Mortgage Patriot

Mortgage Patriot Sr Mortgage Loan Officer & REALTOR® with NEXA Mortgage & AXEN Realty This all translates to a better overall deal for my clients. Worth metropolitan areas.

I am a dual-licensed Senior Loan Officer and Real Estate Agent with 20+ years of experience specializing in helping families and individuals find, finance, and close on their first home. Operating as The Mortgage Patriot and The Real Estate Patriots, you benefit from my knowledge across both sides of a home purchase transaction. You win as a homebuyer through my advanced negotiation strategies and

my creative use of DPA programs blended with seller concessions. As a loan officer, I can assist you with the best home loan options if you are buying in San Antonio, Austin, Houston, El Paso, or Dallas-Ft. As a Real Estate Agent, my boots-on-the-ground expertise is concentrated in North San Antonio and the gateway to the Texas Hill Country (specifically zip codes 78070, 78261, 78260, 78258, 78259, and 78255). My YouTube channel empowers your journey, featuring deep dives into negotiation strategies, best loan options, Do's and Don'ts for first-time home buyers, DPA programs, and creative strategies to help families minimize their out-of-pocket cash at closing. Patrick Kevin Fagan
NMLS 877741 | LIC 454749
Mortgage Patriot

💥 This is one of the most powerful first-time homebuyer strategies available in Texas right now.🎥 Watch here:https://you...
05/12/2026

💥 This is one of the most powerful first-time homebuyer strategies available in Texas right now.

🎥 Watch here:
https://youtu.be/O4Er9p3blW8?si=JjJFLc1QGh34XAFf

🚨 In this video, I break down what I believe is the BEST Down Payment Assistance Program in Texas for 2026, and how to combine it with a powerful tax rebate strategy to dramatically lower your cash to close.

✅ Here’s what you’ll learn:
1️⃣ Texas program changing first-time homebuying
2️⃣ Lower cash-to-close than expected
3️⃣ Easier qualification than most DPA programs
4️⃣ How buyers qualify for more
5️⃣ Hidden tax rebate strategy explained
6️⃣ Real $300k homebuyer breakdown
7️⃣ Negotiation strategy saving buyers thousands

📅 Want help building your game plan? Schedule your free call:
calendly.com/pkfaganappointmentsetting

🎥 Watch here:
https://youtu.be/O4Er9p3blW8?si=JjJFLc1QGh34XAFf

Kevin Fagan
Mortgage Patriot | Licensed Loan Officer & Real Estate Agent

If we have worked together recently, your experience can help someone else take their first step with more confidence.Re...
05/04/2026

If we have worked together recently, your experience can help someone else take their first step with more confidence.

Real estate decisions feel big, and hearing from someone who has been through the process makes a difference.

If you have a moment, I would truly appreciate a quick review.

Your feedback helps others understand what working together actually feels like.

After touring several homes, most details begin to blend together. Buyers forget finishes and features faster than expec...
05/03/2026

After touring several homes, most details begin to blend together. Buyers forget finishes and features faster than expected.

What they remember is how a home felt.

Did it feel comfortable
Did the space flow naturally
Could they picture daily life there

That emotional connection often outweighs everything else.

The homes that leave an impression are the ones that get revisited.

Selling a home is not just about putting it on the market. It is about how it is positioned against everything else avai...
05/02/2026

Selling a home is not just about putting it on the market. It is about how it is positioned against everything else available.

Buyers are constantly comparing.

How does this home look
How does it feel
How does it stack up on price

The right strategy makes your home stand out without forcing it.

Strong positioning creates natural interest and better conversations.

First-time buyers are doing this wrong, and it’s costing them thousands!In this FREE live webinar, I’m walking you throu...
05/01/2026

First-time buyers are doing this wrong, and it’s costing them thousands!

In this FREE live webinar, I’m walking you through the exact strategies my clients are using right now to:

• Get into homes with far less cash to close
• Take advantage of Texas down payment assistance programs
• Negotiate better terms, lower payments, and seller credits
• Choose the right loan (not just the obvious one)
• Follow a step-by-step game plan so you don’t make costly mistakes

This isn’t generic advice… this is exactly what’s working in today’s market here in San Antonio and the Hill Country.

If you’ve been thinking:
“Can I actually afford this?”
“Am I missing something?”
“Where do I even start?”

This is for you.

Spots are limited for the live training.
👉 Register here: https://webinar.themortgagepatriot.com/

Or DM me “WEBINAR” and I’ll send you the link

Patrick Kevin Fagan
NEXA Mortgage
AXEN Realty
LIC 454749
NMLS 877741

FAIR TRADE HOUSING

Buyers rarely make decisions instantly. Most hesitation comes from uncertainty rather than lack of interest.They start a...
05/01/2026

Buyers rarely make decisions instantly. Most hesitation comes from uncertainty rather than lack of interest.

They start asking questions.

Is the price aligned with the market
Will something better come up next week
Does this home truly fit long term

When those questions go unanswered, buyers pause.

Clear value and strong presentation remove doubt and create confidence.

Confidence is what moves buyers forward.

Strong real estate outcomes usually come from a few consistent habits.Staying informed about the market.Preparing financ...
04/30/2026

Strong real estate outcomes usually come from a few consistent habits.

Staying informed about the market.
Preparing finances early.
Making decisions based on clear priorities.

When buyers and sellers follow these habits they often feel more in control throughout the process.

If buying or selling is one of your goals this year, preparation can make a big difference.

Send me a message anytime if you want to talk about your next steps.

04/29/2026

During showings, buyers often notice details sellers do not expect.

Natural lighting
Storage organization
Noise levels between rooms

These details help buyers imagine what everyday life in the home would feel like.

Sellers who understand these observations can present their homes more effectively.

If you want a quick list of what buyers tend to notice first during showings, send me a DM.

For many people a home purchase represents more than just a transaction.It often marks the beginning of a new chapter.A ...
04/28/2026

For many people a home purchase represents more than just a transaction.

It often marks the beginning of a new chapter.

A growing family
A new career opportunity
A lifestyle change

Real estate decisions are deeply connected to life transitions.

What kind of home goals do you have over the next few years?

Comment below or send me a message if you want help planning your next move.

Confidence during a real estate transaction usually comes from preparation and information.Buyers who understand the pro...
04/27/2026

Confidence during a real estate transaction usually comes from preparation and information.

Buyers who understand the process feel calmer when writing offers.

Sellers who know the market feel more comfortable negotiating.

Real estate is less stressful when each step happens in the right order.

If moving this year is one of your goals, I am happy to help you understand what the process might look like.

Send me a message anytime.

Address

1399 Frontier
Spring Branch, TX
78070

Telephone

+12103176514

Website

https://www.youtube.com/@theMortgagePatriot, https://www.realtor.com/rea

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