Home Loans with Integrity-Ryan Bazzell

12/23/2024

We can go to 89.999% on a cash out refinance. If you need money out of your home to do some improvements or just need to get some debt paid off, please give me a call anytime!

10/30/2024

Some people are worried that higher costs for everything from gas to groceries will put a pinch on homeowners and lead to a wave of foreclosures hitting the market.

But the latest data helps ease those concerns. Foreclosure activity is still far below levels seen during the last crash.

There's no wave of foreclosures on the horizon. This is just one reason why we’re not headed for a repeat of 2008.

10/29/2024

Why Home Sales Bounce Back After Presidential Elections

With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market. Let’s break it down.

Election Years Bring a Temporary Slowdown

In any given year, home sales slow down slightly in the fall. It’s a typical, seasonal trend. However, according to data from BTIG, in election years there’s usually a slightly larger dip in home sales in the month leading up to Election Day.

Home Sales Bounce Back After the Election

The good news is these delayed sales aren’t lost forever—they’re just postponed. History shows sales tend to rebound after the election is over. In fact, home sales have actually increased 82% of the time in the year after the election.

What To Expect in 2025

If history is any indicator, that means more homes will sell next year. And based on the latest forecasts, that’s exactly what you...

With the 2024 Presidential election fast approaching, you might be wondering what impact, if any, it’s having on the housing market.

10/27/2024

Are these scary myths holding you back from buying a home? Let’s talk.
I can help you separate fact from fiction. And, I’ll put your mind at ease, so you feel comfortable when you’re ready to start on your homebuying journey.

10/25/2024

Debunking Scary Myths About Buying a Home

Don’t let scary myths delay your homebuying dreams. Let's connect so you have a pro to help you separate fact from fiction.

10/24/2024

Homes are still selling faster than they did pre-pandemic, even though the number of days they’re on the market is higher than it was last year.

With the right strategies and the right agent partner, you could sell even faster than today’s norm. DM me to talk through what we can do to make sure your house stands out.

10/23/2024

Planning To Sell Your House in 2025? Start Prepping Now

If your goal is to sell your house in 2025, now’s the time to start prepping. By starting your prep work early, you’ll give yourself plenty of time to get your house market-ready by the end of the year. But be sure to partner with a great agent before you get started, so you have expert insight into what repairs are worth it based on your local market.

Why Starting Early Is Key

To get the best price and sell quickly, it’s important that your home looks its best. And that means it’s up to you to make the necessary repairs, declutter, and even consider updates that could add value as part of getting your house ready to list.

By starting now, you can tackle things one task at a time. Because, if you wait to knock items off your list later on, they could quickly stack up and get overwhelming.

The Importance of Working with a Local Agent

And while that data gives...

If your goal is to sell your house in 2025, now’s the time to start prepping.

10/22/2024

What’s ahead for mortgage rates in 2025?

Expert forecasts show they’re projected to come down over the next year. But it won’t be a straight line – you should expect some volatility.

Even so, the overall trend is great news for your buying power. Want to talk more about what this means for your plans? DM me.

10/20/2024

Why Buying Now Is Worth It

Torn between buying now or waiting? Don’t forget to factor in the equity you’ll gain as prices rise. If you bought a $450K house this year, experts say you could gain more than $90,000 in equity over the next 5 years.

10/18/2024

Why Buying Now Is Worth It

You may be torn between buying a home now or waiting. But don’t forget to factor in the equity you’ll gain as prices rise. Experts forecast prices will climb over the next 5 years – and based on those forecasts, you could gain about $90k in equity in that time. So, you could wait, but you’ll miss out on a lot of equity if you do. If you’re ready and able to buy, let’s connect so you can start growing your wealth now.

You may be torn between buying a home now or waiting. But don’t forget to factor in the equity you’ll gain as prices rise.

10/17/2024

Why an Agent Is Essential When Buying a Newly Built Home

For some buyers, there’s a misconception that newly built homes aren’t made to last or fall short of the quality you can find in older homes. Unfortunately, this is turning some buyers away from what may be one of their best options in today’s housing market.

So, is there any merit to the myth? Let’s break down the best way to make sure you feel good about looking into new home construction. That way, you’re not missing out on such a great option today.

Choosing the Right Builder

The key to making sure you get a quality newly built home is to choose a good builder. Reputable builders adhere to strict building codes and standards, use advanced construction techniques, and often offer warranties that cover structural issues for several years.

Beyond that, maybe they’ve even worked with other buyers who opted for a home in one of those neighborhoods. Here are just a...

For some buyers, there’s a misconception that newly built homes aren’t made to last or fall short of the quality you can find in older homes.

10/16/2024

The Benefits of Using Your Equity To Make a Bigger Down Payment

Did you know? Homeowners are often able to put more money down when they buy their next home. That’s because, once they sell, they can use the equity they have in their current house toward their next down payment. And it’s why as home equity reaches a new height, the median down payment has too.

According to the latest data from Redfin, the typical down payment for U.S. homebuyers is $67,500—that’s nearly 15% more than last year, and the highest on record.

Here’s why equity makes this possible. Over the past five years, home prices have increased significantly, which has led to a big boost in equity for current homeowners like you. When you sell your house and move, you can take the equity that gives you and apply it toward a larger down payment on your new home. That’s a major opportunity.

Now, it’s important to remember you don’t have to make...

Did you know? Homeowners are often able to put more money down when they buy their next home.