Michael McCarthy - Motto Mortgage Living

Michael McCarthy - Motto Mortgage Living As a mortgage loan originator, I work hard to shop and compare competitive home loan options.

Welcome to Motto Mortgage Living, your trusted mortgage brokerage in Saint Louis. We specialize in personalized home loan solutions and connect you with a wide network of wholesalers to ensure a transparent and efficient financing experience. Whether you're a first-time homebuyer or looking to refinance, our dedicated team will help tailor mortgage options to fit your unique needs. We will guide you every step of the way to ensure a smooth journey to homeownership.

You don’t have to navigate the homebuying process alone. Homeownership is achievable, and we'll support you on your jour...
05/01/2025

You don’t have to navigate the homebuying process alone. Homeownership is achievable, and we'll support you on your journey by simplifying the steps and guiding you through the process.

Reach out today to get started.

Ignorance can be bliss, but not when it comes to your credit score.Your credit score is an important piece to the mortga...
01/30/2025

Ignorance can be bliss, but not when it comes to your credit score.

Your credit score is an important piece to the mortgage puzzle as lenders will use your credit score to judge your creditworthiness... i.e., how likely you are to pay back your home loan. 🧩

Want to know what home loan products you qualify for with your credit score? Let’s explore your mortgage options together.

It might seem like a no-brainer, but lenders must know you can pay back your mortgage loan in order to lend you money. O...
01/23/2025

It might seem like a no-brainer, but lenders must know you can pay back your mortgage loan in order to lend you money. One way to prove this is having a strong employment history whether you’re full-time, contract, self-employed, etc. So, even if you don’t have a traditional job situation, don’t think it is impossible to qualify for a home loan.

Let’s talk about your options today.

💸 Why just pay for a place when you could be paying into your own equity? 🏡Curious if homeownership is within reach? Rea...
01/16/2025

💸 Why just pay for a place when you could be paying into your own equity? 🏡
Curious if homeownership is within reach? Reach out for a number crunch – no cost and no commitment.

Out with the old, in with the new! You know, it's never too late to set that New Year's resolution... Could 2025 be the ...
01/01/2025

Out with the old, in with the new! You know, it's never too late to set that New Year's resolution... Could 2025 be the year of homeownership? 🤔

"We light candles in testament that faith makes miracles possible." -Rabbi and Author Nachum Braverman. Happy first nigh...
12/25/2024

"We light candles in testament that faith makes miracles possible." -Rabbi and Author Nachum Braverman. Happy first night of Hanukkah to all who celebrate! Hillel.org has everything you need to know about the Festival of Lights: https://www.hillel.org/what-even-is-hanukkah/

Really, what more is there to say? Wishing you and yours a wonderful Thanksgiving holiday.
11/28/2024

Really, what more is there to say? Wishing you and yours a wonderful Thanksgiving holiday.

To our veterans, thank you for your service and sacrifice. We are forever grateful. 🇺🇸
11/11/2024

To our veterans, thank you for your service and sacrifice. We are forever grateful. 🇺🇸

If you’ve researched the homebuying process, you’ve probably seen information about what to do before you buy. What abou...
11/07/2024

If you’ve researched the homebuying process, you’ve probably seen information about what to do before you buy. What about the stuff you should not do? It might be tempting, but you should not tour homes drastically outside your budget. Need help determining what your budget is? Reach out and we will get the pre-qualification process started. 📝

Oh, sorry! Did we scare you? Just wanted to wish you a Happy Halloween! Keep an eye out for potential new haunts as you'...
10/31/2024

Oh, sorry! Did we scare you? Just wanted to wish you a Happy Halloween! Keep an eye out for potential new haunts as you're trick-or-treating tonight. 👀 Who knows, you just might find your dream home behind all those cobwebs!

Discount points – sometimes called mortgage points – are a one-time, up-front fee paid by the borrower to lower the inte...
10/24/2024

Discount points – sometimes called mortgage points – are a one-time, up-front fee paid by the borrower to lower the interest rate on a mortgage loan. These points are paid at closing and can help borrowers save on the overall cost of the loan.
Need some pointers to see if discount points are the right choice for you? 🤔 Reach out today.

Whether it is a condo downtown, a townhouse in a trendy neighborhood, or a single-family home in the suburbs, each house...
10/15/2024

Whether it is a condo downtown, a townhouse in a trendy neighborhood, or a single-family home in the suburbs, each house hunter has a different vision of their perfect home. Motto Mortgage knows unique homeownership goals are only possible with a variety of loan products to choose from. Send a message and we will figure out which loan product works best for you. 🏠

Address

8081 Manchester Road
St. Louis, MO
63144

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