11/05/2026
Nobody is born knowing how mortgages work.
If you've ever nodded along when someone said "escrow" or "PMI" and looked it up later, you're not alone. After almost 25 years as a loan officer in Springfield, I can tell you there's no such thing as a basic question.
Ask me the one you think you should already know. That's what I'm here for.
Clifford Ives | Sr. VP of Mortgage Lending
M: 417-425-3862 | W: cives.gershman.com