Gershman Mortgage, Springfield MO

Gershman Mortgage, Springfield MO Helping families achieve homeownership is what we do, but supporting communities is who we are 🏡🇺🇸
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NMLS #138063 -- For more licensing information, please visit the NMLS Consumer Access website. Gershman Mortgage offers a wide range of mortgage products, including home loans and refinances, with experienced professionals to get you on the path to home ownership. Springfield, Missouri Loan Officers:
Jack Langley (NMLS #263662)
Kyle Johnson (NMLS #1587399)
Jerry Peterie (NMLS #262334)
Clifford Ive

s (NMLS #298706)
Bruce Monroe (NMLS # 336141)
Brent Bowers (NMLS #1204421)
Stormy Holtzman (NMLS #1195563)
Bobby Otwell (NMLS #1610268)
Christian Estrella (NMLS #2440290)
Evelina Donica (NMLS #1696363)
Kent Kelso (NMLS #712714)
Jeff Widmeyer (NMLS #712711)
Carly Fina (NMLS #2578231)
Brian McCracken (NMLS #2638058)

06/19/2026

Buying a new home before selling your current one can be possible—but there are important financing considerations.

✅ Can you qualify with two mortgage payments?
✅ Do you need your current home to sell first?
✅ Would a bridge loan actually fit your situation?

The answers depend on your goals, finances, and available equity.

If you're considering making a move, reach out and let's talk through your options before you start house hunting.

06/12/2026

When clients ask lending questions, the lender handles it.
When clients ask real estate questions, we turn to the realtor.

Why? Because buying a home can get complicated.

There are contracts, contingencies, timelines, negotiations, financing requirements — and every piece matters.

Lenders are experts in:
✔️ Loan programs
✔️ Pre-approvals
✔️ Financing contingencies
✔️ What impacts your approval

Realtors are experts in:
📝 Contracts
🏡 Offer strategy
🔑 Property details
⚖️ Contingencies and negotiations

You deserve accurate answers from the right professional — not guesses.

That’s why having a lender and realtor who work together matters. Better communication = a smoother experience for you.

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06/05/2026

A lot of buyers assume they need perfect credit to buy a house — that's not true.

Yes, your credit score impacts your mortgage interest rate (higher score = lower rate), but that’s only one piece of the puzzle.

Lenders also consider:
🏠 Loan type
💵 Down payment
📊 Debt-to-income ratio

And if your credit needs work? Don’t give up. Fixing credit takes effort, but there are professionals and resources designed to help you get mortgage-ready.

The first step is knowing where you stand. Let’s talk!

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05/27/2026

Video 2️⃣ of my series with from !

What’s a preapproval letter and what does getting “pre-approved” even mean? 🤔

Getting preapproved is the next step after doing a buyer consultation meeting with me! This is what it means and we need it in order to know what your budget is and determine areas to look before we start house hunting! 🔍🏡📝

05/25/2026
We had an extraterrestrial Loan Officer visiting us from the Space Branch, hope he had a good time with the earthlings! ...
05/06/2026

We had an extraterrestrial Loan Officer visiting us from the Space Branch, hope he had a good time with the earthlings! He might’ve rubbed off on us a bit 😅 It’s always an out of this world experience spending time with , all our Affiliate pals & of course our Realtor friends! This year’s expo was nothing short of a good time 👽🛸💙

04/27/2026

Come see us at the Affiliate Expo a week from today!

Address

1557 E Primrose Street Ste. 100
Springfield, MO
65804

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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