Sanford & Associates

04/16/2026

Write it on your heart that every day is the best day in the year.
He is rich who owns the day, and no one owns the day
who allows it to be invaded with fret and anxiety.
Finish every day and be done with it.
You have done what you could.
Some blunders and absurdities, no doubt crept in.
Forget them as soon as you can, tomorrow is a new day;
begin it well and serenely, with too high a spirit
to be cumbered with your old nonsense.
This new day is too dear,
with its hopes and invitations,
to waste a moment on the yesterdays.
— Ralph Waldo Emerson

Tonight, as we close out another Tax Day, this wisdom feels especially timely for our team and our clients.

You’ve poured heart, focus, and long hours into serving others with excellence. Some last-minute adjustments and challenges no doubt crept in — as they always do.
Be done with it.

April 16 brings a fresh start. Let’s step into it serenely, with gratitude for the work completed and energy for the opportunities ahead.

Thank you to our incredible team and to every client who trusted us this season.
Rest well tonight. Tomorrow is a new day.

10/24/2025

A big thank-you to our Greeting Partner, Elevate Real Estate Group, for not only welcoming guests during the 2025 Parade of Homes but also going the extra mile to help us create amazing video content to showcase this year’s event! 🎬🏡

Your enthusiasm, creativity, and support help make the Parade experience shine and we truly appreciate your partnership! 👏

04/02/2025

🎯 Are your numbers telling you what you really need to know?

A properly set up P&L report can help you:

🔹 Spot hidden expenses
🔹 Adjust pricing before it’s too late
🔹 Evaluate if your advertising is working

👉 Grab our FREE guide and make your numbers work for you → [https://www.adifferentcpa.com/make-your-profit-loss-statement-work-for-you/]

Most business owners check their Profit & Loss (P&L) statement just to see if they made money. But did you know it can reveal much more? A well-structured P&L is not just a financial report—it’s a management tool that works like a clutch in a car, allowing you to adjust and fine-tune your busine...

03/31/2025

03/27/2025

🛍️ Friday, March 29 is Mom & Pop Business Day! Let’s show some love to the hardworking families behind our local shops, services, and hometown favorites.🧰☕

03/26/2025

Is your 𝙋𝙧𝙤𝙛𝙞𝙩 & 𝙇𝙤𝙨𝙨 𝙨𝙩𝙖𝙩𝙚𝙢𝙚𝙣𝙩 helping you grow—or just collecting dust?
If you’re only checking the bottom line, you’re missing some of the most 𝙥𝙤𝙬𝙚𝙧𝙛𝙪𝙡 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙞𝙣𝙨𝙞𝙜𝙝𝙩𝙨 𝙝𝙞𝙙𝙞𝙣𝙜 𝙞𝙣 𝙥𝙡𝙖𝙞𝙣 𝙨𝙞𝙜𝙝𝙩.

Your P&L can show you:

• Where your expenses are creeping up
• If your marketing is actually working
• Whether your pricing is keeping up with your costs

We broke it all down in a blog post + 𝙛𝙧𝙚𝙚 𝙜𝙪𝙞𝙙𝙚 that shows how to make your P&L work for you in QuickBooks Online.

👉 Read the blog + grab the free guide here:

https://www.adifferentcpa.com/make-your-profit-loss-statement-work-for-you/

Most business owners check their Profit & Loss (P&L) statement just to see if they made money. But did you know it can reveal much more? A well-structured P&L is not just a financial report—it’s a management tool that works like a clutch in a car, allowing you to adjust and fine-tune your busine...

03/14/2025

𝗞𝗲𝘆 𝗧𝗮𝘅 𝗥𝘂𝗹𝗲𝘀 𝗧𝗵𝗮𝘁 𝗔𝗿𝗲𝗻'𝘁 𝗖𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗶𝗻 𝟮𝟬𝟮𝟱 🚫

While some tax rules adjust each year, others remain the same. Here’s what 𝘀𝘁𝗮𝘆𝘀 𝘂𝗻𝗰𝗵𝗮𝗻𝗴𝗲𝗱 for 2025:

