Clifford Ives with Gershman Mortgage

Clifford Ives with Gershman Mortgage NMLS # 298706
We offer a wide arrangement of loans at Gershman Mortgage, you can be sure we will provide you with the best loan program that fits your needs.

Partner with me to get your home loan closed on time. I will provide you with step by step guidance, Consistent communication, and a commitment to bring you the highest level of customer service. With an excellent team of processors and underwriters we will take care of everything for you. Contact my team to get started on becoming a homeowner.

09/09/2026

MHDC is a secondary loan in the state of Missouri that can provide 4% assistance toward your down payment. Here's what you need to know.

The assistance isn’t prorated during the first 5 years, so selling or refinancing during that time means repaying the full amount. After 5 years, the amount begins to decrease, and after 10 years, it can be forgiven.

There are also eligibility requirements, including a minimum credit score of 640 and approval for the program.

The best way to know if MHDC is right for you? Talk to a lender who can walk you through the numbers.

09/04/2026

Gershman is offering a new investment property loan. Agency Investor Plus finances up to 90% on single rental properties, and up to 85% on 2-4 unit properties. The best part? It skips mortgage insurance completely.

If you're an investor yourself, or a realtor with investors, I would be happy to meet with you!

I talked to someone last month who had just signed her fourth lease renewal in a row. Same apartment. Same landlord. Sam...
09/03/2026

I talked to someone last month who had just signed her fourth lease renewal in a row. Same apartment. Same landlord. Same rent increase letter every spring like clockwork.

She told me the part that got to her wasn't the money. It was that she still couldn't paint the walls. Still felt like she was living in someone else's space, four years in.

That's the thing about renting that doesn't show up on a spreadsheet. It's not just a monthly cost, it's a monthly reminder that none of it is really yours.

If you're on your third or fourth renewal and something in you is tired of asking permission to make a place feel like home, that's worth a conversation. Not because renting is wrong. Because you deserve to know what your other option actually looks like.

Clifford Ives | Sr. VP of Mortgage Lending
M: 417-425-3862 | W: cives.gershman.com

08/28/2026

Don’t let your dream home leave you seeing spots!

A solid pre-approval helps you house hunt with a little more clarity.

Back to school always feels like a reset to me. New routines. A new sense of what's next.I think sometimes we as adults ...
08/27/2026

Back to school always feels like a reset to me. New routines. A new sense of what's next.

I think sometimes we as adults need one of those too!

If you've been renting the same place for a few years now, or you've outgrown the house that felt perfect a while back, this is usually the season I hear from people.

Not spring. Not January.

Right now, when the school year starts back up and everyone quietly starts asking what the next chapter looks like.

If that's you, I'd love to help you figure out what's actually possible before the year gets away from us.

Clifford Ives | Sr. VP of Mortgage Lending
M: 417-425-3862 | W: cives.gershman.com

08/21/2026

Think your credit score means you can’t buy a house?

Don’t count yourself out.

There are different loan programs, different circumstances, and different paths to homeownership. We’ve helped plenty of buyers who thought their situation was too complicated—and found a way forward.

And if your score really is too low right now, that’s okay. We can help you understand what needs to change and work toward getting you in a position to qualify in the coming months.

You don’t have to figure it out alone. 🏡

Some of the most meaningful conversations I have aren't about interest rates.They're about parents wanting to help their...
08/20/2026

Some of the most meaningful conversations I have aren't about interest rates.

They're about parents wanting to help their kids buy a first home. Grandparents wanting to see their grandkids settled somewhere stable. Family stepping in because they can, and they want to.

If someone in your life has offered to help with your down payment, there's a right way to document it so it works in your favor, not against you.

I can walk you and your family through exactly how gift funds work, so what's meant to help actually does.

Clifford Ives | Sr. VP of Mortgage Lending
M: 417-425-3862 | W: cives.gershman.com

Today is closing day for Mr. And Mrs. Carr! We are so happy and thankful we were able to help get you into your new home...
08/19/2026

Today is closing day for Mr. And Mrs. Carr! We are so happy and thankful we were able to help get you into your new home! Congratulations and welcome home to West Plains!
Springfield, MO Mortgage Lender
Stone Peterson
Wiles Abstract & Title

Congratulations are in order for Mr. Larson today! Congratulations on your new home in Aurora! We enjoyed working with y...
08/19/2026

Congratulations are in order for Mr. Larson today! Congratulations on your new home in Aurora! We enjoyed working with you and wish you the best!
Springfield, MO Mortgage Lender
Meridian Title Company
Jessica Long- ReeceNichols Real Estate

Today, Ms. Winfield purchased a Springfield home she loves! Congratulations! You were wonderful to work with and we wish...
08/18/2026

Today, Ms. Winfield purchased a Springfield home she loves! Congratulations! You were wonderful to work with and we wish you the best as a new homeowner!
Springfield, MO Mortgage Lender
Jason Nunn | REALTOR®️
Hogan Land Title

Address

1557 E. Primrose Street Suite 100
Springfield, MO
65804

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+14178880320

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