Home Loans with Crystal

Home Loans with Crystal FL LO81049 NMLS # 1859759
This is not a commitment to lend.

🏡💭 When was the last time you checked your interest rate?If it’s been a while… you could be overpaying 👀 our client is s...
04/29/2026

🏡💭 When was the last time you checked your interest rate?

If it’s been a while… you could be overpaying 👀 our client is savings thousands per year with her refinance and ditching that HELOC extra monthly payment ✌️

A rate & term refinance could mean:
✔ Lower payment & Rate
✔ Better terms
✔ More breathing room

📲 Quick check 727-645-8603
= big potential savings!


Crystal Herring

📣 Important Update for Florida Housing & First-Time Homebuyers!A new program announcement was sent out via email yesterd...
04/28/2026

📣 Important Update for Florida Housing & First-Time Homebuyers!

A new program announcement was sent out via email yesterday if you haven’t seen it yet, be sure to check it out and feel free to save the flyer for reference 📄✨

As always, I’m proud to be listed as one of their preferred lenders, fully trained and local here in Florida to help guide you through first-time homebuyer programs 🏡💙

Have questions? I’m here to help!
📞 727-645-8603
📧 [email protected]
Crystal Herring

🩺💰 Calling All Physicians! Your Homeownership Prescription Is Ready! 💰🩺Just like you take care of your patients, it’s ti...
04/06/2026

🩺💰 Calling All Physicians! Your Homeownership Prescription Is Ready! 💰🩺

Just like you take care of your patients, it’s time to take care of your future 🏡

💊 Physician Loans Now Available!
Whether you're looking to purchase your dream home or do a rate & term refinance, this program is designed specifically with YOU in mind.

🧠 No need to diagnose complicated loan options we’ve simplified the process
❤️ Flexible guidelines to keep your financial health strong
📈 Built to help you build wealth while you focus on saving lives

Think of this as your financial check-up… and spoiler alert you’re in great shape to buy! 😉

👩‍⚕️👨‍⚕️ If you (or someone you know in the medical field) could benefit from this program, don’t wait reach out today!

📲 Message me anytime with questions or for a quick consultation! 727-645-8603 or Email [email protected]

✨ The Home Loan DOs & DON’Ts You Can’t Afford to Miss! ✨If you’re starting the homebuying journey, these simple steps ca...
03/27/2026

✨ The Home Loan DOs & DON’Ts You Can’t Afford to Miss! ✨

If you’re starting the homebuying journey, these simple steps can help keep your loan on track and your closing smooth.

Check out this quick guide before making any big moves! 🏡🔑

NMLS 1859749
Local Mortgage Lender
📱727-645-8603 Crystal Herring

✨ Atlanta Homebuyers & Realtors! ✨I’m excited to share that Down Payment Assistance Programs are available right here in...
03/25/2026

✨ Atlanta Homebuyers & Realtors! ✨
I’m excited to share that Down Payment Assistance Programs are available right here in Atlanta, Georgia 🏡💰

If you’re a buyer looking for help with upfront costs or a Georgia Realtor wanting to learn how this can benefit your clients I’m always happy to chat! 🤝📲

Licensed Mortgage Loan Originator in Atlanta, GA & FL
NMLS #185-9749 📝

Let’s make homeownership happen! 🎉🔑

First closing for 2026 is submitted and UNDER CONTRACT!This Christmas season, I’m so grateful to serve as the lender at ...
12/23/2025

First closing for 2026 is submitted and UNDER CONTRACT!

This Christmas season, I’m so grateful to serve as the lender at Home Loans with Crystal, with support from TLC and APMC.

We are well versed in various first time homebuyer programs and this buyer is saving $12,200 through an excellent first-time homebuyer program 🎄🏡

09/17/2025

📉 BREAKING: The Federal Reserve Just Cut Interest Rates by 25 Basis Points! 🏡💰

Great news for homebuyers and homeowners! The Fed has lowered the benchmark interest rate by 0.25%, creating new opportunities for lower mortgage rates, refinancing, and increased home affordability.

