONAL OF THE YEAR for 2007 by the Mississippi Association of Mortgage Professionals! We pride ourselves on the hard work and fantastic customer service delivered to our clients each day by out in-house Mortgage professionals. Gum Tree is locally owned and our home office is based in Tupelo, MS with branches in Oxf

ord, New Albany and now Starkville! At Gum Tree Mortgage, we strive to deliver great products that uniquely solve the needs of our clients, while at the same time provide extraordinary customer service not found elsewhere. These two objectives are cornerstones of our organization and are required of ourselves and our employees. A native of Chickasaw county, I attended Mississippi State University and obtained a Bachelor of Science Degree from the College of Agriculture and Life Sciences. I also graduated from the Mississippi School of Banking at the University of Mississippi. It has been exciting to move back to Starkville to manage our new office located in The Mill at MSU! I am committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We offer Conventional, VA, FHA and USDA Rural Development loans. We make the process of securing your mortgage simple and straight forward. Contact us directly and let us know how we can help you in your home buying, building, or refinance process. I can be contacted directly on my cell at 662-891-8705 or email at [email protected]

NMLS #403007
Location #1636802

Paying off debt before buying a home sounds like the responsible move.But before you drain your savings to do it, run th...
09/09/2026

Paying off debt before buying a home sounds like the responsible move.

But before you drain your savings to do it, run the numbers with your loan officer.

Not all debt affects your mortgage qualification the same way. Depending on your situation, that $5,000 could have a bigger impact if it's used to pay down a specific balance, increase your down payment, cover closing costs, or stay in the bank as reserves.

We've seen buyers make financial moves with the best intentions, only to find out afterward that there was a more strategic way to use the money.

So before you move a large chunk of cash around while preparing to buy, give us a call.

Tell us what you have to work with, and we'll help you figure out where it can make the biggest difference.

Comment $5K or send us a message and let's run the numbers.
https://myoc.io/Gumtree

We talk about homes a lot around here. But what makes a place worth calling home has never been just the houses.It's the...
09/07/2026

We talk about homes a lot around here. But what makes a place worth calling home has never been just the houses.

It's the people behind our local businesses, schools and neighborhoods. The healthcare workers, service professionals, small business owners, and countless others who show up every day to keep our communities moving forward.

As a local lending team, we get to see firsthand how much pride people pour into the communities we all call home.

So this Labor Day, we're celebrating YOU.

Tag a local business, coworker, neighbor, or someone in our community whose hard work deserves a little recognition today. 💚

Wishing everyone a happy Labor Day from all of us at Gum Tree Mortgage.
https://myoc.io/Gumtree

A long weekend is always a good excuse to slow down a little. 💚Gum Tree Mortgage will be closed Monday, September 7 in o...
09/04/2026

A long weekend is always a good excuse to slow down a little. 💚

Gum Tree Mortgage will be closed Monday, September 7 in observance of Labor Day, giving our team some well-deserved time to rest, recharge, and spend with the people they love.

We hope you get the chance to do the same – whether that means a backyard cookout, a weekend away, football with the family, or simply enjoying an extra morning without an alarm.

We'll be back Tuesday, September 8, rested and ready to help.

From our Gum Tree family to yours, have a safe and relaxing Labor Day weekend! 🇺🇸
https://myoc.io/Gumtree

We believe the mortgage process should leave you feeling informed, confident, and excited – not overwhelmed or rushed.If...
09/01/2026

We believe the mortgage process should leave you feeling informed, confident, and excited – not overwhelmed or rushed.

If you're thinking about buying a home, you deserve a lender who takes the time to explain your options, answer your questions, and help you make decisions you feel good about.

If you've been putting off the conversation because you're not sure where to start, comment HOME or send us a message whenever you're ready.

We'll meet you where you are.
https://myoc.io/Gumtree

The buyers who have the smoothest experience usually aren't the ones who waited until they were "ready."They're the ones...
08/30/2026

The buyers who have the smoothest experience usually aren't the ones who waited until they were "ready."

They're the ones who started preparing early.

Checking your credit. Understanding what fits comfortably in your budget. Getting pre-approved before they start house hunting. Learning which loan programs might work best for their situation.

Those simple steps can save you time, reduce stress, and help you move quickly when the right home comes along.

Even if you're still months away from buying, there's real value in knowing where you stand today.

Comment READY or send us a message if you'd like to build a game plan for buying before 2027. Whether you're ready now or just starting to think about it, we're here to help you take the next step with confidence.
https://myoc.io/Gumtree

Most home purchases close in around 30 days from the time your offer is accepted.The difference is whether you spend tho...
08/28/2026

Most home purchases close in around 30 days from the time your offer is accepted.

The difference is whether you spend those 30 days wondering what's happening – or feeling confident because someone is keeping you informed every step of the way.

Because our goal isn't just to help you close fast. It's to close without surprises.

That's why we keep our clients updated every step of the way so they're never left wondering what's happening next.

Before today, how long did you think it took to buy a home once your offer was accepted?

A) 2 weeks
B) 30 days
C) 45+ days

Vote in the comments, and send this to someone who's planning to buy their first home. They might be surprised by the answer.
https://myoc.io/Gumtree

We know you're trusting us with more than paperwork. You're trusting us with your budget, your timeline, your goals, and...
08/27/2026

We know you're trusting us with more than paperwork. You're trusting us with your budget, your timeline, your goals, and everything that comes with making such a big decision.

That's why we believe clear communication isn't a "nice to have"—it's part of the job.

You deserve to know what's happening, what comes next, and why you're being asked for certain documents. You deserve answers when you have questions and updates before you have to ask.

Because at the end of the day, being your lender isn't just about getting you to the closing table.

It's about making sure you feel informed and confident every step of the way.

If you've ever worked with a lender who made the process easier simply by communicating well, give them a shout-out in the comments. We'd love to celebrate the people who make a difference.
https://myoc.io/Gumtree

Address

200 S Montgomery Street, Ste 205
Starkville, MS
39759

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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