Golden Year Solutions

Golden Year Solutions I specialize in all things Medicare and insurance for rural Nevadans. Educator first, agent second.

Did you know that you can use HSA dollars to pay for Medicare B + D premiums once you turn 65? In fact, many people are ...
07/06/2026

Did you know that you can use HSA dollars to pay for Medicare B + D premiums once you turn 65? In fact, many people are saving their HSA funds specifically for retirement to cover these costs. What a great way to reduce taxable income AND cover insurance costs in retirementđź’ˇ

Born from a need for local, trustworthy expertise in the retirement process, Golden Years Solutions provides the bridge ...
06/22/2026

Born from a need for local, trustworthy expertise in the retirement process, Golden Years Solutions provides the bridge between the working individual and the retiring one. We specialize in Medicare, Social Security, health/life insurance, and estate planning. My team and I will walk with you through many parts of the retirement process that often feel impossible to navigate on your own. What sets our process apart isn’t what we’re doing, it’s the way we do it. Intentional, transparent, and with the diligence and follow through you deserve – the way I would want my own family treated.

At Golden Years Solutions, we believe local is important. Rural is often forgotten and overlooked – we’re hoping to change that. We care about the constituents in our backyard having access to reliable information and guidance. More clients isn’t the goal, more knowledge and the best service is. There are plenty of families to be helped in our local community, and our team makes it a point to stay focused on that.

I believe every person is given a gift. Mine is a heart for the people I serve, and a love for learning. Over the last 5 years I have continued to build on my understanding in the various niches of retirement; medicare, social security, and estate plans specifically. I want the knowledge and expertise I have gained to be accessible to any individual that steps into my office. Instead of feeling overwhelmed, my clients can leave with a sigh of relief knowing there is nothing left to cross off the list except enjoying their golden years.

I am truly thankful for the opportunity to be part of your golden years however that comes to be. Thank you for being here and allowing Golden Years Solutions to serve you.

Forever grateful,

Kristen Roe, Licensed Broker, ePic Advisor, RSSA®, RICP®

Social Security seminar THIS SATURDAY!Please join Kristen Roe (Registered Social Security Analyst) as she simplifies the...
05/13/2026

Social Security seminar THIS SATURDAY!

Please join Kristen Roe (Registered Social Security Analyst) as she simplifies the complex world of Social Security for rural Nevada retirees.

Tag a friend you'd love to join you! We look forward to seeing new and old faces there.

Come join the Medicare in Elko Workgroup and Kristen Roe as they share the ins and outs of Medicare and Social Security ...
04/07/2026

Come join the Medicare in Elko Workgroup and Kristen Roe as they share the ins and outs of Medicare and Social Security on April 24, 2026.

Come see us today from 9:00am - 3:00pm at the Elko Area Chamber for the 2026 Health and Fitness Fair!
03/21/2026

Come see us today from 9:00am - 3:00pm at the Elko Area Chamber for the 2026 Health and Fitness Fair!

They say you should start prepping for retirement early!We had a great turn out of new and current clients at our 'The T...
03/16/2026

They say you should start prepping for retirement early!

We had a great turn out of new and current clients at our 'The Trouble with Medicare' seminars last week, including Kristen's favorite little guys! Keep a look out for upcoming seminars Hosted by Kristen.

We had a great first "The Trouble with Medicare" seminar. It was wonderful to see old friends and new! Kristen shared a ...
03/10/2026

We had a great first "The Trouble with Medicare" seminar. It was wonderful to see old friends and new! Kristen shared a lot of helpful information about the current climate of Medicare premiums and some very constructive strategies to help her clients get the most bang for their buck. As always, GYS's first priority is education, giving our clients all the facts so that they feel empowered to make the best decisions for their specific needs. We hope to see you at the next one!!

If you'd like to join us for an upcoming seminar we will be hosting at the Elko Senior Center Wednesday March 11th at 5:00pm and Saturday March 14th at 10:00am.

02/04/2026

Address

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Spring Creek, NV
89815

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