💡 What This Means for You:

✅ Potentially lower monthly mortgage payments
✅ Increased buying power for new homebuyers
✅ A great time to explore refinancing your current mortgage
✅ More favorable conditions for home equity loans

Whether you're buying your first home, upgrading, or thinking about refinancing, this rate cut could save you thousands over the life of your loan.

📲 Let’s talk about how this impacts YOU specifically! Send me a message or comment below to schedule a free consultation.

🏠 Your home goals are within reach — let’s make the most of this opportunity while rates are still low!

📲727-645-8603
📍 Local Mortgage Lender
NMLS 1859749

Attention Homebuyers! 🚨🏡 Don’t wait for the crowd! If you’ve been on the fence about purchasing, now is the time to ACT!...
09/08/2025

Attention Homebuyers! 🚨

🏡 Don’t wait for the crowd! If you’ve been on the fence about purchasing, now is the time to ACT! 🕒

📉 Rates are already starting to affect the market, there's still a cooldown on the way – and it's expected this month! 📆

⏳ If you're planning to buy within the next 4 to 6 months, why wait for your competition to get pre-approved? Let’s get ahead of the game and set your file up to WIN YOUR OFFER! Your credit report is good for 120 days (that's 4 months!) 🗓️🔑

Get pre-approved and CONDITIONALLY APPROVED by an underwriter BEFORE you submit your offer. ✔️

Home Loans with Crystal
📞727-645-8503
Apply Today ▶️ https://localmortgagelender.my.canva.site/crystalherring

09/05/2025

Looking for 3 bed 2 bath 2 car garage with an oversized driveway that can accommodate up to 8 cars... Look for further than this all-age pet friendly unit located at Townhomes of North Lake in Tarpon Springs.

*** SELLER PROVIDING 1 YEAR HOME WARRANTY. ***LOW HOA FEES.
**** NO FLOOD/HURRICANE DAMAGE
***Vaulted Ceilings with permeating natural light
****Open Floor Plan
**** Inside laundry with washer and dryer kitchen
*** Sliding glass doors lead out to the screened in lanai.
Situated on Salt Lake and located near beaches, Downtown Tarpon Springs, Sponge Docks, shopping and restaurants. Take in lake views from the community dock or gather around the community pool.
Relax and experience all these great features with the comfort of knowing the HOA fees cover future major expenses including roof (2018), exterior paint, cable, internet, Insurance and community pool.

Make your appointment today to view this beautiful home!!!



https://www.coldwellbankerhomes.com/fl/tarpon-springs/656-spring-lake-circle-w/pid_62254116/

🍁💛 I'm falling back in love with these loan scenarios! 🍂🏡✨ First-time homebuyer WINS all around! 🏠 Purchase Price: $159,...
09/02/2025

🍁💛 I'm falling back in love with these loan scenarios! 🍂🏡
✨ First-time homebuyer WINS all around!

🏠 Purchase Price: $159,900
✅ $10,000 in 1st-time homebuyer assistance
✅ Reduced down payment from 5% ➡️ 3% (Saves $3,198!)
✅ $550 estimated appraisal reimbursement credit
✅ Buyer’s agent negotiated 3% seller credit = $4,797

🍁 Total savings? A WHOPPING $18,545!

💚 BONUS: Buyer will also receive a credit back at closing on their loan file! That’s right, NO FUNDS REQUIRED TO CLOSE!!

💡 Helpful Tip: Got a gift for closing? You could get your escrow deposit BACK! If not, the credit reduces the loan amount = lower monthly payments 🙌

🎉 These are the wins that make fall feel extra cozy! Let's keep the good news rolling! 💬📲727-645-8603

🪩 Website ➡️ https://localmortgagelender.my.canva.site/crystalherring

Contact Crystal Herring with Home Loans with Crystal
🍂🍁pt

Address

Spring Hill, FL

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17276458603

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