Mortgage Patriot

05/12/2026

💥 This is one of the most powerful first-time homebuyer strategies available in Texas right now.

🎥 Watch here:
https://youtu.be/O4Er9p3blW8?si=JjJFLc1QGh34XAFf

🚨 In this video, I break down what I believe is the BEST Down Payment Assistance Program in Texas for 2026, and how to combine it with a powerful tax rebate strategy to dramatically lower your cash to close.

✅ Here’s what you’ll learn:
1️⃣ Texas program changing first-time homebuying
2️⃣ Lower cash-to-close than expected
3️⃣ Easier qualification than most DPA programs
4️⃣ How buyers qualify for more
5️⃣ Hidden tax rebate strategy explained
6️⃣ Real $300k homebuyer breakdown
7️⃣ Negotiation strategy saving buyers thousands

📅 Want help building your game plan? Schedule your free call:
calendly.com/pkfaganappointmentsetting

🎥 Watch here:
https://youtu.be/O4Er9p3blW8?si=JjJFLc1QGh34XAFf

Kevin Fagan
Mortgage Patriot | Licensed Loan Officer & Real Estate Agent

05/01/2026

First-time buyers are doing this wrong, and it’s costing them thousands!

In this FREE live webinar, I’m walking you through the exact strategies my clients are using right now to:

• Get into homes with far less cash to close
• Take advantage of Texas down payment assistance programs
• Negotiate better terms, lower payments, and seller credits
• Choose the right loan (not just the obvious one)
• Follow a step-by-step game plan so you don’t make costly mistakes

This isn’t generic advice… this is exactly what’s working in today’s market here in San Antonio and the Hill Country.

If you’ve been thinking:
“Can I actually afford this?”
“Am I missing something?”
“Where do I even start?”

This is for you.

Spots are limited for the live training.
👉 Register here: https://webinar.themortgagepatriot.com/

Or DM me “WEBINAR” and I’ll send you the link

Patrick Kevin Fagan
NEXA Mortgage
AXEN Realty
LIC 454749
NMLS 877741

FAIR TRADE HOUSING

04/20/2026

One habit successful buyers share is consistent market awareness.

They watch listings regularly.
They track how long homes stay available.
They notice pricing patterns.

This awareness helps buyers recognize opportunity faster and avoid overpaying.

Consistency often leads to better decisions.

If you are planning to buy soon and want help tracking homes in your target area, send me a message.

04/18/2026

A home doesn’t exist in isolation.

The street.
The nearby parks.
The morning commute.

You’re not just buying a house.
You’re buying the rhythm of everything around it.

Location shapes daily life more than people expect.

04/07/2026

How to avoid costly mistakes and win big! 🏠

🎥 FREE Registration → https://webinar.themortgagepatriot.com/

Thinking about buying in the next 3–9 months? This webinar will save you thousands of dollars and months of confusion.

Most first-time buyers don’t fail because they couldn’t afford it. They fail because nobody walked them through it.

I’m Patrick Kevin Fagan, The Mortgage Patriot. Dual-licensed Sr Loan Officer AND Realtor with 20+ years of experience. I see both sides of every deal and I’m bringing all of it to you at no cost.

This essential 50-minute session covers everything, followed by a live 15-minute Q&A so you can get your questions answered directly.

No fluff. No upsell. Just the real roadmap.
My only focus is getting you the BEST deal possible.

Here’s what we’re covering:
🔑 Know what you can afford (& why) before home shopping
🔑 How to negotiate and win like a pro
🔑 Buy with little to no money out of pocket
🔑 Under contract: how to avoid deal-killing mistakes
🔑 How to get to clear-to-close and get your keys

🎥 FREE Registration → https://webinar.themortgagepatriot.com/

📅 April 9 • 7PM CT • Live on Zoom

NEXA Mortgage NMLS 877741
AXEN Realty LIC 454749

04/07/2026

One hour of preparation can change an entire home search.

Update your must-have list.
Review neighborhoods you like.
Check recent sales nearby.

Small preparation steps lead to better decisions later.

04/07/2026

04/06/2026

Buyers often say they love a house after a showing.

But choosing a home involves different thinking.

Ask yourself:

Does the layout support daily routines
Is the location practical for everyday life
Will this still work a few years from now

Excitement is helpful. Fit is what lasts.

04/05/2026

Price sets the tone.

Too high and buyers hesitate before even scheduling a showing.
Too low and sellers risk leaving opportunity behind.

The right price does something powerful.

It invites curiosity.

And curiosity turns into traffic.

Traffic turns into offers.

04/04/2026

April tends to shift buyer behavior.

Winter browsing turns into real showings. People who spent months watching listings start scheduling tours.

A few things usually drive it:

Better weather for house hunting
Families planning moves before the next school year
Homes that were prepared over winter finally hitting the market

Activity picks up because intentions get clearer.

Buyers stop asking “what’s out there?” and start asking “could this be the one?”