Lutheran Federal Credit Union

06/18/2026

Thinking about a home project?

With today’s high costs and limited housing options, improving your current home may be the right move. LutheranFCU Home Equity Loans can help with renovations, repairs, and other important needs.
Best-qualified rates start at 6.44% APR.

Learn more: https://na2.hubs.ly/H06bkL-0

APR = Annual Percentage Rate. Rates subject to change. Loan approval and rate based on creditworthiness and other factors.

Access affordable home equity loans to finance home improvements, debt consolidation, and more. Borrow up to 80% of your home's value.

06/17/2026

Have you checked out our new website yet? It's easier to navigate and full of useful information to help you maximize your financial life. We are committed to being the Credit Union of the LCMS and to providing an excellent experience for our members. Read more on our blog: https://na2.hubs.ly/H06bdTr0

Discover LutheranFCU's newly redesigned website, crafted for clarity and ease of use, reflecting our commitment to serve the LCMS community with mission-centered financial solutions.

06/12/2026

Your credit report can impact loan approvals, interest rates, and your overall financial health, so it’s worth checking before you need it.

For this week’s Financial Education Friday, we’re sharing a simple reminder: don’t wait until you’re applying for a loan to review your credit reports. If you find an error, dispute it right away, keep good records, and follow up with both the credit bureau and the business that reported the information.

You can review your credit reports for free online, and LutheranFCU members can also use Credit Score & More through online and mobile banking.

Read more here: https://na2.hubs.ly/H0666yZ0

A little persistence now can help prevent bigger headaches later.

Learn how to check your credit report and to file a claim in case the information is incorrect.

06/07/2026

💸This week's Financial Education Friday was all about saving money. Did you see it?

Want to save more money without relying on willpower?
Try paying yourself first.

Instead of waiting to see what’s left after bills and spending, move money into savings as soon as you get paid. Even better, automate it so saving happens before you have a chance to forget.
Small, consistent transfers can help you build an emergency fund, save for a big purchase, plan for retirement, or finally take that dream vacation.

Check out the video, blog post, and infographic on our financial education page: https://na2.hubs.ly/H05_FY-0

06/05/2026

💸 Financial Education Friday

Saving money sounds simple… until payday comes, bills are paid, expenses pop up, and suddenly there’s nothing left to save.

That’s where the “pay yourself first” strategy can help.
Instead of waiting to save whatever is left over, set aside money for savings as soon as you get paid. Even a small amount can add up over time, especially when you automate it.

Here are a few simple ways to get started:
✅ Have part of your paycheck deposited directly into savings
✅ Set up an automatic transfer after payday
✅ Create separate savings accounts for different goals
✅ Automate your bills to avoid late fees
✅ Put “extra” money like cash back, spare change, or tax refunds toward savings

Whether you’re building an emergency fund, saving for a vacation, planning for retirement, or working toward a big purchase, paying yourself first can help turn saving into a habit.

Learn more in this week’s video.

05/31/2026

On Trinity Sunday, we confess the mystery and beauty of our faith:
One God in three persons — Father, Son, and Holy Spirit.

We give thanks for the God who creates, redeems, and sustains us.

Blessed Trinity Sunday!

05/30/2026

🎙️ We’re excited to be featured on It’s a Money Thing Backstage!

Earlier this year, LutheranFCU launched Financial Education Friday to help our members and the broader LCMS community feel more informed and confident about their financial decisions.

Through our partnership with Currency Marketing, we are able to share engaging It’s a Money Thing resources that make important financial topics easier to understand, from budgeting and credit scores to borrowing, saving, and more.

In this episode, Tom Schlund, Synod Relations and Marketing Director at LutheranFCU, shares more about who we are, why financial education matters to us, and how we are using these resources to serve our community.

Watch the conversation here: https://na2.hubs.ly/H05QCTJ0

05/29/2026

💰 **Financial Education Friday**

A raise, bonus or new job can be a great opportunity to move closer to your financial goals. But when spending rises right along with income, it can be easy to feel like you are not making progress at all.

That is called **lifestyle creep**.

Enjoying the money you earn is not a bad thing. The key is being intentional: track your spending, build your savings, avoid unnecessary new monthly expenses and keep your long-term goals in mind.

**Do One Thing:** The next time your income increases, increase your savings rate too.

Learn more in this week’s Purposeful Pennies blog post:https://na2.hubs.ly/H05QF9x0

05/25/2026

Today, we honor and remember the men and women who gave their lives in service to our country. Their sacrifice will never be forgotten. 🇺🇸

Wishing you a meaningful Memorial Day from Lutheran Federal Credit Union.

05/24/2026

On this Day of Pentecost, we rejoice in the gift of the Spirit who comforts, strengthens, and sends us out as Christ’s witnesses.

A blessed Pentecost from LutheranFCU!