05/22/2026
Here’s the part many homeowners don’t realize: most standard homeowners' insurance policies do not cover flood damage.
Flooding can happen from heavy rain, storm surge, overflowing drainage systems, and other unexpected events, even outside of high-risk areas.
A Brightway agent can help you understand what your current policy covers, where gaps may exist, and whether flood insurance may make sense for your home.
https://brightway.com/find-an-agent