First Residential Independent Mortgage

First Residential Independent Mortgage A tradition of excellence in every home loan. Equal Housing Opportunity | NMLS #1907. | Not affiliated with any government agency.

We’re  #4 on Biz 417’s Best Places to Work in Springfield, MO list! :trophy:This recognition belongs to the people who m...
09/02/2026

We’re #4 on Biz 417’s Best Places to Work in Springfield, MO list! :trophy:

This recognition belongs to the people who make First Residential Independent Mortgage what it is. Our coworkers show up for each other, care deeply about the people we serve, and help make this a place people want to be.

We’re grateful to be recognized among Springfield’s best workplaces and even more grateful for our team behind it. :tada:

A zero-down mortgage doesn't always mean zero out-of-pocket expenses.The good news? Depending on your situation, some of...
08/20/2026

A zero-down mortgage doesn't always mean zero out-of-pocket expenses.

The good news? Depending on your situation, some of these costs may be negotiated with the seller or offset through lender credits.

Fixed-rate or adjustable-rate mortgage—which is right for you? 🤔A fixed-rate mortgage offers predictable monthly payment...
08/11/2026

Fixed-rate or adjustable-rate mortgage—which is right for you? 🤔

A fixed-rate mortgage offers predictable monthly payments, while an adjustable-rate mortgage (ARM) typically starts with a lower rate that can change over time.

The best option depends on your financial goals, budget, and how long you plan to stay in your home.

Wondering what lenders look for when you apply for a mortgage?Your financial profile matters, and these four factors oft...
08/06/2026

Wondering what lenders look for when you apply for a mortgage?

Your financial profile matters, and these four factors often play the biggest role.

The stronger your financial foundation, the better prepared you'll be when it's time to buy.

Not every home loan is designed for the same buyer.Whether you're considering an FHA, USDA, Conventional, or Jumbo loan,...
07/29/2026

Not every home loan is designed for the same buyer.

Whether you're considering an FHA, USDA, Conventional, or Jumbo loan, each option comes with different benefits, requirements, and eligibility guidelines.

Learning your options is the first step toward finding the loan that fits your goals.

People may use "loan" and "mortgage" interchangeably—but they're not the same thing. A loan is any money you borrow and ...
07/23/2026

People may use "loan" and "mortgage" interchangeably—but they're not the same thing.

A loan is any money you borrow and repay over time. A mortgage is a specific type of loan that's secured by your home.

Understanding the difference is one more step toward feeling confident throughout the homebuying process.

USDA or FHA? 🏡Both can make homeownership more affordable, but the right fit depends on your budget, location, and goals...
07/15/2026

USDA or FHA? 🏡
Both can make homeownership more affordable, but the right fit depends on your budget, location, and goals.
✨ USDA = 0% down in eligible rural/suburban areas
✨ FHA = flexible credit + low down payment options
Check your eligibility and find the loan that best fits you!

🇺🇸 Happy 250th Birthday, America!Here's to celebrating 250 years of freedom, community, and the traditions that bring us...
07/04/2026

🇺🇸 Happy 250th Birthday, America!

Here's to celebrating 250 years of freedom, community, and the traditions that bring us together. We hope your Fourth of July is filled with great memories.

Happy Independence Day!

Got preapproved? 🎉 Here’s what typically comes next: house hunting, making an offer, loan processing, and finally closin...
06/29/2026

Got preapproved? 🎉 Here’s what typically comes next: house hunting, making an offer, loan processing, and finally closing day. Knowing the process can make buying feel a lot less overwhelming. 🏡

Getting preapproved? 🏡 Getting your documents organized early can help make the mortgage process smoother, faster, and a...
06/26/2026

Getting preapproved? 🏡 Getting your documents organized early can help make the mortgage process smoother, faster, and a lot less stressful. ✨

Address

1930 W Bennett Street. Suite 100
Springfield, MO
65087

Alerts

Be the first to know and let us send you an email when First Residential Independent Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to First Residential Independent Mortgage:

Shortcuts

Share