Chet Hileman Mortgage

10/16/2026

They're both important parts of the homebuying process-but they serve very different purposes.

A home inspection looks at the condition of the property and can identify potential issues with the home's systems and structure.

An appraisal provides an opinion of the property's market value for the mortgage lender.

One helps you understand the condition of the home. The other helps determine whether the property supports the amount being financed.

Understanding the difference can help you feel more prepared as you move toward closing.

Have questions about what happens after your offer is accepted? Ask me!

10/15/2026

Buying your first home in today's market can feel like a big financial leap. But "Can I afford a home?" is a more useful question when you break it down into the pieces that actually matter.

Your income, monthly debts, credit history, available funds, loan program, and the purchase price you're considering all play a role.

And you may have more options than you realize.

If buying your first home is on your radar, let's talk through your situation and what you may want to consider before you start house hunting.

10/07/2026

Finding the right home is exciting-but knowing what to consider before you submit an offer can make the next step much more manageable.

Before you put your offer in writing, make sure you understand:

- What you can comfortably afford
- How your financing fits into the offer
- Which contingencies may be important
- Your preferred timeline
- What you're comfortable paying-and where you need to draw the line

A strong offer isn't just about the price. It's about making a decision that fits your financial picture and your plans.

Ready to move from house hunting to making an offer? Let's start a conversation today.

09/29/2026

Check out this new beautiful listing, brought to you by Rich Loughridge - This one won't last long, please contact us for details!

This home is a DREAM. Sitting on 3 acres in Troy, w/6 garage spaces attached & detached, in-ground pool, plenty of workspace, play space and/or tractor space. Curb appeal is just the beginning as you arrive in the cul-de-sac. Upon entry, hardwood floors sprawl out into separate dining, large great r...

09/29/2026

The earlier you connect with a Delmar Mortgage loan professional, like me, the more options you may have available.

Before you start house hunting (or refinancing) make sure your loan setup is working for you, not against you.

Let's talk!

07/17/2026

Congratulations to my good friend Mark (MSG) on his new home purchase. He had purchased a home to be closer to family for a few years. He sold that home and purchased a new one that is bigger and better in beautiful University City! Mark is an amazing person; I was honored to help him and blessed to be a friend! Wishing you the best in your new home!

06/23/2026

Summer is here! Longer days, new opportunities.

If a new home is part of your summer plans, let's make sure you're ready when the right one comes along.

05/06/2026

Thinking about updating your home this year? Renovation loans allow you to finance the improvements into a single mortgage, whether you are buying or refinancing. If you have a project in mind, we can help you explore the options.

Let's Explore Your Loan Options!

05/05/2026

For our military families, the right guidance can make owning a home possible.

Let's explore your options.