Comparion Insurance Agency, Melissa Adams

Comparion Insurance Agency, Melissa Adams I am an insurance agent with Comparion Insurance, a Liberty Mutal company. Specializing in...

08/14/2026

Back to school alwayBack to school always brings all the feelings. What are yours? Tell us in the comments!

☕️📸 Coffee & Content…but can we talk about this LOCATION?! 😍Spending the morning at the AMPLIFY Live Coffee & Content Co...
08/13/2026

☕️📸 Coffee & Content…but can we talk about this LOCATION?! 😍

Spending the morning at the AMPLIFY Live Coffee & Content Collab Event with the Beach Girls Real Estate Club, and this waterfront home is absolutely STUNNING. 🏡🌊

From the gorgeous coastal interiors and incredible chandeliers to the pool and those water views…there is literally a beautiful backdrop everywhere you turn. ✨

Such a fun morning connecting with other local professionals, creating content, building relationships and, of course, talking a little homeowners insurance along the way. 😉

I also brought a little something for the giveaways! 🍷🎁

Create. Connect. Collab. 💕

🚨 LET’S TALK ABOUT “CHEAPER” HOMEOWNERS INSURANCE…I hear this all the time: “Another agent got me the same policy cheape...
08/12/2026

🚨 LET’S TALK ABOUT “CHEAPER” HOMEOWNERS INSURANCE…

I hear this all the time: “Another agent got me the same policy cheaper because they’re the owner,” or “They have more pull with the insurance companies.”

That’s not how homeowners insurance works in Florida.

Insurance rates are highly regulated. Carriers file their rates with the state, and an agent or agency owner can’t simply decide to give someone a special discounted premium. The premium is the premium based on the carrier’s filed rating factors and the risk being insured.

Now, can another independent agency find a lower price? Absolutely. They may represent a carrier I don’t have access to, and that carrier may genuinely be less expensive for that particular home.

But when you hear “I got it cheaper,” make sure you’re comparing apples to apples. 🍎🍎

That lower premium could also mean:
🏠 Lower coverage limits
💰 Higher deductibles
💧 Limited water damage coverage
🌪️ Different hurricane/wind deductibles
📄 Different endorsements or exclusions
🏢 Or an entirely different insurance carrier

Sometimes it truly IS the same or better coverage for less—and if it is, great! But sometimes that lower number comes with a lot less protection.

If agents could simply discount homeowners insurance, trust me… we’d ALL be doing it. 😂

My goal has never been to sell you the cheapest piece of paper I can find. My job is to help you understand what you’re buying, shop the options available to me, and make sure your home is properly protected.

💕 Honest advice. Upfront explanations. No gimmicks.
That’s what you’ll always get from me. 🏡💕

08/12/2026
What’s your kids’ favorite way to cool off? Splash pad or water balloon fight? Vote in the comments.
08/10/2026

What’s your kids’ favorite way to cool off? Splash pad or water balloon fight? Vote in the comments.

Address

13475 Atlantic Boulevard Unit 8
Spring Hill, FL
32225

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 10pm
Thursday 8am - 10pm
Friday 8am - 10pm

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