Milos Vranic - MBA, RICP Financial Advisor

Milos Vranic - MBA, RICP Financial Advisor My team is helping businesses and families protect and grow their wealth. Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS).

Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Forsythe Findley Wealth Advisors is not an affiliate or subsidiary of PAS or Guardian. Forsythe Findley Wealth Advisors is not registered in any state or with the U.S. S

ecurities and Exchange Commission as a Registered Investment Advisor. Insurance products offered through WestPac Wealth Partners and Insurance Services, LLC, a DBA of WestPac Wealth Partners, LLC. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
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This month's chart is thanks to past Fed Chair Alan Greenspan, who tracked men's underwear sales as a proxy for consumer...
05/31/2026

This month's chart is thanks to past Fed Chair Alan Greenspan, who tracked men's underwear sales as a proxy for consumer confidence. What do you think the new Fed Chair will watch?

Can group and private disability policies work together?
05/31/2026

Can group and private disability policies work together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

A rare wildlife moment is drawing attention in Chicago.Two bald eagle hatchlings were recently spotted in a nest at Park...
05/30/2026

A rare wildlife moment is drawing attention in Chicago.

Two bald eagle hatchlings were recently spotted in a nest at Park 597 along the Calumet River on the city’s Southeast Side. Officials believe this may be Chicago’s first successful wild bald eagle breeding in more than a century.

The discovery is especially meaningful given the bald eagle’s long recovery story. Habitat loss and insecticide contamination once caused the species’ population to decline sharply, but conservation efforts helped support its comeback over the past several decades.

Park 597 has also gone through its own transformation. The site was previously home to a city water treatment plant, but restoration work improved the natural habitat.

Now, the appearance of two eaglets offers a hopeful reminder of how restored green spaces can support wildlife, even in the middle of a major city.


Source:

Two bald eagle hatchlings have been spotted in a Chicago park in what experts believe is a first for the Windy City in more than a century.

Auto debt continues to climb as higher vehicle prices and interest rates put pressure on household budgets.A recent repo...
05/29/2026

Auto debt continues to climb as higher vehicle prices and interest rates put pressure on household budgets.

A recent report found that total auto debt reached $1.68 trillion at the end of 2025, up 37% from late 2018. Nearly 86 million Americans, or about 1 in 4, now carry auto loan or lease debt.

Monthly payments have also increased. The typical auto loan payment rose from about $506 in 2018 to more than $680 by the end of 2025.

Several factors are contributing to the shift, including higher vehicle prices, fewer lower-cost new car options, and longer loan terms. More buyers are also taking on larger monthly payments, with $1,000 auto loan payments becoming more common for financed new-vehicle purchases.

For many households, higher transportation costs can affect other parts of the budget, including groceries, rent, savings, and emergency funds.

These trends highlight how vehicle affordability can play a larger role in everyday financial decisions.


Source:

Auto debt has swelled to $1.68 trillion, a new analysis finds. Americans face costlier vehicles, higher interest rates and lengthier loan terms.

This piece presents an overview of fundamental steps to consider when a loved one passes.
05/28/2026

This piece presents an overview of fundamental steps to consider when a loved one passes.

An overview of some fundamental steps when a loved one passes.

Many people are worried about Social Security lasting until they retire. Watch this video to learn more about why that's...
05/26/2026

Many people are worried about Social Security lasting until they retire. Watch this video to learn more about why that's more hype than truth.

Every so often, you'll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype?

Identity theft is becoming more common every day. Here’s what to do if it happens to you, along with some ways to make i...
05/24/2026

Identity theft is becoming more common every day. Here’s what to do if it happens to you, along with some ways to make it harder for fraudsters to steal your identity and credit

Here’s what to do if you fall victim to identity theft and tips for making it harder for fraudsters to steal your good name

When are you taking your Social Security benefits? Considering the timing can help maximize your benefit.
05/21/2026

When are you taking your Social Security benefits? Considering the timing can help maximize your benefit.

Taking your Social Security benefits at the right time may help maximize your benefit.

The thought of receiving an unexpected inheritance sounds positively life-changing. But it's important to take the time ...
05/19/2026

The thought of receiving an unexpected inheritance sounds positively life-changing. But it's important to take the time to absorb the impact of your newfound money. Don’t spend impulsively; decide how you’d like to spend it over time.

An inheritance can make a big difference in your financial life, but creating a plan to manage that money can be daunting. 

Many Americans are unprepared for an emergency. It's important to make sure you’re covered for things that could pop up ...
05/17/2026

Many Americans are unprepared for an emergency. It's important to make sure you’re covered for things that could pop up unexpectedly

An emergency fund can help you pay for unexpected financial emergencies. And having one in place can help ease stress

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