Matthew Underwood NMLS #1821760

Matthew Underwood NMLS #1821760 Loan Officer- First Choice Mortgage Licensed in WA, OR and Idaho

🚨New Product Alert🚨We now have a Conventional 1% down loan program. You can get into a house with as low as 1% down and ...
04/21/2023

🚨New Product Alert🚨

We now have a Conventional 1% down loan program. You can get into a house with as low as 1% down and receive a 2% grant from the lender. This is a HUGE opportunity for lower to moderate income households that haven't been able to qualify for a house prior, whether it be because of the 3-3.5% down payment requirement for other loan options, or because the payment on the down payment assistance program was too high to qualify. This is a true grant that does NOT have to be repaid when someone goes to sell or refinance their house. Contact me today if you would like to learn more!

Matthew Underwood
NMLS #1821760
509.481.1620

03/23/2023

Thank you to all our referral partners and clients who voted us #1 🏆

Thank you for the kind words Aimee! It's always a great feeling helping clients that are also friends! ⭐️⭐️⭐️⭐️⭐️Matt Un...
03/08/2023

Thank you for the kind words Aimee! It's always a great feeling helping clients that are also friends! ⭐️⭐️⭐️⭐️⭐️

Matt Underwood
NMLS #1821760

REALTORS- Are your purchase transactions taking longer than 30 days to close? Are you consistently having to ask for ext...
08/24/2021

REALTORS- Are your purchase transactions taking longer than 30 days to close? Are you consistently having to ask for extensions because the appraisal is taking too long or your lender is dragging their feet? Give me a call and see how fast we can close the transaction together. This was a purchase WITH an appraisal that closed in 17 days!😲 This is just one example of what we've been doing all year🏡

Fun Fact- the shorter you lock in the interest rate, the better the rate is. When we know the loan can close in under 30 days it allows us to lock in your rate for that shorter period of time and lower your interest rate even more. 💸

Matt Underwood
Loan Officer
NMLS #1821760
First Choice Loan Center
509.481.1620
[email protected]

Another purchase closed in under 30 days! We were able to waive the appraisal, which allowed us to close this loan in 10...
05/11/2021

Another purchase closed in under 30 days! We were able to waive the appraisal, which allowed us to close this loan in 10 days. The sellers were already moved out so of course they welcomed the opportunity to close early. Thank you Amanda and Evan!

Matt Underwood
Loan Officer
NMLS #1821760
First Choice Loan Center
509.481.1620
[email protected]

Helping family friends save money on their mortgage payments always makes closing the loan just that much sweeter. On th...
02/05/2021

Helping family friends save money on their mortgage payments always makes closing the loan just that much sweeter. On this one, he was at 3.875% and we got him down to 2.27%. This saved him over $216/month! This individual is also a veteran, which is just another reason why it felt so great helping him out. Thank you for your service John!

Matt Underwood
Loan Officer
NMLS #1821760
First Choice Loan Center
509.481.1620
[email protected]

Submitted this loan for a client on a Wednesday and we were clear to close by Friday! We were able to drop his interest ...
02/05/2021

Submitted this loan for a client on a Wednesday and we were clear to close by Friday! We were able to drop his interest rate from 4.125% down to 2.63%. This saved him $303/month and allowed him to use that extra money to help save for his kids college fund.

Matt Underwood
Loan Officer
NMLS #1821760
First Choice Loan Center
509.481.1620
[email protected]

01/29/2021

We'd like to officially welcome Matt Underwood to the First Choice Loan Center family. 🥳

Matt is a Seahawks fan, avid golfer and anything outdoors. He's been in the business for just over two years.

"My clients appreciate the fact that they can feel how much I care about their loan personally and will do whatever it takes to make sure it closes on time."

Matt does Tuesday updates every week on every transaction., he'll call the listing or buying agent and the client to let them know where the loan is at in the process.

01/09/2021

🔥FYI🔥

We're coming up on the end of the year and most people are taking it easy coasting into the holidays.. NOT ME! I am spri...
12/09/2020

We're coming up on the end of the year and most people are taking it easy coasting into the holidays.. NOT ME! I am sprinting to the finish line! One loan went from submission to closing in 3 days. Another loan took just ONE day! I'm not proud of the last photo that shows it took 7 days, but that's considered a "long transaction" for me. If you're looking to refinance, let me know. We'll be able to close before the Holidays and you'll skip that January mortgage payment! Use that money to pay yourself back after buying all those Christmas presents for your loved ones and come out of Christmas debt free this year!

Matt Underwood
Loan Officer
NMLS #1821760
[email protected]
509.481.1620

Rates continue to remain at or near historic lows. Whether you’re looking to lower your interest rate, reduce the number...
11/24/2020

Rates continue to remain at or near historic lows. Whether you’re looking to lower your interest rate, reduce the number of years on your loan, or you need cash-out for a major life expense, let me guide you through the loan process.

Matt Underwood
Loan Officer
NMLS #1821760
[email protected]
509.481.1620

Time to refinance? Let one of our experts guide you through the refinancing process to see if you could benefit. Who doesn’t mind paying less?

Address

4407 N. Division Street Suite 200
Spokane, WA
99207

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