Alternatives Insurance Agency

Alternatives Insurance Agency We are an independent Agency representing many carriers to provide the best service for our clients

08/26/2026
Happy National doggy day 🐶🐕🐾🦴
08/26/2026

Happy National doggy day 🐶🐕🐾🦴

Very demure. Very mindful. Very good dog. 🐾 💙 National Dog Day is August 26, and we want to see your pup's most demure l...
08/26/2026

Very demure. Very mindful. Very good dog. 🐾 💙 National Dog Day is August 26, and we want to see your pup's most demure look. 😂 Share a photo in the comments! And if one last summer adventure is on the calendar, don't forget to review your auto, boat or RV coverage before you hit the road.

🏢 COMMERCIAL PROPERTY OWNERS: Large Wind & Hail Deductibles Don’t Have to Be Something You Fear.When you insure a high-v...
08/21/2026

🏢 COMMERCIAL PROPERTY OWNERS: Large Wind & Hail Deductibles Don’t Have to Be Something You Fear.

When you insure a high-value commercial building or portfolio, a 1% or 2% wind and hail deductible can quickly turn into a massive out-of-pocket expense.

A $10 million property with a 2% deductible could mean $200,000 out of pocket before coverage even begins.

Alternatives Insurance has a solution.

Our Wind & Hail Deductible Buyback Coverage can help reduce those large percentage deductibles to a much more manageable amount.

✅ High-Value Commercial Buildings
✅ Office Buildings
✅ Retail Centers
✅ Industrial & Warehouse Properties
✅ Multi-Building Portfolios
✅ 1% & 2% Wind/Hail Deductibles
✅ Deductible Buyback Options

Large property values don’t have to mean frightening deductibles.

📞 Contact 314-845-0363 Alternatives Insurance today and ask how we can help buy down your commercial wind & hail deductible.

🏢 CONDO & HOA BOARDS: Don’t Let a 1% or 2% Wind & Hail Deductible Scare You.Large percentage deductibles can leave an as...
08/20/2026

🏢 CONDO & HOA BOARDS: Don’t Let a 1% or 2% Wind & Hail Deductible Scare You.

Large percentage deductibles can leave an association facing a substantial out-of-pocket expense after a major wind or hail claim — especially when multiple buildings and roof lines are involved.

Alternatives Insurance has a solution.

We can offer Wind & Hail Deductible Buyback Coverage designed to help reduce those large roof, wind and hail deductibles to a much more manageable expense for your association.

✅ Condo Associations
✅ Homeowners Associations
✅ Multi-Building Communities
✅ 1% & 2% Wind/Hail Deductibles
✅ Deductible Buyback Options

If your association has been forced to accept a larger wind or hail deductible to control insurance costs, you may have more options than you realize.

📞 Contact Alternatives Insurance today and ask us about Wind & Hail Deductible Buyback Coverage.

As buses, bikes and busy crosswalks return, a little extra patience can help everyone get where they’re going safely. 🚗 ...
08/17/2026

As buses, bikes and busy crosswalks return, a little extra patience can help everyone get where they’re going safely. 🚗

08/15/2026

Get ready to celebrate National Relaxation Day. You deserve it. If you're heading out this weekend, review this checklist provided by Travelers to help you keep your home safe and protected while you’re away. http://tkpl.us/tq8no

Proudly partnering with GEICO. Competitive pricing on auto, rec vehicles, commercial auto and more! Call or email us tod...
08/11/2026

Proudly partnering with GEICO. Competitive pricing on auto, rec vehicles, commercial auto and more! Call or email us today for a competitive quote. 314-845-0363 or [email protected]

08/10/2026

S'mores are a summer classic. Before you gather around the firepit to toast your favorite - whether sweet or savory - take a moment to review these firepit safety tips. What's your favorite type of s'more? The traditional or ones with a new twist? http://tkpl.us/tl3o6

Your vehicles do more than get you from one place to another—they help keep your business running. Whether you're headin...
08/10/2026

Your vehicles do more than get you from one place to another—they help keep your business running. Whether you're heading to a job site, making deliveries or meeting customers, Commercial Auto Insurance can help protect the vehicles your business depends on, so you can stay focused on what matters most. We represent Progressive and several other A rated carriers

Address

4111 Union Road Saint Louis
St. Louis, MO
63129

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13148450363

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