Riddle Financial Solutions

Riddle Financial Solutions I offer individual Life and Disability Insurance, Medicare Supplement Policies and retirement planning for businesses.

09/14/2024

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Someone once told me you have to choose which hill you die on. Get ready to fill out your reports on me, ‘cause I'm going to vent here. Frankly I expect some "unfriending" to happen and that is fine too.
I believe we all have the right to worship as we please, but I also know that our country, the United States of America, was founded on Christian principles. I believe we should be proud of our country. A quote is a quote; It should not be amended or watered down.
The news media should not be afraid to use the "Love of Christ" part. Answering “Why”, they state, “Because, using the words Christ or God might offend someone!” Well, now it's my turn to be offended!
I'm offended that the news media would edit it out. I’m offended that Christians are being asked to tread lightly, so as not to offend someone of another religion. This man, Jesus, loved God, loved his people, loved the world, and gave his life for the sins of ALL people so that those who “believe in Him, and accept Him as their personal Savior, will have everlasting life!!!”
This Founding Principle is actually embedded in our Declaration of Independence: “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty, and the Pursuit of Happiness.” Why would the left lopsided media continue to edit this truth?!
I hope every Christian or every person that believes in God who is NOT OFFENDED will copy this and paste it to their status...“If we ever forget that we're one nation under GOD, then we will be a nation gone under.” ~Ronald Reagan.
*Before you say it, I already know that a lot of you will say “I don't know how to copy & paste.” It’s easy... hold your finger on this post and when the word copy appears, just touch it. Then go to your home page and where it says "what's on your mind", touch it and hold your finger where you would start writing your comment and touch "paste”.
If we continue to do nothing so as not to offend anyone else, we will eventually be offended out of the constitution and out of a country!
Am definitely Not worried who I offend!!
I copied and pasted. How about you?

Why is life insurance worth it?There are many answers to the question of why is life insurance important. But by and lar...
04/14/2021

Why is life insurance worth it?

There are many answers to the question of why is life insurance important. But by and large, the most important one is ensuring your family’s financial security and peace of mind.

If anyone depends on your income, they would most likely struggle if you were to pass away. That’s why life insurance is so important to have. There are different types of life insurance policies, but essentially they all pay cash to your loved ones when you die. Money from life insurance can be used to cover daily living expenses, a mortgage or rent payments, outstanding loans, college tuition and other essential expenses. Life insurance is the best way to ensure that your loved ones would be in a good financial place if you and your income were no longer in the picture.

If you have any questions or would like to speak with me please do. I would be happy to sit down and discuss your options free of charge. Let's get your family protected.

Life Insurance 101 No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. Getting life insurance doesn’t have to be hard (or boring). We have some answers to common questions about life insurance so that you can make informed...

A REAL LIFE STORYLife insurance isn’t for the people who die. It’s for the people who live.Michael, 32, was a fit and he...
04/05/2021

A REAL LIFE STORY

Life insurance isn’t for the people who die. It’s for the people who live.

Michael, 32, was a fit and healthy family man. As he left to run a 10K race, he kissed his wife, Traci, good-bye along with newborn Calvin and “big” sister Josie. He never made it home. As he crossed the finish line, Michael collapsed and died. The Kovacic family would never be the same.

Traci says the hardest part for her was knowing that the love of her life was never coming home. “But the reality is that everything else stayed the same,” she says. “The paychecks stopped immediately, but I still had to keep the lights on, buy food, pay the mortgage and take care of the kids. Having life insurance meant I didn’t have to make any immediate decisions or sell the house. The life insurance saved us—and it still does today.”

If you have any questions please contact me and I would be happy to go over your options, no cost or obligation. I just want to make sure your family is protected.

Life Insurance 101No one really wants to think about life insurance. But if someone depends on you financially, it’s a t...
03/31/2021

Life Insurance 101

No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. Getting life insurance doesn’t have to be hard (or boring). We have some answers to common questions about life insurance so that you can make informed decisions about protecting your loved ones financially.

Any other questions please visit my website:
http://riddlefinancialsolutions.com/life-insurance/

Have you ever wondered how your loved ones would manage financially if something happened to you? Watch this to learn the basics of life insurance and how im...

