Clifford Ives with Gershman Mortgage

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Clifford Ives with Gershman Mortgage NMLS # 298706
We offer a wide arrangement of loans at Gershman Mortgage, you can be sure we will provide you with the best loan program that fits your needs.

Partner with me to get your home loan closed on time. I will provide you with step by step guidance, Consistent communication, and a commitment to bring you the highest level of customer service. With an excellent team of processors and underwriters we will take care of everything for you. Contact my team to get started on becoming a homeowner.

Nobody is born knowing how mortgages work.If you've ever nodded along when someone said "escrow" or "PMI" and looked it ...
11/05/2026

Nobody is born knowing how mortgages work.

If you've ever nodded along when someone said "escrow" or "PMI" and looked it up later, you're not alone. After almost 25 years as a loan officer in Springfield, I can tell you there's no such thing as a basic question.

Ask me the one you think you should already know. That's what I'm here for.

Clifford Ives | Sr. VP of Mortgage Lending
M: 417-425-3862 | W: cives.gershman.com

11/04/2026

The real estate market is changing, and buyers are asking more questions about where their money is going. That's a good thing!

Sometimes a higher purchase price paired with seller concessions can make more sense than a full-price offer without assistance.

Every transaction is different, and the best offer isn't always the one with the lowest purchase price. It's the one that makes financial sense for everyone involved.

The Will family closed on a new property today! Congratulations you guys! My team and I are excited for you and apprecia...
11/03/2026

The Will family closed on a new property today! Congratulations you guys! My team and I are excited for you and appreciated you choosing our team to help you with your home loan.
Springfield, MO Mortgage Lender
Great American Title
Spencer Graves

Jayla and Aubrey bought their first home today! Congratulations to you both and thank you so much for trusting our team ...
11/02/2026

Jayla and Aubrey bought their first home today! Congratulations to you both and thank you so much for trusting our team throughout the home buying process. We truly enjoyed working with you both.
Springfield, MO Mortgage Lender
Elaine Montgomery
Meridian Title Company

10/30/2026

Happy Halloween everyone!

This year, I want to play a game.

How many Cliffdos can you find? Let me know in the comments!

My team and I have helped Mr. Enguita purchase multiple properties over the years. Thank you for your trust! We apprecia...
10/30/2026

My team and I have helped Mr. Enguita purchase multiple properties over the years. Thank you for your trust! We appreciate you and wish you the best in your new home!
Springfield, MO Mortgage Lender
Amanda Smarr
Stone Peterson

You love your house. You just don't fit in it anymore.What a lot of Springfield homeowners don't realize is that the hom...
10/29/2026

You love your house. You just don't fit in it anymore.

What a lot of Springfield homeowners don't realize is that the home you've outgrown can help you buy the next one. Let's look at:

How much equity you've built
How much of it could go toward your next down payment
Whether to buy first, sell first, or do both together

Leaving your first home doesn't erase what happened there. It means your life got bigger. I'd love to help you navigate the next chapter.

Clifford Ives | Sr. VP of Mortgage Lending
M: 417-425-3862 | W: cives.gershman.com

10/28/2026

First-time homebuyers, let's talk about the costs that can sneak up on you.

Your down payment is only one piece of the puzzle. Moving expenses, lease-break fees, utility deposits, and all those little things your new home needs can add up quickly.

That's why keeping some money in savings and avoiding major purchases before closing is so important. Give yourself some breathing room so you can enjoy your new home without immediately feeling financially stretched.

And in some cases, the seller is willing to offer concessions that benefit everybody. The seller gains a committed buyer, and the buyer pays less upfront.

A little planning now can make moving day a whole lot less stressful. If you want to know your options, give me a call, I would be happy to help!

Rita Carey

Mr. Quinn closed on his home this morning! It was great working with Ethan Ives again as well as Titan Title & Closing, ...
10/27/2026

Mr. Quinn closed on his home this morning! It was great working with Ethan Ives again as well as Titan Title & Closing, LLC
Congratulations, Mr. Quinn!
Springfield, MO Mortgage Lender

10/23/2026

No matter where you are in your homebuying journey, I would be more than happy to guide you through it.

If you want to join all these happy homeowners, give me a call!

Address

1557 E. Primrose Street Suite 100
Springfield, MO
65804

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+14178880320

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