08/31/2026
Did you know a liability claim can outlive the policy that started it?
Some liability claims are resolved fairly quickly. Others can take years.
Once attorneys get involved, there can be investigations, multiple parties, questions about who's responsible, and a lot of back and forth before anything is resolved.
That's why I tell business owners to look at more than whether they have liability insurance. Your limits matter too!
If something happens, you're not just dealing with the incident itself. You could also be dealing with a long process of defending your business afterward.
Know where you stand before you're in the middle of it!