Long Term Care Questions!What are my options for long-term care insurance?   There are three main types of long-term car...
03/26/2021

Long Term Care Questions!

What are my options for long-term care insurance?
There are three main types of long-term care insurance: traditional long-term care insurance, hybrid long-term care insurance and life insurance with a long-term care rider. Each type of coverage has different pros and cons worth considering.

What kind of care does long-term care insurance cover?
Long-term care insurance typically covers both in-home care and care received at a specialized facility like an adult day care, an assisted living facility, a nursing home or a memory loss unit.

Any other questions please visit my website:
http://riddlefinancialsolutions.com/long-term-care/

Do I need long-term care insurance?There is no way to know for certain if you will someday require long-term care either...
03/18/2021

Do I need long-term care insurance?

There is no way to know for certain if you will someday require long-term care either in your home or in a specialized facility. But it’s likely when you consider that people are living longer than ever and that the U.S. Department of Health and Human Services reports that 69% of people will use long-term care services at some point.¹ Many people find long-term care insurance worth it because it offers peace of mind knowing that they won’t drain their assets or put undue pressure on family members.

To learn more information on Long-Term Care insurance please visit my website at http://riddlefinancialsolutions.com/long-term-care/

Why is long-term care insurance worth it?Long-term care insurance steps in if you develop a health condition that requir...
03/11/2021

Why is long-term care insurance worth it?

Long-term care insurance steps in if you develop a health condition that requires you to receive care and supervision. This could mean home health care, nursing home care or personal or adult day care. Many people mistakenly believe that Medicare or Medicaid would cover their care expenses, but this is often not the case. Without long-term care insurance in place, you may burn through your life savings or have no choice but to rely on a family member for care. Long-term care insurance is worth it because it protects your assets, spares your family from financial and emotional stress, and puts you in control of your health decisions.

For more information on Long Term Care or how we can help you Visit Riddle Financial Solutions or our website.
http://riddlefinancialsolutions.com/long-term-care/

You can even drop in and we can talk about what options your family might have.

REAL LIFE STORY Long-term care insurance relieved the financial burden after a health crisis. Theresa Mollicone was skeptical of long-term care insurance but after her husband, Joe, suffered a massive stroke that left him paralyzed and unable to speak, she became a believer. His long-term care insur...

Long-Term Care is something that most families don't think about until it is too late. Alzheimer's touches more people t...
03/08/2021

Long-Term Care is something that most families don't think about until it is too late. Alzheimer's touches more people then we know and it is heartbreaking to see what a family goes through. Watch this very personal video of what the Mollicone family went through.

If you have any questions after watching their story please do not hesitate to reach out and let me know how I can help your family. You can email me, call or even drop into my office. I am here to help.

Hello Face book family, Over the next few weeks I am going to begin a series of articles on subjects I believe to be ver...
03/04/2021

Hello Face book family,
Over the next few weeks I am going to begin a series of articles on subjects I believe to be very important to people today and could impact the lives of your families.
The subjects range from paying for Long Term Care, Life Insurance and Disability Insurance. People like to say they are “insurance poor”, but in reality if you needed one of these types of policies, the benefits would cost only pennies on the dollar. I want to make sure you are prepared for any of these unexpected life changers and to give you an in-depth look at the workings of these policies.
Confinement in a Long Term Care facility, the death of the breadwinner in the family or the disability of the breadwinner in the family will all be financially devastating to you and your family. I hope that these articles and videos will be informative. And if after you read them and have questions you will reach out to me. Please call me at (828-766-9064) or drop me an email at [email protected] and we can set up a free no pressure appointment. And if you know someone who might benefit from this information, please like and share with your friends or family. Thank you for your time.

03/02/2021

Family Protection, Long Term Care costs, supplement to retirement. These are just a few reasons to consider life insurance at a young age. Premiums are annother. Premiums are cheapest when young and can be permanent.

Address

205 Locust Avenue
Spruce Pine, NC
28777

Opening Hours

Monday 9:30am - 5pm
Tuesday 9:30am - 5pm
Thursday 9:30am - 5pm
Friday 9:30am - 5pm

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