Jo Anna Fletcher, NMLS: 1536040

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Jo Anna Fletcher, NMLS: 1536040

I’m Jo Anna Fletcher, NMLS: 1536040, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.

PrimeLending NMLS ID: 13649

I’m Jo Anna Fletcher, NMLS: 1536040, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of

the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

08/12/2025

🏌️‍♂️⛳ Teeing Up Community Impact!
The PrimeLending ladies from Springfield Ohio proudly sponsored a hole at the P. Dennis Sheehan Memorial Golf Outing hosted by the Greater Springfield Partnership! 🌟 From supporting local events like Coffee with Champions to cheering on fellow chamber members , these ladies are all about building strong connections and driving growth in our community.
Here’s to great swings, meaningful conversations, and partnerships that make a difference! 💼☕

04/21/2025

Think a down payment is standing in your way? Our Down Payment Assistance (DPA) program* makes homeownership possible—with no income limits holding you back!

No income limits – More opportunities to qualify - Not just for first-time buyers – Repeat buyers welcome - Flexible assistance options !

Choose 3.5% forgivable or 3.5% or 5% repayable assistance. Let this season be the start of something new. Reach out today to take the first step!

Product info as of 2/18/25, subject to change. *Certain restrictions apply, subject to down payment assistance program guidelines. Must be paired with program's first lien FHA product. Program is not available in NY or WA. Please contact your PrimeLending loan officer for more details. Subject to credit approval.

02/20/2025

Your hard work has paid off—Match Day is the beginning of an exciting new chapter!

🩺✨ If your next step includes relocating, we’re here to help you land a home loan that fits your needs.

PrimeLending specializes in mortgage solutions for medical professionals, offering flexible options to make homeownership possible—even with student debt.

🏡 Let’s talk about your options today!

02/19/2025

For a limited time, PrimeLending’s Spring Into Savings Buydown Program offers a 1-0 temporary buydown* that lowers the effective interest rate and payments during the first year of FHA, VA, or USDA loans. It’s a great way to make homeownership more affordable for your clients while helping you close more deals this spring.

Don’t wait—this offer is only available for a limited time! Contact me today and mention promo code SPRING SAVINGS to learn more.

Let’s work together to make homeownership happen!

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 2/1/25 and 4/30/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

02/18/2025

🏡 Home isn’t just a place—it’s where life happens. ✨

It’s the peace of a quiet morning, the warmth of familiar laughter, the space where your best memories are made. Shouldn’t your home loan feel just as right?

At PrimeLending, we make the financing process as seamless as finding the perfect home. Because home should feel like home—starting from day one.

📲 Ready to make your next move? Let’s talk.

Home Loans Made Simple.

02/17/2025

Mornings aren’t just the start of a day—they’re a reminder.

A reminder that breath is a privilege, that thought is a gift, that love is an action. 💡✨
The world doesn’t wait, and neither should you. Make today matter. 💪🏽

02/07/2025

🔑 First-Time Homebuyer Tips! 🏡

Buying your first home? Set yourself up for success with these key steps before you start house hunting:

🦬 Check Your Credit – A strong credit score can help you secure better loan options.
🦬 Get Approved*– Know your budget and show sellers you’re serious.
🦬 Save for Upfront Costs – Factor in your down payment, closing costs, and moving expenses.
🦬 Explore Loan Options – FHA, VA, and Conventional loans all offer different benefits.
🦬 Work with the Right Team – A trusted lender and real estate agent make all the difference.

At The Fletcher Mann Group with PrimeLending, we cherish guiding first-time buyers through every step of the journey.

From finding the right loan to making the process simple and smooth, we’re here to help.

📲 DM/msg us today to get started.

Home Loans Made Simple.

*Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

01/25/2025

Your MoChat gals bumped into THE MO! OUR Mascot and The reason OUR momentum is always on point.. it’s our ridiculously amazing One Team One Purpose attitude at PrimeLending!

01/24/2025

🦬 Transform Your Home with PrimeLending and the Enhanced FHA 203(k) Loan!* 🏡

Big news for homeowners and dream home seekers! The FHA 203(k) Rehabilitation Mortgage has just become more flexible and powerful, giving you more ways to turn houses into dream homes. Here’s what’s new:

✨ Higher Renovation Limits
Limited 203(k) max raised from $35K to $75K!
Annual updates keep limits in line with market needs.
⏱ Extended Rehab Timelines
Standard 203(k): Up to 12 months
Limited 203(k): Up to 9 months
🏠 More Flexibility for Occupancy
Stay out during renovations for up to 30 days (previously 15) with Limited 203(k).
💰 Enhanced Mortgage Payment Reserves
Finance more months of payments, easing renovation stress.
📋 Simpler Financing for Consultant Fees
Limited 203(k) now covers 203(k) consultant fees for a smoother process.

At PrimeLending, we’re here to help you bring your home renovation dreams to life. With these updates, creating the home you’ve always wanted has never been easier.

📞 Contact your PrimeLending loan officer today and let’s make it happen!

Product info as of 1/8/25, subject to change. *Additional restrictions may apply. Contact your PrimeLending loan officer for more details. Subject to credit approval.

01/22/2025

✨ Turning Renters into Owners 🏡

At The Fletcher Mann Group with PrimeLending, we believe that homeownership is more than just having a place to live—it’s about creating a space where memories are made, milestones are celebrated, and dreams are nurtured.

From family dinners in your own kitchen to backyard gatherings under the stars, owning a home transforms life in extraordinary ways.

Here’s how we can help:
✔️ Expert guidance through the home loan process
✔️ Loan options tailored to fit your unique needs
✔️ A team dedicated to making your dream home a reality

🌟 🌟 With over 400+ products, here are some programs we offer:
FHA Loans
VA Loans for veterans and active-duty service members
Conventional Loans
Renovation Loans like FHA 203(k)
First-Time Homebuyer Programs

📲 DM/msg us today to explore the program that’s right for you and take the first step toward owning your dream home!

Home Loans Made Simple.

01/21/2025

🏡 First Home, Forever Home—We’re Here Every Step of the Way

At The Fletcher Mann Group with PrimeLending, we understand that every home tells a story—whether it’s your first home filled with new beginnings or your forever home where cherished memories are made.

Here’s how we make it happen:
🦬 Tailored loan solutions for every stage of life
🦬 Step-by-step guidance through the home loan process
🦬 A commitment to turning your dreams into reality

📲 DM/msg us today to take the first step toward your next chapter.

Home Loans Made Simple.

Address

333 North Limestone Street, Suite 202A
Springfield, OH
45503

Website

http://lo.primelending.com/joanna.valentine

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