Melissa O'Strander - Nmls#1396546, Total Mortgage

10/15/2024

Who’s has any up-and-coming and Wilbraham?
Looking for a 4 bedroom. 📢📢

10/08/2024

🏡 Bought a Home in the Last 2 Years? You Could Save Big by Refinancing! 💸

If you purchased your home recently, now might be the perfect time to lower your interest rate and reduce your monthly payments! 🏠🔑 Rates have changed, and refinancing could save you thousands over the life of your loan.

Here’s how refinancing can benefit you: ✅ Lower monthly payments
✅ Build equity faster
✅ Consolidate debt
✅ Switch to a more stable, fixed-rate mortgage

It's a quick and easy process, and I'm here to guide you every step of the way!

📞 Contact me today for a free consultation:
📱 413-977-8155
Melissa O'Strander, Total Mortgage

Let's make sure you're getting the best deal on your mortgage! 💼

09/10/2024

🎉 **Home Sweet Home!** 🎉 I am thrilled to share this amazing testimonial from our happy clients in Westfield! They're loving their new and we're so proud to have helped them achieve their dream of homeownership.
Ready to make your own homeownership dreams a reality? Let's chat! 🏡

08/08/2024

If you bought your home in the last 2 years, now might be the perfect time to consider refinancing! Here’s why:
🔍 Key Points to Consider:
👉 Waiting Period: Most loans require a 6-month waiting period, so you’ll need to have made 6 monthly payments before refinancing.
👉 Requalification: You'll need to requalify for the new loan. However, FHA and VA streamline options are available and usually involve less paperwork.
💸 Closing Costs: There are closing costs involved, but don’t worry—you can roll these into the new loan, making it easier to manage.
📊 Break-Even Analysis: I will help you determine your break-even point to assess if refinancing makes sense, considering all costs.
🏡 Long-Term Savings: If you plan to stay in your home for more than 3 years and your break-even point is less than 3 years, refinancing could be a no-brainer!
🔄 Average Refinance Timeline: Most homeowners refinance every 3-5 years, so now could be the ideal time to review your options.
Ready to explore if refinancing is right for you? Send me a message or comment refi, and let’s discuss how you can take advantage of current rates and optimize your mortgage!

07/23/2024

Just got my license for Rhode Island!!
Who’s looking to buy in Rhode Island? I would love to help you.
♥️♥️

07/15/2024

NOW Licensed in SOUTH CAROLINA!

Looking for a trusted mortgage loan officer in [state]? Look no further! I'm here to guide you through the entire mortgage process, from pre-approval to closing. I'm committed to providing exceptional service and ensuring a smooth and stress-free experience. Let's talk about your homeownership goals and make your dream a reality!

07/15/2024

🚀 Ready for takeoff? 🚀 Pre-approval is your launchpad to homeownership. Let's discuss your options and get you on the path to your dream home.

07/12/2024

🏡 From house hunting to closing day, we were there every step of the way for Mimi as she purchased their dream home. We're proud to have played a part in their exciting journey to homeownership! Ready to start your own homeownership adventure? Contact me today! 🔑

07/09/2024

🌟 5-Star Reviews Don't Lie! 🌟We're passionate about making the mortgage process easy and stress-free for our clients. Contact me today to learn how we can help you achieve your homeownership goals! 🔑

06/10/2024

Just booked an 🍦🍦Ice Cream truck🍧🍧 along with having a
🌮🌮Taco truck 🌯🌯 for the Paintball Tournament.
It is this THURSDAY!
DON'T WANT TO MISS THIS FUN ~ Signup bellow ⬇️⬇️

Get ready for some adrenaline-fueled fun with your fellow real estate pros at our Paintball Tournament on June 13th!

06/05/2024

Guessss what!!!!???
Your girl is now licensed in
New Hampshire !!!

06/03/2024

If you’re playing, you and your team must register 👇

Don’t forget to signup!!

Get ready for some adrenaline-fueled fun with your fellow real estate pros at our Paintball Tournament on June 13th!