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CapitalBull Mortgage - Home Loans, Refinance, Home Equity Loans. First Time Home Buyers, Investors and Self-Employed!

Conventional, FHA, USDA, Veterans,
NonQM, Bank Statement, P&L, VOE, 1099 and much more!

Why are investors looking at Missouri? 👀✅ Lower property prices than many big markets✅ Strong rents compared to what you...
10/17/2026

Why are investors looking at Missouri? 👀

✅ Lower property prices than many big markets
✅ Strong rents compared to what you pay for the home
✅ Steady demand from renters in St. Louis and across the state

Put those together and you get the kind of numbers investors love.

A DSCR loan lets the property's rent do the talking, so you can focus on finding the right deal.

Ready to look at your options? Let's talk!

Start Now 👉 https://plus.preapp1003.com/Chad-Atkins

☎️ 470-4NO-BULL 🐂

Which loan fits your life?FHA, VA, USDA, and self-employed options each have their own lane. If a bank made it feel conf...
10/08/2026

Which loan fits your life?

FHA, VA, USDA, and self-employed options each have their own lane. If a bank made it feel confusing, we’ll help you sort it out fast. ✅

Start Now 👉 https://plus.preapp1003.com/Chad-Atkins

☎️ 470-4NO-BULL 🐂

🏡 Quick question: How long have you been renting?1 year? 3 years? 10 years?Every single rent payment you've made has bui...
10/06/2026

🏡 Quick question: How long have you been renting?

1 year? 3 years? 10 years?

Every single rent payment you've made has built someone ELSE's equity. Not yours. Not your family's.

Here's what most people don't realize:

📌 Homeownership is the #1 wealth-building tool for American families
📌 Your mortgage payment can actually be LESS than your rent
📌 You can start the pre-qualification process in about 10 minutes online
📌 We offer FREE credit repair services if you need to boost your score first

The hardest part isn't qualifying. The hardest part is DECIDING you're done renting and ready to own.

Are you ready? Let's find out together. 🐂

Start Now 👉 https://plus.preapp1003.com/Chad-Atkins

☎️ 470-4NO-BULL 🐂

🇺🇸 Army veteran. Two deployments. Came home and got told he needed 20% down. NOT ON OUR WATCH.James came to us after a b...
10/05/2026

🇺🇸 Army veteran. Two deployments. Came home and got told he needed 20% down. NOT ON OUR WATCH.

James came to us after a bank told him he'd need $40,000 to buy the $200K home he found in Florissant. He'd never even heard of his VA loan benefit.

Here's what we did:
✅ Confirmed VA eligibility — he had FULL ENTITLEMENT
✅ VA loan: ZERO down payment
✅ No PMI — ever
✅ Rate below the market average that week
✅ Closed in 25 days 🔑

James now has a home — and an extra $40,000 still in his account. 💰

If you've served this country and haven't used your VA benefit, PLEASE let us help. You earned it. It's yours. Don't leave it on the table. 🐂

Start Now 👉 https://plus.preapp1003.com/Chad-Atkins

☎️ 470-4NO-BULL 🐂

📈 Real estate investors — you don't need to show PERSONAL INCOME to buy investment properties anymore!DSCR (Debt Service...
10/04/2026

📈 Real estate investors — you don't need to show PERSONAL INCOME to buy investment properties anymore!

DSCR (Debt Service Coverage Ratio) loans are a GAME CHANGER for investors who want to grow a portfolio without sharing their tax returns.

Here's how it works:
✅ Qualification based on the property's RENTAL INCOME — not your personal income
✅ Down payments as low as 15%
✅ No personal income verification required
✅ LLC ownership available
✅ Works for single-family, 2-4 units, and short-term rentals

Whether you're buying your first rental or your fifteenth — DSCR loans are how serious investors scale. 💪

Let's build your real estate portfolio the smart way. No big bank. No income docs. Just the numbers. 🐂🏡

Start Now 👉 https://plus.preapp1003.com/Chad-Atkins

☎️ 470-4NO-BULL 🐂

💰 He almost went with his bank. Then we found him a LOWER RATE.Kevin had been a customer at the same bank for 15 years. ...
10/03/2026

💰 He almost went with his bank. Then we found him a LOWER RATE.

Kevin had been a customer at the same bank for 15 years. They gave him a mortgage quote. He figured — loyal customer, good relationship — must be a good deal.

