Matt Shymanski Home Mortgage - NMLS 1572469

09/03/2026

What if I Told You.... 👀🏡

Listing photos don’t always tell the whole story. 😂

That “charming street” might look a little different when you actually drive down it… and that “peaceful backyard” may have a surprise waiting just over the fence. 🚂🛣️🐓

Before you fall in love with a house from your couch:

🚗 Do a drive-by
🏘️ Check out the neighborhood
🌙 Swing by at a different time of day
📍 Look at what’s nearby
👀 And remember—the photographer’s job is to make that house look GOOD.

Photos get you interested. The drive-by gives you the rest of the story. 😂

Then, when you find one that passes the real-life test… we can talk financing. 🏡💰

07/22/2026

Ever heard the old "Real Men of Genius" commercials? 😄

Meet Mr. Not Pre-Approved Homeshopper...

🏡 Falls in love with the perfect house.
📞 Calls the Realtor.
📝 Writes an offer.
💥 Finds out he isn't pre-approved.

The dream home? Gone.

The reality is that getting pre-approved isn't just another box to check—it's one of the smartest first steps you can take. It helps you:
✅ Know your true budget
✅ Strengthen your offer
✅ Avoid surprises
✅ Shop with confidence

Don't be Mr. Not Pre-Approved Homeshopper.

Be ready before you start shopping.

Thinking about buying a home this year? Send me a message and I'll help you get pre-approved so you're ready when the right home hits the market.

📩 DM me to get started.This would pair well with your reel and keeps the nostalgic parody while ending with a clear call to action.

Matt Shymanski
NMLS 1572469
314.761.5903

07/17/2026

⭐⭐⭐⭐⭐

Whether it's a first-time homebuyer, a repeat client, or a trusted real estate partner, my goal is always the same: make the mortgage process simple, communicate every step of the way, and help get you to the closing table with confidence.

A huge thank you to Joseph, Danielle, Dylan, and Ben for taking the time to share your experience. Your trust and kind words truly mean a lot.

If you're thinking about buying your first home, upgrading, refinancing, or just have questions about the current market, I'd be happy to help.

📞 Let's make your next move a smooth one.

Matt Shymanski
NMLS 1572469
314.761.5903

07/09/2026

🏡 Buying a home doesn't have to be overwhelming.

Whether it's your first home or your fifth, having the right team by your side can make all the difference.

From getting pre-approved to moving into your new home, every step has a purpose:

- Get your finances in order. ✔️
- Build the right team around you. ✔️
- Find a home that fits your needs—not just your wants. ✔️
- Make a strong, confident offer. ✔️
- Navigate inspections, underwriting, & closing.✔️
- Get the keys and start your next chapter.✔️

My goal isn't just to get you to the closing table—it's to educate you, answer your questions, and make the process as smooth and stress-free as possible from start to finish.

If you're thinking about buying in the next few months—or even next year—let's have a conversation now. A little planning today can save you time, money, and stress later.

📲 Reach out anytime for a free consultation or pre-approval. I'd be honored to help guide you every step of the way.

Your journey home starts with a conversation. 🏡❤️

Matt Shymanski
NMLS 1572469
314.761.5903

07/06/2026

📈 Weekly Mortgage Market Update

Mortgage rates saw a slight increase last week—but the story behind it is important.

While rates moved higher, the increase was driven largely by quarter-end bond market activity, not a weakening outlook for homebuyers.

Meanwhile, June's jobs report came in much weaker than expected, signaling a labor market that's continuing to cool. Historically, softer employment data can create a more favorable environment for mortgage rates over time.

👀 This week we'll be watching:
• Federal Reserve meeting minutes
• ISM Services report
• Existing Home Sales data

Markets can change quickly, but staying informed helps you make better decisions.

Whether you're thinking about buying your first home, moving up, investing, or refinancing, I'd be happy to help you understand your options and put together a plan.

📞 Reach out anytime with questions!

Matt Shymanski
NMLS 1572469
314.761.5903

06/29/2026

📉 Mortgage rates are off to a good start this week!

After another week of positive movement, mortgage rates are now sitting at their lowest levels since mid-May. Lower-than-feared inflation concerns and falling oil prices helped improve the bond market, which is great news for borrowers.

👀 This week, all eyes will be on Thursday's Employment Report. Jobs, unemployment, and wage growth data can all influence mortgage rates, so expect some movement as the week unfolds.

If you've been waiting for a better opportunity to buy, refinance, or simply want to see what today's market looks like, now is a great time to revisit your options.

Have questions or want to run the numbers? I'm always happy to help!

Matt Shymanski
NMLS 1572469
314.761.5903

06/25/2026

06/24/2026

THINK YOU NEED TENS OF THOUSANDS OF DOLLARS TO BUY A HOME?

Maybe not.

The City of St. Louis has reopened the HomeSTL Homebuyer Assistance Program, offering eligible first-time homebuyers up to $40,000 in down payment and closing cost assistance—and up to $50,000 in select areas of the city!

✅ Up to $50,000 in assistance
✅ 0% interest
✅ No monthly payments
✅ Forgivable loan program
✅ Available for eligible first-time homebuyers

This could be the opportunity that turns homeownership from a goal into a reality.

Funding is limited and available on a first-come, first-served basis, so don't wait to explore your options.

📩 Have questions about qualifying or getting pre-approved? Reach out anytime—I'm happy to help.

Matt Shymanski
NMLS 1572469
314.761.5903
[email protected]

06/17/2026

🎓 Federal Student Loan Borrowers: Big Changes Are Coming July 1 🚨

If you have federal student loans, now is the time to review your repayment strategy.

Starting July 1: ✅ Existing income-driven repayment plans are being phased out
✅ A new Repayment Assistance Plan (RAP) becomes the primary income-based option
✅ SAVE Plan borrowers may need to choose a new repayment plan
⚠️ Taking no action could result in being moved to a standard repayment plan with higher monthly payments

More than 7 million borrowers could be impacted.

The good news? A few minutes today could save you from a costly surprise tomorrow.

📍 Review your loans
📍 Understand your repayment options
📍 Visit studentaid.gov before July 1

Knowledge is power—and when it comes to student loans, it can also save you money.

Matt Shymanski
NMLS 1572469
314.761.5903
[email protected]