Janie Kepinski - Union Home Mortgage

02/02/2023

The road to your new home can have many twists and turns. That's why we want to share our knowledge of what you could expect from the process and be there for you every step of the way! Keep in mind that everyone's journey home may look a little different - that's totally normal. If you have questions today, or anytime during the process, please reach out! 🏡

01/27/2023

Congratulations and welcome home to our borrowers!
It was truly an honor to handle this financing. 🤩
Thank you for trusting us with your mortgage needs all the way to closing day.
Thank you Bill Merritt and The Hardy Team - Real Estate for your referrals and partnership!
It’s always a pleasure to work with this amazing team 👏

01/24/2023

No credit? No problem! If you don’t currently have traditional credit, we’re here to help. There are options when it comes to home financing that may work for your credit situation. Here are some examples of alternative credit sources that we may be able to utilize for your home loan: Rental Housing Payments, Telephone Service, Insurance Premiums, Childcare Payments, School tuition, and Medical Bill Payments … the list goes on! Reach out today to explore your options!

01/16/2023

"We must use time creatively, in the knowledge that the time is always right to do right." - Martin Luther King Jr.

Let today be another reminder to always strive for justice. Happy Martin Luther King Jr. Day!

01/12/2023

We don't expect you to speak the mortgage language, but it can be helpful to have an understanding of what is being talked about. You may have heard the term seller concessions recently. Seller concessions are when the seller agrees to pay part of the buyer's closing costs. These concessions allow a borrower to pay less at closing to make buying a home more affordable. Seller concessions can be beneficial to both the buyer and seller as they get what they need out of the home buying/selling process in today's market.

01/01/2023

With a new year comes new memories, and I hope those memories last a lifetime. Cheers to the new year and an even better 2023!

12/25/2022

The most wonderful time of year is here. 🎁 Wishing you and yours a happy and safe holiday season!

12/21/2022

Sure, spring cleaning sounds great. However, in reality, tackling a long home maintenance checklist all at once can be overwhelming. Rather than letting it all add up, what if you tackled home maintenance a little each season? Here are some ideas for taking care of your home during the winter months. 1) Change your furnace filters. 2) Test smoke and carbon monoxide detectors. 3) Check your water softener. 4) Insulate and seal up cracks.

12/12/2022

Much like our beloved gingerbread houses during the holidays, the possibilities are endless when it comes to making a space your own with our renovation options! With renovation, your dream home is no longer out of reach. Whether its as simple as changing paint colors or decorative gumdrops, or a bigger project such as a new roof or frosting shingles- you have options when it comes to curating your dream space. Reach out today to get started!

12/09/2022

There are several ways to pay off your mortgage faster and save on interest payments. Even better, not all methods require spending a lot of money! Check out our blog for three tips and tricks:

There are several ways to pay off your mortgage faster and save on interest payments. Even better, not all methods require spending a lot of extra money!