James Jay Barnes, NMLS #1027512

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James Jay Barnes, NMLS #1027512 James J Barnes, NMLS #1027512, CMG Home Loans, Branch NMLS # 1194581 Communication is the #1 KEY for us! That is our business.

Because we recognize no two loans are identical, we provide our loan officers the tools, support and flexibility to make the right decisions for their customers. This progressive approach to lending along with streamlined mortgage procedures is our way of making the American Dream a reality for more people than ever before. Realtors that refer clients to us can rest assured that our pre-approval and rapid closing processes will work for the client, so they'll have the funds secured before an offer is made. CMG Home Loans Mission Statement:

Delivering the right loans for the right reasons in a way that exceeds all expectations.

12/04/2025

All-in-One Loan Masterclass is TONIGHT at 7:00 PM CT.

What you’ll get in 30 min:
**How to redirect six figures in interest away from the bank
**The AIO “checking + mortgage” strategy that cuts years off your loan
**Real examples and a quick savings walkthrough

Seats are limited—grab yours now 👉 OneLoansMasterClass.com
See you tonight! 🙌

Active Duty? You Qualify Too! If you're currently serving, you may already meet the minimum service requirements to star...
12/02/2025

Active Duty? You Qualify Too! If you're currently serving, you may already meet the minimum service requirements to start your home search.

Don't wait—use your benefit today.

Active Duty personnel, click the link to schedule an appointment chatwithjay.com

Lower Your Rate with IRRRL.The Interest Rate Reduction Refinancing Loan (IRRRL) is a simple, fast way for current VA Loa...
11/25/2025

Lower Your Rate with IRRRL.

The Interest Rate Reduction Refinancing Loan (IRRRL) is a simple, fast way for current VA Loan holders to secure a lower rate with less hassle.

If you currently have a VA Loan, text us 'IRRRL' at 281-800-5755 to see your new low rate!

✨ 3 Golden Secrets You’ll Discover:• Transform Your Mortgage Into a Money Tool — use your income smarter, not harder.• S...
11/19/2025

✨ 3 Golden Secrets You’ll Discover:

• Transform Your Mortgage Into a Money Tool — use your income smarter, not harder.
• Slash Interest & Build Equity Faster — without changing your monthly budget.
• Create True Financial Freedom — control your money, don’t let debt control you.

🚀 Embark on Your Journey!
🗓️ Thursday, 7pm
🔗 Register at OneLoanMasterclass.com

The VA Appraisal.The VA requires an appraisal (and Minimum Property Requirements) to protect you. It ensures the home is...
11/18/2025

The VA Appraisal.

The VA requires an appraisal (and Minimum Property Requirements) to protect you. It ensures the home is safe, structurally sound, and worth the investment.

Comment to Learn More!

Unlock Your Financial Freedom 🔓🏠💰💡 3 Key Benefits You’ll Learn in the Webinar:• Pay Off Your Mortgage in Half the Time —...
11/12/2025

Unlock Your Financial Freedom 🔓🏠💰

💡 3 Key Benefits You’ll Learn in the Webinar:
• Pay Off Your Mortgage in Half the Time — without changing your income or lifestyle.
• Turn Your Bank Account Into a Wealth Engine — make your money work 24/7.
• Escape the Debt Cycle for Good — take full control of your financial future.

👉 Register Now at OneLoanMasterclass.com

📅 Thursday, 7pm | Don’t miss out on this life-changing strategy.

Securing Your Eligibility. The first step is your Certificate of Eligibility (COE).This confirms your service meets the ...
11/11/2025

Securing Your Eligibility. The first step is your Certificate of Eligibility (COE).

This confirms your service meets the VA's requirements. We can help you navigate the paperwork to get yours fast!

Need help with your COE? DM us 'COE' and we’ll guide you through the retrieval process!

Loan Approval on Your Terms.VA Loans have flexible requirements when it comes to credit scores and debt-to-income ratios...
11/10/2025

Loan Approval on Your Terms.

VA Loans have flexible requirements when it comes to credit scores and debt-to-income ratios.

We focus on your overall financial picture, not just a number.

DM to learn more!

Private Mortgage Insurance? Negative.One of the greatest cost savings of the VA Loan: No PMI (Private Mortgage Insurance...
11/10/2025

Private Mortgage Insurance? Negative.

One of the greatest cost savings of the VA Loan: No PMI (Private Mortgage Insurance)!

That monthly fee is permanently eliminated, saving you hundreds every single month.

Calculate your potential monthly savings. Let's Talk!
chatwithjay.com

𝗥𝗲𝗮𝗰𝗵𝗶𝗻𝗴 𝗬𝗼𝘂𝗿 𝗘𝗻𝘁𝗶𝘁𝗹𝗲𝗺𝗲𝗻𝘁!Your VA Loan entitlement is waiting for you! It's not a one-time use deal. We help you underst...
11/09/2025

𝗥𝗲𝗮𝗰𝗵𝗶𝗻𝗴 𝗬𝗼𝘂𝗿 𝗘𝗻𝘁𝗶𝘁𝗹𝗲𝗺𝗲𝗻𝘁!

Your VA Loan entitlement is waiting for you! It's not a one-time use deal. We help you understand your full entitlement, including using it for second homes or after a previous sale.

Ready to review your full entitlement?

Schedule your free consultation now chatwithjay.com

Address

480 Wildwood Forest Drive Suite 100
Spring, TX
77380

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 11am - 1pm

Telephone

+12818005755

Website

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