Stewardship Concepts Financial Services

03/20/2026

What a great time at our pickleball client event last week at Parkfit. Thank you to Kimmie for helping everyone feel comfortable on the court and making the event so much fun.

We had courts for all skill levels, and a few merch giveaways. This has become a fun annual tradition for our team, and we always enjoy the chance to connect with clients outside the office. If you missed this one, we hope to see you at the next event.

11/28/2025

We sponsored the hydration station at the Turkey bowl again this year! I think there were less injuries this year… 😅

10/24/2025

Noah here! We had an amazing client event at the Spokane Cub, where a sushi chef taught us how to make sushi, and even got us wearing sushi-making headbands!

Thank you to everyone who joined us. My sushi roll may not have looked anything like the example, but hey, it still tasted delicious!

09/19/2025

Noah here!🏓 Last weekend, I had a blast playing in the Comstock pickleball tournament with my dad. We didn’t bring home any medals, but we had lots of fun! Judah even came out to cheer us on and loved holding the pickleball; he’s a natural already! Can’t wait for a future father-son pickleball tournament. 😄

08/29/2025

Amy and Kate got to meet Judah for the very first time! He was surprisingly calm in the office…

Could this be a sign we have a future financial advisor on our hands? 🧐

08/01/2025

Big tax changes are here, and they could impact your retirement plan.

Congress passed a massive new tax law in July called The One Big Beautiful Bill.

It makes many of the 2017 tax rules permanent and adds some new ones worth knowing about, especially if you are retired or getting close.

Here are a few highlights:
✅ Tax brackets are staying the same
✅ Extra standard deduction for people 65 and older (up to $6,000 more if single or $12,000 more if married)
✅ Child tax credit increased from $2,000 to $2,200 per child
✅ New “Trump Accounts” for newborns with $1,000 in federal seed money

Planning opportunities to consider
• Now may be a great time to do larger Roth conversions while tax rates stay low and the bigger deduction for seniors applies
• If you give to charity, there is now a deduction even if you do not itemize

Although some finer details still require clarification, this is an ideal time to review the financial plan. What are your thoughts on these changes?

👉 Check out our blog for a full breakdown to see if any of the other changes affect you:

The One Big Beautiful Bill Act, passed in July 2025, permanently extends many of the 2017 Tax Cuts and Jobs Act (TCJA) provisions and introduces new tax changes that could impact your retirement planning, investments, an...

07/25/2025

Happy Friday! Noah here. Jenny and I had a great weekend celebrating her Grandpa’s 90th in Lewiston. Always special when the whole family shows up. Wyn is still in Europe, Amy’s off to Ohio next week, and Kate’s got big plans at Costco 😊

Your financial update for this past week:

📊 The Fed says it’s independent, but some wonder if politics play a role. After supporting big spending during recent crises, it’s now holding rates high despite easing inflation. Markets are paying attention.

🌍 Congress just passed new rules for stablecoins like Tether and USD Coin. These digital dollars are growing fast and could reshape global payments by making them faster and cheaper, especially in areas with limited banking access.

💡 Financial tip: High dividend yields might look good, but can signal trouble. Focus on healthy companies and diversify. That usually leads to more reliable income in retirement.

07/11/2025

Hope you all had a great Fourth! Judah rocked the red, white, and blue last weekend while we enjoyed some sunshine at Long Lake with family and friends.

Celebrating our first Fourth of July with Judah brought a new perspective.

It’s one thing to plan for the future. It’s another thing entirely to hold it in your arms.

Here’s to building lives and legacies that last.

Here’s your quick Friday Economic update:

📉 Is the job market cooling off?
The June jobs report looked strong on the surface, but most of the growth came from government jobs. Private sector hiring was soft, and fewer people are even looking for work. Signs of a slowdown? Maybe.

🗳️ Elon Musk starts a political party?
Yep, he called it the America Party and ran a poll on X where nearly two-thirds voted in favor. His goal? Influence Congress just enough to shake things up. Trump, not a fan.

💸 Tax tip for folks over 65
The new Big Beautiful Bill could mean an extra $6,000 deduction if you are over 65. That’s around $1,300 in tax savings if you are in the 22 percent bracket. But heads up, it starts phasing out at $75k single or $150k joint.

More to come soon on the planning side. Let me know if you have questions or want to chat!

06/27/2025

Hi, Noah here. A big thank you to everyone who came out to our golf range event yesterday; it was great seeing you all! The day was also a good reminder that I definitely need more practice if I want to improve my golf game. 😅

We have a funny running joke at the office: we always forget to take a photo at events. This time, we almost missed it again, but we managed to snap one at the last second!

Does anyone else have this problem? 😂

06/20/2025

Hey friends, it’s Noah. I’ve been posting financial tips each week, but I’d love your input. Do you prefer helpful planning tips, or quick updates on the economy and interesting stories?

Drop a comment or message me with what you want more of!

Here’s your quick two-minute Friday roundup:
📉 The Fed is cautious.
No rate cuts (yet), and they’re projecting slower growth, higher unemployment, and sticky inflation through 2027.

🤖 AI is quietly reshaping jobs.
3.5% of white-collar roles have disappeared in the last 3 years, even during strong profits. As automation rises, smaller teams and heavier workloads are becoming the norm.

🏡 Washington’s estate tax is changing.
In 2026, the exemption jumps to $3M, but tax rates will also increase (up to 35% for large estates). If you live in Spokane and haven’t revisited your estate plan, now’s the time.

Let me know what kind of content is most helpful for you, and if you ever want to chat, I’m here as your local Spokane advisor.

06/06/2025

Happy Friday!

Noah here—running on way less sleep than usual thanks to baby Judah (but we’re adjusting!). The sun’s out, Jenny and I are looking forward to some summer family time, and I’ve got a quick 2-minute update for you on the markets, some wild headlines, and a planning tip that could save you money down the road.

👇Here’s what you should know this week:

📊 The Job Market’s Holding… But Barely

The U.S. added 139,000 jobs in May—better than expected, but down from April. Unemployment is still low at 4.2%, even though the federal government shed another 22,000 jobs. Mixed signals overall. Stocks are up, but rising interest rates suggest the Fed may stay hawkish for now.

🔥 Elon vs. Trump: A Very Public Breakup

Tesla’s stock dropped after Elon Musk slammed Trump’s tax bill. Trump fired back by threatening to cancel federal contracts with Musk’s companies. Elon then called for Trump’s impeachment—and claimed the Epstein files haven’t been released because Trump’s in them. Buckle up… this feud could get costly.

💡 Social Security Timing Isn’t Just About the Numbers

Waiting longer usually means a bigger check—but that’s not always the best move. Your health, spouse’s age, RMDs, and tax strategy matter just as much. As a Spokane financial advisor, I help clients decide when to file in a way that fits their full plan—not just the math.