Chris Haliburton - Home Loan Advisor

Chris Haliburton - Home Loan Advisor Branch NMLS ID # 1194581 CMG Mortgage, Inc. dba CMG Home Loans, NMLS # 1820. Equal Housing Opportunity.

Chris Haliburton | Loan Officer
NMLS ID # 321429| Branch NMLS ID # 1194581
CMG Home Loans NMLS ID #1820
Equal housing lender | www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending. To verify our complete list of state licenses, please visit www.cmghomeloans.com/corporate/licensing and www.nmlsconsumerac

cess.org. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

08/20/2026

Nationally, buyers are seeing more negotiating room. In Houston, over 20% of active listings had price reductions. While sales are up slightly year-over-year, inventory is at a record high, approaching five and a half months. The median home price remains stable.

08/20/2026

Today's mortgage rates are in the mid-sixes for a 30-year fixed and high-fives for a 15-year. Remember, these are national averages and your specific rate depends on your credit, loan program, down payment, and more.

08/20/2026

The Treasury Department is increasing purchases of long-term government securities, aiming to boost liquidity. This can put downward pressure on mortgage rates, which are closely tied to the bond market. Watch out for the Fed's meeting minutes later today for clues on inflation and monetary policy.

08/20/2026

The biggest question: Should you wait for interest rates to come down? Focus on negotiating a deal that works for you *today*. You can always refinance later if rates improve. Don't miss out on a great home because you're waiting for the perfect rate.

03/19/2026

🏡 Open House in Houston, TX

📍 3103 Leila St (77026) — minutes from downtown

This 3-story duplex offers:
✔️ 3 beds | 2.5 baths
✔️ Downtown skyline views 🌆
✔️ Turnkey potential for Airbnb

💡 Live in one unit, rent the other
💡 Or invest for short/long-term income

Opportunities like this don’t last.
https://myoc.io/loansbyhali



CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

02/26/2026

Think of your mortgage like a three-dimensional equation:

Rate.
Balance.
Time.

Most people only adjust one variable.

The All In One Loan allows you to influence two.

By reducing your principal daily through deposits, you can potentially:

✔ Shorten payoff time
✔ Reduce total interest
✔ Increase liquidity

It’s a smarter structure for people who want control.

If that sounds like you, message “3D”.

https://myoc.io/loansbyhali

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

02/25/2026

Thinking about refinancing your home more than once? Here's the scoop: there’s technically no limit, but we do put some smart guidelines in place. You’ll often need to wait 6 months to a year between refinancing. It’s crucial to evaluate the loan-to-value ratio and ensure that the benefits outweigh the costs.

Refinancing can open up opportunities, but it's essential to act wisely. Curious about how to maximize your home refinancing strategy? Let’s chat and unlock the true potential of your mortgage journey. Connect with me here and leave your questions or experiences in the comments!

https://myoc.io/loansbyhali

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

Two ways to access equity — very different benefits. The right choice depends on your goals.I can help you compare optio...
02/13/2026

Two ways to access equity — very different benefits. The right choice depends on your goals.

I can help you compare options and choose what fits your needs best.
https://myoc.io/loansbyhali



CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

Prequalification and preapproval sound similar—but they’re not the same.One gives you a quick estimate, the other streng...
02/10/2026

Prequalification and preapproval sound similar—but they’re not the same.

One gives you a quick estimate, the other strengthens your offer with verified lender support.

✅ Give me a call to get started on your home buying journey!

https://myoc.io/loansbyhali

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

Address

480 Wildwood Forest Drive
Spring, TX
77380

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