First Residential Independent Mortgage

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First Residential Independent Mortgage A tradition of excellence in every home loan. Equal Housing Opportunity | NMLS #1907. | Not affiliated with any government agency.

Your mortgage payment isn’t just one number. It’s a few important pieces working together.Principal and interest are onl...
10/16/2026

Your mortgage payment isn’t just one number. It’s a few important pieces working together.
Principal and interest are only part of the picture.
Depending on your loan, taxes, homeowners insurance, and mortgage insurance may also factor into what you pay each month.

Knowing where your money goes can make homeownership feel a whole lot less complicated.

Swipe to break it down.

Your homebuying budget should leave room for life after closing. 🏡Before you start touring, think about what you can com...
10/14/2026

Your homebuying budget should leave room for life after closing. 🏡

Before you start touring, think about what you can comfortably spend each month while still covering everyday expenses, saving for your goals and handling unexpected repairs.

Plan for upfront costs, too, so you’re prepared beyond the down payment.
Getting clear on your numbers can help you focus your search and feel more confident about your next step.

Save this post for when you’re ready to start house hunting.

Thinking about an FHA loan? 🏡 Understanding the basic eligibility requirements is a great place to start.From credit sco...
10/12/2026

Thinking about an FHA loan? 🏡 Understanding the basic eligibility requirements is a great place to start.
From credit score and debt-to-income ratio to your down payment, several factors can play a role in qualifying. Requirements can vary based on your financial situation and other factors.
Swipe through for a quick look at what to know about FHA loan eligibility in 2026.

Saving for a home? The down payment is only part of the picture. 🏡Closing costs are separate expenses to plan for as you...
10/08/2026

Saving for a home? The down payment is only part of the picture. 🏡
Closing costs are separate expenses to plan for as you prepare to buy. The amount can vary, so ask your lender for a breakdown early and make sure you understand what each charge covers.

Knowing what to expect can help you avoid last-minute surprises and feel more prepared for closing day.

Swipe for common examples, and save this post for your homebuying checklist.

Buying a home comes with more costs than just the down payment. 🏡Closing costs, moving expenses, and ongoing home mainte...
10/05/2026

Buying a home comes with more costs than just the down payment. 🏡
Closing costs, moving expenses, and ongoing home maintenance can all impact your budget.

Planning for these expenses early can help you feel more prepared when it’s time to buy.

Swipe through for 3 costs to keep on your radar.

Getting the keys is exciting. Giving your lender a reason to ask more questions? Not so much. 🔑🏡In the final stretch bef...
10/01/2026

Getting the keys is exciting. Giving your lender a reason to ask more questions? Not so much. 🔑🏡In the final stretch before closing, even normal financial decisions can affect your home loan. A new credit card, a big purchase, or a job change might be worth holding off on until the keys are officially yours.Save this one for when closing day gets close.

On Patriot Day, we reflect on a moment that forever changed our nation. We remember those who were lost, recognize the h...
09/11/2026

On Patriot Day, we reflect on a moment that forever changed our nation. We remember those who were lost, recognize the heroes who responded, and carry forward the spirit of unity that brought Americans together. Their memory remains with us. 🇺🇸

We’re #4 on Biz 417’s Best Places to Work in Springfield, MO list! :trophy:This recognition belongs to the people who m...
09/02/2026

We’re #4 on Biz 417’s Best Places to Work in Springfield, MO list! :trophy:

This recognition belongs to the people who make First Residential Independent Mortgage what it is. Our coworkers show up for each other, care deeply about the people we serve, and help make this a place people want to be.

We’re grateful to be recognized among Springfield’s best workplaces and even more grateful for our team behind it. :tada:

A zero-down mortgage doesn't always mean zero out-of-pocket expenses.The good news? Depending on your situation, some of...
08/20/2026

A zero-down mortgage doesn't always mean zero out-of-pocket expenses.

The good news? Depending on your situation, some of these costs may be negotiated with the seller or offset through lender credits.

Fixed-rate or adjustable-rate mortgage—which is right for you? 🤔A fixed-rate mortgage offers predictable monthly payment...
08/11/2026

Fixed-rate or adjustable-rate mortgage—which is right for you? 🤔

A fixed-rate mortgage offers predictable monthly payments, while an adjustable-rate mortgage (ARM) typically starts with a lower rate that can change over time.

The best option depends on your financial goals, budget, and how long you plan to stay in your home.

Address

1930 W Bennett Street. Suite 100
Springfield, MO
65087

Telephone

+18009068960

Website

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