Integrated Financial Services, Inc.

02/25/2020

I bought a 20-year term life insurance policy, and there are 4 reasons I'd tell anyone to do the same

I hope I never need the life insurance payout, but I'm happy to pay for it knowing it could make an unbearable loss slightly easier on my family.

02/24/2020

Want To Retire Early? Follow These 10 Expert-Recommended Tips

With careful planning, retiring early doesn’t have to be a pipe dream.

02/21/2020

Time can be an ally or an enemy. What it becomes depends entirely upon you, your goals, and your determination to use every available minute. Zig Ziglar

02/20/2020

6 life insurance mistakes you don't want to make

Experts say the most common mistake people make when buying life insurance is not getting a policy big enough to cover future needs.

02/19/2020

A life insurance medical exam can save you money. Here's what to expect from the test.

A life insurance medical exam is used to assess your current health to give you an accurate rate — it's not meant to be stressful.

02/18/2020

Thinking about borrowing cash from your life insurance? Here's what happens

You can borrow against your life insurance for fast cash. But in doing so, you accept these five consequences.

02/17/2020

Let's talk taxes: disability insurance and taxation

I’m not a tax professional, but I do know that when it comes to employee benefits, surprises are rarely good. So let’s dig in.

02/14/2020

It takes as much energy to wish as it does to plan. Eleanor Roosevelt

02/13/2020

FASB proposes changes to not-for-profits’ reporting of gifts-in-kind

The Proposed ASU would require not-for-profits to present contributed nonfinancial assets as a separate line item in the statement of activities.

02/12/2020

Term life insurance is a low-cost way of providing maximum coverage for your family. Protection is provided for a limited number of years. The insurance expires without value if the insured lives beyond the policy period, usually 5 to 20 years. Other policy life periods are available, including one-year annual renewable term.

02/11/2020

12 Cheap (And Simple) Ways To Upgrade Your Life Insurance Policy

You don't need to accept a basic life insurance policy provisions. You can add one or more riders that will customize your policy and provide solutions to your biggest concerns.

02/10/2020

Life Insurance Cash-Out Options: A Retirement Planning Quiz

Life insurance can be helpful for retirees for reasons other than the obvious one. One option you might not be aware of, and that could put some money in your pocket while you're still alive, is a life settlement.