He called us anyway. Just to compare.

Here's what happened:
✅ Our wholesale lender beat his bank's rate by 0.625%
✅ Monthly savings: $89/month
✅ Over 30 years: $32,040 in his pocket 💰
✅ Same loan amount. Same loan type. BETTER DEAL.

Kevin's bank wasn't being evil — they were just charging what their customer would accept. That's business.

Our business? Getting YOU the best deal possible, every single time. 🐂

Start Now 👉 https://plus.preapp1003.com/Chad-Atkins

☎️ 470-4NO-BULL 🐂

🐂 Let's talk about the SECRET of wholesale mortgage lending.When you go to a big bank, you get ONE set of rates. Their r...
10/02/2026

🐂 Let's talk about the SECRET of wholesale mortgage lending.

When you go to a big bank, you get ONE set of rates. Their rates. Take it or leave it.

When you come to CapitalBull Mortgage? We go to MARKET for you.

Here's what that actually means:
✅ We submit your file to MULTIPLE wholesale lenders
✅ They COMPETE to earn your loan
✅ You get the BEST rate and terms available
✅ Zero extra cost to you for this service

Wholesale rates are LITERALLY LOWER than retail bank rates for the same loan product. That's not a sales pitch — that's just how the system works. Wholesale lenders don't have branch overhead. The savings pass directly to YOU. 💰

Why would you ever let a bank overcharge you when you don't have to? 🏡

Start Now 👉 https://plus.preapp1003.com/Chad-Atkins

☎️ 470-4NO-BULL 🐂

📊 ST. LOUIS MARKET UPDATE — here's what's happening right now!Home prices in the St. Louis metro have remained resilient...
10/01/2026

📊 ST. LOUIS MARKET UPDATE — here's what's happening right now!

Home prices in the St. Louis metro have remained resilient. What does that mean for buyers?

📌 Inventory is still tight — competition for good homes is real
📌 Sellers are negotiating — more room to work than 2 years ago
📌 Rates are moving — buyers who act now skip future uncertainty

Bottom line: If you've been waiting for the "perfect" market... it's already here. It just doesn't look like you expected. 😎

There's NEVER a perfect time to buy. There's only the time you're READY.

And if you're reading this? You might be more ready than you know.

Get pre-approved today and KNOW exactly what you're working with. 🐂

Start Now 👉 https://plus.preapp1003.com/Chad-Atkins

☎️ 470-4NO-BULL 🐂

💳 Your credit score is NOT your destiny. Let's talk about that.A lot of homebuyers don't even START the process because ...
10/01/2026

💳 Your credit score is NOT your destiny. Let's talk about that.

A lot of homebuyers don't even START the process because they THINK their credit score is too low. But here's what you might not know:

✅ You can qualify for an FHA loan with a 580 score
✅ Credit issues CAN be addressed — sometimes in 30-90 days
✅ We offer FREE credit repair services to our clients
✅ A soft credit pull WON'T hurt your score to get pre-qualified

The biggest mistake? Waiting until your credit is "perfect." By then, prices are higher and the rate window may have closed.

Let's look at YOUR actual situation — not what you ASSUME your situation is. You might be a lot closer than you think. 🏡🐂

Start Now 👉 https://plus.preapp1003.com/Chad-Atkins

☎️ 470-4NO-BULL 🐂

🌿 USDA loans: The zero-down program that NOBODY talks about enough!If you're looking at homes in suburban or rural areas...
09/30/2026

🌿 USDA loans: The zero-down program that NOBODY talks about enough!

If you're looking at homes in suburban or rural areas — and a LOT of great Missouri neighborhoods qualify — USDA may be your BEST option:

✅ ZERO down payment required
✅ Below-market interest rates
✅ No PMI (private mortgage insurance)
✅ Credit score 640+ preferred
✅ Great for first-time AND repeat buyers

You don't have to be a farmer. You just need to be buying in an eligible area. And the USDA eligibility map covers more than most people expect in and around St. Louis.

Check your target area at the official USDA eligibility site — then come to us and get pre-approved FAST! 🐂🏡

Start Now 👉 https://plus.preapp1003.com/Chad-Atkins

☎️ 470-4NO-BULL 🐂

Address

11155 S Towne Square Suite B-1
St. Louis, MO
63123

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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