Jerry Peterie - Gershman Mortgage

Jerry Peterie - Gershman Mortgage Our Philosophy “Customer for Life" Communication is key, and I always keep my customers informed and up to date on their loan process.

As Vice President of the Springfield, MO branch, I am in direct communication with our underwriters, and processors and I have access to all of the support necessary to find the best program for my customers. My customers come first and are my top priority- I am here to help them with all your mortgage loan needs. In order to broaden my business network and get involved in the community, I created

a business networking group, Business Partners, and am a former board member of the Fair Grove School District.

05/25/2026

Thank you to those who have served and are currently serving!

There is often confusion around the terms pre-qualified and pre-approved.They are not the same!A pre-qualification is ty...
05/18/2026

There is often confusion around the terms pre-qualified and pre-approved.

They are not the same!

A pre-qualification is typically an estimate based on initial information.
A pre-approval involves a more detailed review of income, assets, and credit.

This distinction can impact how confident you feel moving forward and how your offer is received.

In a competitive environment, preparation carries weight.

If you would like clarity on where you stand today, I would be glad to review it with you.

Jerry Peterie | Senior Vice President
M: 417-860-0621 | jpeterie.gershman.com

For homeowners considering their next move, timing is often the biggest concern.“Do we sell first or buy first?”The answ...
05/11/2026

For homeowners considering their next move, timing is often the biggest concern.

“Do we sell first or buy first?”

The answer depends on several factors:

• Available equity
• Financial flexibility
• Local market conditions

Each path carries its own advantages and considerations.

What matters most is creating a plan that reduces stress and aligns with your goals.

If you’re evaluating a transition like this, I’m always available to help map out the options in a clear and thoughtful way.

Jerry Peterie | Senior Vice President
M: 417-860-0621 | jpeterie.gershman.com

One of the most common questions I receive is, “How much do I need to bring to the table?”The answer is not one-size-fit...
05/04/2026

One of the most common questions I receive is, “How much do I need to bring to the table?”

The answer is not one-size-fits-all.

While a 20% down payment is often discussed, many buyers successfully purchase with significantly less.

What I encourage families to consider is balance:

• Maintaining healthy savings
• Managing monthly payments comfortably
• Planning for future expenses

A well-structured plan takes all of these into account.

If you’ve been uncertain about what’s required, I’m always glad to provide clarity based on your specific goals.

Jerry Peterie | Senior Vice President
M: 417-860-0621 | jpeterie.gershman.com

There are moments in the homebuying process where small decisions can have a larger impact than expected.Over the years,...
04/27/2026

There are moments in the homebuying process where small decisions can have a larger impact than expected.

Over the years, I’ve seen transactions delayed by things that were completely unintentional:

• Transferring funds without documentation
• Making large purchases before closing
• Changes in employment during the process

These situations are avoidable with the right guidance upfront.

A smooth closing is rarely about luck — it’s usually the result of preparation and communication.

If you have questions about how to best position yourself before or during a purchase, I’m always available to talk through it with you.

Jerry Peterie | Senior Vice President
M: 417-860-0621 | jpeterie.gershman.com

Equity is one of the quietest wealth-builders in a family’s financial story.It grows slowly. Almost invisibly.Then one d...
03/30/2026

Equity is one of the quietest wealth-builders in a family’s financial story.

It grows slowly. Almost invisibly.

Then one day, it represents real opportunity.

Over the years, I’ve seen equity used wisely:
To upgrade when a family grows.
To downsize when life simplifies.
To strengthen retirement planning.

The question isn’t “Should I tap it?”
The better question is, “How does this serve our long-term vision?”

If you’ve built equity and haven’t evaluated what it means for your next chapter, that conversation is worth having.

I’d be glad to walk through it with you.

Jerry Peterie | Senior Vice President
M: 417-860-0621 | jpeterie.gershman.com

There’s something about spring that invites evaluation.Not urgency. Not pressure.Just evaluation.I’ve sat with many fami...
03/23/2026

There’s something about spring that invites evaluation.

Not urgency. Not pressure.

Just evaluation.

I’ve sat with many families during this season who say, “We’re not sure we’re ready — but we feel like something needs to change.”

Sometimes that change is a renovation.
Sometimes it’s refinancing.
Sometimes it’s a new home entirely.

The wise approach isn’t jumping. It’s gathering information.

If you’re in a season of reassessing, I respect that. And I’m always willing to talk through options carefully before any decisions are made.

Jerry Peterie | Senior Vice President
M: 417-860-0621 | jpeterie.gershman.com

Tax season tends to make people think about stewardship.It’s one of the few times all year when we step back and look at...
03/16/2026

Tax season tends to make people think about stewardship.

It’s one of the few times all year when we step back and look at the bigger financial picture.

I’ve seen families use this season as a turning point — not because of the size of the refund, but because of the intentionality behind it.

A lump sum, even a modest one, can create momentum:
• Reducing debt
• Strengthening reserves
• Preparing for a purchase in the next 6–12 months

The key is not rushing into a decision — but aligning it with your long-term goals.

If you’ve been asking yourself, “What’s the wisest use of this?” that’s a thoughtful place to begin.

I’m always available to walk through scenarios and help you think it through carefully.

Jerry Peterie | Senior Vice President
M: 417-860-0621 | jpeterie.gershman.com

Two things that tend to surprise people during the loan process:Changes in how you’re paid can matter more than changing...
03/09/2026

Two things that tend to surprise people during the loan process:

Changes in how you’re paid can matter more than changing employers.
Moving large amounts of money between accounts can create extra documentation.

Neither of these is a deal-breaker.
They just introduce more steps because we have to show consistency and source of funds.

If something in your financial picture is about to change, it’s always easier to talk first and plan for it than to untangle it later.

Jerry Peterie | Senior Vice President
M: 417-860-0621 | jpeterie.gershman.com

The way we buy and sell homes has changed over the years. The advice your cousin got 3 years ago might not apply anymore...
02/23/2026

The way we buy and sell homes has changed over the years. The advice your cousin got 3 years ago might not apply anymore.

Mortgage guidelines change. Programs change. Even the timeline and expectations around offers and closing dates are different than they used to be.

If you’ve been putting off reaching out because you “think you know,” let’s just talk.

I’ll meet you where you are. No pressure, just up-to-date answers and a plan that fits YOUR 2026!

Jerry Peterie | Senior Vice President
M: 417-860-0621 | jpeterie.gershman.com

Address

1557 E. Primrose Street Suite 100
Springfield, MO
65804

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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