Nathan Grojean

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Nathan Grojean I am a Home Loan Advisor with First State Bank with over 23 years of lending experience Nathan Grojean is a Senior Loan Officer at Cornerstone Mortgage, Inc.

with more than 16 years in the mortgage industry. Nathan loves watching both a first-time homebuyer and a repeat buyer pick up the keys after purchasing a home and seeing the complete happiness. Nathan prides himself on being extremely organized and detailed throughout the process. This is all to make the process easier for the client that is going through a stressful time of moving. He likes to make sure his customers have a fun, enjoyable time during the process. Nathan specializes in first-time homebuyer programs. He is also well versed in different options on conventional loans to make the payment lower for the consumers. In the past, Nathan was a college tennis player. In his current free time, Nathan teaches tennis lessons, collects coins and enjoys traveling. He has been to every state with the exception of Alaska.

10/02/2026

First State Bank of St.Charles has a $15,000 grant available for buyers purchasing a home that has a median Income under 80 percent of the county that you are purchasing a home. With Interest Rates, Taxes, and Insurance being up over the last few years it’s important to get free money and bring down your loan amount so that your payment is more affordable. Reach out to me for any questions or to apply by either dropping a message on Facebook or calling my cell phone anytime at 309-242-0104.

09/17/2026

With Interest Rates being higher because of The Iran Conflict and Gas prices it’s important to look at options to lower the rates upfront to make the loan more affordable. First State Bank has an option either thru a credit from the seller or financing thru the rate to lower a 30 year fixed mortgage by 2 percent the first year and 1 percent the second year to make the payment more affordable. Reach out to me with any questions or to get approved for this program by either emailing me at [email protected] or calling my cell anytime at 309-242-0104.

09/08/2026

First State Bank has a great program with purchasing Investment property with 10 Percent down with no PMI Insurance. The program also has an option where you can close in a LLC name if it meets requirements for the program. Reach out to me with any questions on this program or any financial questions by emailing me at [email protected] or call me on my cell phone at 309-242-0104

08/17/2026

First State Bank has a great program called the 2-1 Buydown where the consumer can lower their Interest Rate by 2 percent the 1st year and 1 percent the second year and the remaining 28 years stays at the current rate that you lock initially. This buy down can be financed either by the seller, lender, or buyer at the time of contract and as you can see by the illustration below it can have substantial savings each month for the first 24 months. Reach out to me to learn more about the financing option by emailing me at [email protected] or calling my cell at 309-242-0104.

07/24/2026

First State Bank has a wonderful Medical Professional Loan that has 100 Percent financing with no PMI. If you‘re in one of these fields or have a friend or Family looking to buy in the medical profession please reach out to me to look at your financing options by either emailing me at [email protected] or calling my cell at 309-242-0104.

Address

St. Charles, MO
63301

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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