Ken Melendez at Rate NMLS 2037924

Ken Melendez at Rate NMLS 2037924 I am a VP of Mortgage Lending NMLS 2037924 at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.

A mortgage company where homebuying meets well-being. Rate combines your home, financial and personal well-being to spark a more balanced life.

06/11/2026

You don’t just live in your home, you build something in it over time. That accumulated value could become a powerful financial tool when you need it. I’ll help you understand how your home equity fits into your bigger plan.

Contact me to learn more.
https://myoc.io/bvi2p4fRY6Z/psn4K



NMLS #2037924

Knowing the numbers could give you an edge in a competitive market. With home sales reaching a peak in May, more America...
06/09/2026

Knowing the numbers could give you an edge in a competitive market. With home sales reaching a peak in May, more Americans are on the move. Increases in existing-home sales across the Northeast, Midwest and South suggest more homeowners are on solid financial footing.

Understanding the full housing breakdown could help you win your dream home.
https://myoc.io/bvi2p4fRY6Z/IX6ZD



NMLS #2037924

06/08/2026

Closing costs are part of both buying and selling. The details can vary based on how each loan is structured. Seeing both sides helps you plan with clarity. Learn how you can structure the costs of your loan so it works best for you.
https://myoc.io/bvi2p4fRY6Z/uXIMr



NMLS #2037924

06/04/2026

I don’t just help people win their dream homes, I help them build the foundation for their financial future. As a home grows in value, it builds equity, which could be tapped into down the road. If you’re looking to know more about buying or what it could mean long term, let’s talk.
https://myoc.io/bvi2p4fRY6Z/PGYdK

NMLS #2037924

06/03/2026

If you’re on the fence, I’m here to help you out. Sometimes when homeownership feels far off, it’s actually closer than you think. Let’s talk and I’ll walk you through your different options.
https://myoc.io/bvi2p4fRY6Z/OaFjg



NMLS #2037924

06/01/2026

June is National Homeownership Month and the equity you’ve built in your home is just one more thing to celebrate. It could be used to build your financial security or to invest in the big plans you’ve been thinking about. The next step? Putting those plans into action. Reach out, I'll be happy to show you how.
https://myoc.io/bvi2p4fRY6Z/T1WL8



NMLS #2037924

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to ...
05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6185vp3bT

05/14/2026

Fast, simple and designed for Veterans, a VA Interest Rate Reduction Refinance Loan (IRRRL) could help you refi in just days, while lowering your interest rate and skipping extra paperwork.

Connect with me to learn more: http://ms.spr.ly/6182vRHm8

05/13/2026

If your goal is a lower monthly payment, mortgage points might be part of the strategy. The key is knowing whether paying more now actually benefits you long term. That’s where I come in.

Let's connect: http://ms.spr.ly/6187vuemF

05/12/2026

Think you’ve found your dream home? I’ll help you make sure the numbers are in sync. The appraisal is where value gets verified and where strategy matters most. I’ll guide you through your options so nothing catches you off guard.

Let's connect: http://ms.spr.ly/6182vP4Gw

Address

385 Garrisonville Road, Suite 117
Stafford, VA
22554

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