❌ 𝗡𝗼 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗘𝘅𝗲𝗺𝗽𝘁𝗶𝗼𝗻𝘀 – Still $𝟬 (eliminated by the 2017 tax law)
❌ 𝗦𝗔𝗟𝗧 𝗗𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻 – State and local tax (SALT) which was set at $10,000 is set to expire 2026
❌ 𝗡𝗼 𝗖𝗮𝗽 𝗼𝗻 𝗜𝘁𝗲𝗺𝗶𝘇𝗲𝗱 𝗗𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻𝘀 – You can continue deducting eligible expenses without limitation.
❌ 𝗟𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗟𝗲𝗮𝗿𝗻𝗶𝗻𝗴 𝗖𝗿𝗲𝗱𝗶𝘁 𝗜𝗻𝗰𝗼𝗺𝗲 𝗟𝗶𝗺𝗶𝘁𝘀 – Still $80K single / $160K joint

𝗪𝗵𝗮𝘁 𝗧𝗵𝗶𝘀 𝗠𝗲𝗮𝗻𝘀 𝗳𝗼𝗿 𝗬𝗼𝘂:

• No personal exemption means 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗱𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻𝘀 matter more.
• Itemized deductions remain 𝗮 𝗸𝗲𝘆 𝘁𝗼𝗼𝗹 𝗳𝗼𝗿 𝗿𝗲𝗱𝘂𝗰𝗶𝗻𝗴 𝘁𝗮𝘅𝗮𝗯𝗹𝗲 𝗶𝗻𝗰𝗼𝗺𝗲—especially for business owners.
• Education tax credits are 𝘀𝘁𝗶𝗹𝗹 𝗹𝗶𝗺𝗶𝘁𝗲𝗱, so plan accordingly.

A proactive tax strategy 𝗺𝗮𝘅𝗶𝗺𝗶𝘇𝗲𝘀 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂 𝗸𝗲𝗲𝗽—let’s build one that works for you!

📞 𝗦𝗰𝗵𝗲𝗱𝘂𝗹𝗲 𝗮 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻 𝘁𝗼𝗱𝗮𝘆. 𝟰𝟭𝟳-𝟴𝟴𝟲-𝟮𝟮𝟮𝟬

𝘄𝘄𝘄.𝗔𝗗𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁𝗖𝗣𝗔.𝗰𝗼𝗺

03/13/2025

𝗘𝘀𝘁𝗮𝘁𝗲 & 𝗚𝗶𝗳𝘁 𝗧𝗮𝘅 𝗨𝗽𝗱𝗮𝘁𝗲𝘀 𝗳𝗼𝗿 𝟮𝟬𝟮𝟱!

If you're planning to pass on wealth or transfer business assets, take note of these 𝗻𝗲𝘄 𝘁𝗮𝘅 𝗹𝗶𝗺𝗶𝘁s:

📌 𝗘𝘀𝘁𝗮𝘁𝗲 𝗧𝗮𝘅 𝗘𝘅𝗲𝗺𝗽𝘁𝗶𝗼𝗻: $𝟭𝟯.𝟵𝟵𝗠 (up from $13.61M)
📌 𝗚𝗶𝗳𝘁 𝗧𝗮𝘅 𝗘𝘅𝗰𝗹𝘂𝘀𝗶𝗼𝗻: $𝟭𝟵,𝟬𝟬𝟬 per person (up from $18,000)

Be aware that 2026 exemption is set to revert to $5 million. The gift tax exclusion will revert to its pre 2018 levels too. Planning is key!

𝗪𝗵𝗮𝘁 𝗧𝗵𝗶𝘀 𝗠𝗲𝗮𝗻𝘀 𝗳𝗼𝗿 𝗬𝗼𝘂:

• You can 𝗴𝗶𝗳𝘁 𝗺𝗼𝗿𝗲 𝘁𝗮𝘅-𝗳𝗿𝗲𝗲 each year, reducing future estate tax liability.
• Business owners should 𝗿𝗲𝘃𝗶𝗲𝘄 𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝘁𝗿𝗮𝗻𝘀𝗳𝗲𝗿𝘀 to maximize tax benefits.
• Estate planning isn’t just for later—it’s a 𝘆𝗲𝗮𝗿-𝗿𝗼𝘂𝗻𝗱 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆 to protect your legacy.
Let’s make sure your assets are structured 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘄𝗮𝘆 for long-term savings.

📞 𝗕𝗼𝗼𝗸 𝗮 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝘀𝗲𝘀𝘀𝗶𝗼𝗻 𝘁𝗼𝗱𝗮𝘆.

