Valor Mortgage

Valor Mortgage Valor Mortgage — Springfield, TN's trusted local mortgage broker serving Robertson County since 2019.

VA, FHA, Conventional & USDA + Non QM Products | Licensed under Encore Lending Group, LLC NMLS 1249911 | Christopher Armantrout NMLS 1210804 If you are looking for personal customer service in the home financing sector - look no further. With a wide variety of options in loans and a more flexible credit score options than the banks, we make it easy!

06/01/2026

Income. Credit. Debt. Assets. Employment.

That’s the stuff lenders actually care about.
Not random TikTok advice.

The stronger those five areas are, the smoother your approval usually goes.

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05/29/2026

That credit score you’re watching?

It might not even be the one lenders use.

We pull all three—and your middle score is what actually counts.

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05/27/2026

A lot of Veterans in Tennessee don’t realize how close they are to buying.

The benefits are there—most just haven’t been shown how to use them.

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05/25/2026

Not just a long weekend.

Today is for remembering those who didn’t make it home—and honoring what they gave.

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05/22/2026

No down payment.
No monthly mortgage insurance.

And still—most people don’t use it.

VA loans remove barriers most buyers assume are unavoidable.

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05/20/2026

Spring market = more options… and more competition.

The buyers who win are the ones already prepared—not the ones scrambling.

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05/18/2026

Changing jobs mid-process doesn’t automatically kill a deal.

But it does make lenders look closer.

If the move makes sense on paper, you’re usually fine.

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05/15/2026

“Best loan” is the wrong question.

The right question is:
What actually fits your situation?

Because the right loan for someone else could be the wrong one for you.

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05/13/2026

Low credit doesn’t shut the door.

It just changes the strategy.

There’s usually a path; you just need to know where to adjust.

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05/11/2026

Preapproval doesn’t start with paperwork.
It starts with a conversation.

Once you understand your numbers, everything else gets a lot simpler.

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Address

724 S Main Street
Springfield, TN
37172

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 3pm
Sunday 8am - 5pm

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