Yates Insurance Agency

10/10/2026

Your insurance renewal went up AGAIN?
You don't necessarily have to accept the increase without checking your options.
The Yates Agency can shop your auto insurance and see whether another option makes more sense.
A quick conversation could potentially save you hundreds of dollars a year.
Give us a call!
314-434-3100
[email protected]

10/09/2026

When was the last time you shopped your auto insurance?
Rates can change significantly over time - even if you haven't had an accident or ticket.
If it's been a few years since you've compared rates, give The Yates Agency a call.
We'll see what's available and make sure you're comparing the coverage too - not just the price.
314-434-3100
[email protected]

10/08/2026

Your neighbor's homeowners policy may not be right for you.
Different homes, roofs, deductibles, finances, families and risk tolerances can require different coverage.
Insurance shouldn't be one-size-fits-all.
At The Yates Agency, we'll take the time to look at your situation, explain your options and help you make
an informed decision about your coverage.
Give us a call today!
314-434-3100
[email protected]
🚨Click the form below to start a quote🚨
https://forms.gle/pyCPnkhV7WMxcwUi7

10/07/2026

One of the worst times to learn about your insurance policy is AFTER a claim.
That's when the fine print suddenly matters.
Our goal at The Yates Agency is to help our customers understand their coverage beforehand so there are
fewer surprises when something goes wrong.
Insurance isn't just about finding a company.
It's about having someone knowledgeable in your corner.

Call me for the goods!
314-434-3100
[email protected]

10/06/2026

When was the last time someone actually explained your homeowners policy to you?
Not just the premium.
Your deductibles.
Roof settlement.
Water backup.
Replacement cost.
Liability.
Special limits.
Optional endorsements.
If the answer is "never," it might be time for an insurance review.
Give The Yates Agency a call.
314-434-3100

[email protected]

10/05/2026

CHEAPER isn't always BETTER when it comes to homeowners insurance.
Saving $200 a year doesn't look nearly as impressive if you discover after a major claim that your policy is
missing thousands of dollars in coverage.
We're always happy to help customers save money - but we also want to make sure the coverage makes
sense.
That's the difference between getting a quote and getting insurance advice
Click the link below to request a home quote and get the knowledge to make an informed decision
https://forms.gle/XNnn4QWZnT51Ea6M7

314-434-3100
[email protected]

10/04/2026

Power surge damages your furnace, appliances or electronics. Covered?
Sump pump quits during a storm. Covered?
Sewer backs up into your basement. Covered?
Tree falls on your house. Covered?
The answer isn't always simply "yes."
A knowledgeable insurance agent can help identify these gaps BEFORE something happens.

Call me before the claim, not after
314-434-3100
[email protected]
https://agents.farmers.com/mo/saint-charles/patrick-yates/

10/03/2026

Replacement Cost vs. Actual Cash Value 💰🏠
Do you know which one your homeowners policy provides on your roof?
Replacement Cost can pay based on the cost to replace damaged property, while Actual Cash Value can
account for depreciation.
That difference could mean THOUSANDS of dollars after a claim.
At The Yates Agency, we don't just want to sell you a policy. We want you to understand what you're
buying.
Give me a call or click the form below to get started on a quote
314-434-3100
https://forms.gle/d3Frse3Q1LtxBGKD8

10/03/2026

10/02/2026

Your home is probably one of the largest investments you'll ever make.
Yet many people spend more time comparing cell phone plans than understanding their homeowners
insurance.
You don't need to become an insurance expert.
That's what your agent is for.
At The Yates Agency, we'll help you understand what you're covered for - not just what your premium is.

314-434-3100
[email protected]