03/12/2025

𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗢𝘄𝗻𝗲𝗿 𝗧𝗮𝘅 𝗣𝗲𝗿𝗸𝘀 & 𝗔𝗱𝗷𝘂𝘀𝘁𝗺𝗲𝗻𝘁𝘀 𝗳𝗼𝗿 𝟮𝟬𝟮𝟱

Running a business? These 𝘁𝗮𝘅 𝘂𝗽𝗱𝗮𝘁𝗲𝘀 can impact your bottom line:

𝗛𝗲𝗮𝗹𝘁𝗵 𝗙𝗦𝗔𝘀 (𝗙𝗹𝗲𝘅𝗶𝗯𝗹𝗲 𝗦𝗽𝗲𝗻𝗱𝗶𝗻𝗴 𝗔𝗰𝗰𝗼𝘂𝗻𝘁𝘀)
• 💰 Contribution limit: $𝟯,𝟯𝟬𝟬 (up from $3,200)
• 🔄 Carryover limit: $𝟲𝟲𝟬 (up from $640)

𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗔𝗰𝗰𝗼𝘂𝗻𝘁𝘀 (𝗠𝗦𝗔𝘀)

• 𝗦𝗲𝗹𝗳-𝗼𝗻𝗹𝘆 𝗱𝗲𝗱𝘂𝗰𝘁𝗶𝗯𝗹𝗲: $2,850–$4,300
• 𝗙𝗮𝗺𝗶𝗹𝘆 𝗱𝗲𝗱𝘂𝗰𝘁𝗶𝗯𝗹𝗲: $5,700–$8,550

𝗪𝗵𝗮𝘁 𝗧𝗵𝗶𝘀 𝗠𝗲𝗮𝗻𝘀 𝗳𝗼𝗿 𝗬𝗼𝘂:
• 𝗛𝗶𝗴𝗵𝗲𝗿 𝗽𝗿𝗲-𝘁𝗮𝘅 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 = 𝗹𝗼𝘄𝗲𝗿 𝘁𝗮𝘅𝗮𝗯𝗹𝗲 𝗶𝗻𝗰𝗼𝗺𝗲
• 𝗣𝗹𝗮𝗻 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗻𝗼𝘄 to maximize tax advantages
• 𝗔𝗱𝗷𝘂𝘀𝘁 𝗽𝗮𝘆𝗿𝗼𝗹𝗹 & 𝗯𝘂𝗱𝗴𝗲𝘁𝘀 to reflect new limits

We help business owners 𝗽𝗹𝗮𝗻 𝘆𝗲𝗮𝗿-𝗿𝗼𝘂𝗻𝗱 to take full advantage of tax-saving opportunities. Don't wait until tax season!

📞 Let’s talk tax strategy today.

03/11/2025

𝟮𝟬𝟮𝟱 𝗧𝗮𝘅 𝗕𝗿𝗮𝗰𝗸𝗲𝘁 𝗨𝗽𝗱𝗮𝘁𝗲𝘀 – 𝗣𝗹𝗮𝗻 𝗔𝗵𝗲𝗮𝗱!

Tax rates are adjusting for 2025—𝘀𝗺𝗮𝗿𝘁 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗻𝗼𝘄 = 𝗹𝗼𝘄𝗲𝗿 𝘁𝗮𝘅𝗲𝘀 𝗹𝗮𝘁𝗲𝗿!

𝗧𝗼𝗽 𝗿𝗮𝘁𝗲 (37%) applies to:

• 𝗦𝗶𝗻𝗴𝗹𝗲: Over $𝟲𝟮𝟲,𝟯𝟱𝟬
• 𝗠𝗮𝗿𝗿𝗶𝗲𝗱 𝗙𝗶𝗹𝗶𝗻𝗴 𝗝𝗼𝗶𝗻𝘁𝗹𝘆: Over $𝟳𝟱𝟭,𝟲𝟬𝟬

Other brackets:

• 𝟯𝟱%: $250,525+ ($501,050+ MFJ)
• 𝟯𝟮%: $197,300+ ($394,600+ MFJ)
• 𝟮𝟰%: $103,350+ ($206,700+ MFJ)
• 𝟮𝟮%: $48,475+ ($96,950+ MFJ)
• 𝟭𝟮%: $11,925+ ($23,850+ MFJ)
• 𝟭𝟬%: Below $11,925 ($23,850 MFJ)

Your income, deductions, and timing impact where you land. We help clients adjust payroll, expenses, and investments year-round to stay in the best tax position.
💡 A proactive tax strategy saves you money—let’s plan now!
📞 Book a strategy session today.