Marques Reyes-Mortgages

Call Website Contact the business

Marques Reyes-Mortgages As a loan officer, I understand that buying a home can feel overwhelming or even impossible, especially for first-time buyers.

My goal is to provide clarity, transparency, and support every step of the way. Keeping my clients informed and empowered.

Appraisal and inspection sound like they should be similar, but they serve two completely different purposes. 🏡An easy w...
10/18/2026

Appraisal and inspection sound like they should be similar, but they serve two completely different purposes. 🏡

An easy way to remember it:

Appraisal = value.

Inspection = condition.

Having one does not automatically replace the other.

DM me “APPRAISAL” if you want a simple breakdown.

10/15/2026

🏡💚 Did you know that the seller of a home may be able to help pay some of your closing costs?

When buying a home, most people focus on saving for their down payment. But closing costs are another expense that can catch buyers by surprise!

That’s where seller concessions come in.

Depending on the loan program and how your offer is structured, you may be able to negotiate for the seller to contribute toward certain closing costs.

That could mean keeping more money in your savings instead of bringing it all to the closing table! 🔑

Of course, seller concessions aren’t guaranteed, and there are limits depending on your financing.

💬 Thinking about buying a home but worried about how much money you’ll need upfront? Let’s talk about your options!

One question I hear from newer buyers: “What happens to my earnest money?” 🤔💰It is not the same thing as your down payme...
10/14/2026

One question I hear from newer buyers: “What happens to my earnest money?” 🤔💰

It is not the same thing as your down payment, and properly documented earnest money may ultimately be credited as part of your transaction.

This is also why keeping receipts and bank records during the mortgage process matters.

DM me “EARNEST” and I’ll explain it.

Four Springfield homes, all right around $330,000 🏡Same price, totally different homes. Which one are you picking ?A : R...
10/12/2026

Four Springfield homes, all right around $330,000 🏡
Same price, totally different homes. Which one are you picking ?

A : Red ranch on a rural acre, $325,000
https://www.zillow.com/homedetails/2088-W-Farm-Road-96-Springfield-MO-65803/50247146_zpid/

B : Brick ranch near the medical mile, $325,000
https://www.zillow.com/homedetails/1375-E-Dunkirk-St-Springfield-MO-65804/50295939_zpid/

C : Modern farmhouse 2 story in Vintage Hills, $329,900
https://www.zillow.com/homedetails/5016-W-Noah-Ct-Springfield-MO-65802/2057209009_zpid/

D : Fully renovated 1918 character home, $339,900
https://www.zillow.com/homedetails/2805-N-Grant-Ave-Springfield-MO-65803/50246170_zpid/

Drop your letter below ! 👇

Have family who wants to help with your home purchase? 🎁🏡Depending on your loan program, eligible gift funds may be able...
10/11/2026

Have family who wants to help with your home purchase? 🎁🏡

Depending on your loan program, eligible gift funds may be able to help with some of the money needed for your purchase.

The important part is documenting everything correctly, so tell your lender BEFORE moving the money.

DM me “GIFT” and I’ll walk you through it.

What if the seller could help with some of your closing expenses? 🏡💰Depending on the loan program and the deal, seller c...
10/07/2026

What if the seller could help with some of your closing expenses? 🏡💰

Depending on the loan program and the deal, seller concessions may help reduce the amount you need out of pocket at closing.

It is definitely something worth understanding before you write an offer.

DM me “SELLER” and I’ll explain how it can work.

10/04/2026

Working at the office this beautiful Sunday !! Had to stretch my legs and check the mail !

Brokerages don’t have banker hours, so don’t wait until Monday to start your

🏦 When you talk to a lender, make sure to ask for the closing cost estimate too. Yes it's just an estimate, but this way...
10/04/2026

🏦 When you talk to a lender, make sure to ask for the closing cost estimate too. Yes it's just an estimate, but this way you can better plan your savings.

DM me “CLOSING” and let’s talk numbers.

💰 Sometimes your buying power has less to do with how much debt you owe and more to do with the monthly payments attache...
09/30/2026

💰 Sometimes your buying power has less to do with how much debt you owe and more to do with the monthly payments attached to it.
That’s where DTI comes in.

DM me “DTI” and I’ll help you understand yours.

Address

4560 S Campbell Avenue STE 120
Springfield, MO
65810

Alerts

Be the first to know and let us send you an email when Marques Reyes-Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Marques Reyes-Mortgages:

Share