Noelle Otersen Loparco Financial Consultant

Noelle Otersen Loparco Financial Consultant Empowering you to build wealth, protect what matters, and create legacies that last.

At Cedar and Stone Consulting, we turn financial goals into lasting success with strategies as strong as cedar and as enduring as stone. Community-minded Financial Strategist, Advanced Market and Healthcare Specialist bringing a personalized, holistic approach to finance.

01/11/2026

Lately we’ve been hearing the same thing from our farm and small business clients:
“I just want to focus on my craft without worrying if I’m missing something on the back end.”

That’s where we come in. Whether it’s improving cash flow, mapping out retirement readiness, or writing a killer brand story to land your next wholesale client—we help ease the load.

You’re already doing the hard part. Let us help carry the rest.

One of the most overlooked tax advantages for farms and ag businesses is timing — when income is recognized, when expens...
01/08/2026

One of the most overlooked tax advantages for farms and ag businesses is timing — when income is recognized, when expenses are recorded, and how seasonality is reflected.

Good tax outcomes don’t come from luck.💰
They come from accurate, thoughtful tracking.

✨January is the best time to review last year’s numbers and make adjustments before filings begin.

As the year begins, may you move forward with clarity instead of pressure — and trust that steady, honest work will carr...
12/29/2025

As the year begins, may you move forward with clarity instead of pressure — and trust that steady, honest work will carry you where you’re meant to go.

Tuesday Small Business tip from the field:If you can’t explain where your money is going in one sentence, your system is...
12/17/2025

Tuesday Small Business tip from the field:

If you can’t explain where your money is going in one sentence, your system is too complicated. This should read, "Profits are spent proportionally on A, B, C, and D, and I reinvest into E on good months."

Simplicity creates clarity.
Clarity creates confidence.

Having an advisor who gets you and the work you do makes all the difference. Call me for a no-cost consultation.

Tuesday Small Business tip from the field:

If you can’t explain where your money is going in one sentence, your system is too complicated. This should read, "Profits are spent proportionally on A, B, C, and D, and I reinvest into E on good months."

Simplicity creates clarity.
Clarity creates confidence.

Having an advisor who gets you and the work you do makes all the difference. Call me for a no-cost consultation.

Tuesday Small Business tip from the field:If you can’t explain where your money is going in one sentence, your system is...
12/17/2025

Tuesday Small Business tip from the field:

If you can’t explain where your money is going in one sentence, your system is too complicated. This should read, "Profits are spent proportionally on A, B, C, and D, and I reinvest into E on good months."

Simplicity creates clarity.
Clarity creates confidence.

Having an advisor who gets you and the work you do makes all the difference. Call me for a no-cost consultation.

Something new is unfolding behind the scenes at Cedar & Stone.Over the last few months, I’ve been working quietly on a p...
12/15/2025

Something new is unfolding behind the scenes at Cedar & Stone.
Over the last few months, I’ve been working quietly on a partnership that opens doors most small businesses never get access to — national visibility, trusted media placement, and a stronger public presence that actually means something.

This isn’t about hype.
It’s about credibility, stewardship, and helping the right stories reach the right people — thoughtfully and strategically.
For my clients, this means something powerful:

✔ You get bragging rights by being featured in one of the nation's top media publications
✔ Your work doesn’t stay hidden, it's seen by millions
✔ Your reputation is positioned with intention and credibility
✔ Your business is seen as established, trustworthy, and ready for what’s next

If you’re building something real — and wondering how to be recognized without selling your soul — this may be worth a conversation.

Message me if you’re curious.

I’m excited to share that I’ve formally structured a partnership with one of the most reputable publicity firms in the c...
12/09/2025

I’m excited to share that I’ve formally structured a partnership with one of the most reputable publicity firms in the country. This opens a new door for my clients: strategic, earned media placement in the publications and outlets that shape credibility, not just visibility.

That means thoughtfully placed articles and features in THE TOP publications - publications with readership in the millions- and top national broadcast networks—aligned with your values, your voice, and your long game.

This isn’t about hype.
It’s about positioning.
About letting the right stories land in the right rooms, with integrity intact.

If you’re building something real—and you’re ready for your brand or business to be seen, understood, and respected at a national level—I can now guide you through that process, end to end.

Same steady counsel.
Wider reach.
Stronger roots.

If this feels timely, let’s talk.

11/05/2025

As a Certified Ambrook Advisor, I am qualified to help you sort out your books. As your neighbor, I care deeply about ensuring the success of our local farms.

11/05/2025
09/23/2025

Call now to connect with business.

Address

Spokane, WA

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