North Town Insurance

North Town Insurance NTI exists to give generously and bring value to our community. Can we help with your insurance?
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Our local insurance agency makes it a priority to build a relationship with our clients and community. Through an Engaged Insurance Experience, we are able to proactively meet your needs. As an independent agency, we work with many companies to offer those coverages at a competitive rate.

02/06/2026

I have 57 new apps on my phone... and I kinda love it. 📱🏠

My house just got a "Smart" upgrade. At first, it was overwhelming (so. many. notifications.), BUT as an insurance nerd, I’m seeing the huge upside.

Tools like automatic water shut-off valves and smart security systems aren't just cool gadgets; they are early detectors that help limit your exposure to massive damages.

Catching a leak early means fewer headaches and less paperwork later. 🚿🛑

We love tech that keeps you safe! What is the one smart home gadget you can't live without? Drop it in the comments! 👇

👉 See link in bio for devices that might save you money.



📞 Call or 📱 Text Team NTI at 509-483-3030 🏡🚗⛵️🏍🏢🤓

Fine Print: This is a general overview with the intention of bringing awareness to coverages, options, and industry changes. Coverage varies between carrier and states. Check your policy for specifics.

On 📆 Tue, Feb 10th,   will be volunteering at 🥔🍞🌽🫘🍎🧀 Second Harvest Inland Northwest from ⏰ 2:15–4:30 PM — and we’ll be ...
02/06/2026

On 📆 Tue, Feb 10th, will be volunteering at 🥔🍞🌽🫘🍎🧀 Second Harvest Inland Northwest from ⏰ 2:15–4:30 PM — and we’ll be closing the office so our entire staff can serve. 💪🏻

Giving back to the communities we protect is part of who we are, and we’d love for others to join us!

If you’re available and want to volunteer alongside our team, email Megan at [email protected] to be included.

Let’s show up, lend a hand, and make a real impact together. 💚

02/04/2026

Wildfire seasons are getting longer and inland storms are getting stronger.

Because of this, insurance carriers are getting very strict about roof conditions and defensible space.

We want to help you avoid surprises at renewal time.

Here is your homework (sorry, we’re nerds! 🤓):

🌲 Create Space: Trim those tree limbs
and clear dry foliage.

🏠 Check the Roof: If it’s older, get an inspection now to identify trouble spots.

🌊 Flood Check: More lenders are requiring flood insurance for inland properties—don't get caught off guard.

We are here to collaborate with you to make sure your home is ready for whatever the PNW throws at it.

👉 See link in bio for our home maintenance checklist.

📞 Call or 📱 Text Team NTI at 509-483-3030 🏡🚗⛵️🏍🏢🤓

Fine Print: This is a general overview with the intention of bringing awareness to coverages, options, and industry changes. Coverage varies between carrier and states. Check your policy for specifics.

Testimonial Tuesday⭐️⭐️⭐️⭐️⭐️"I have had excellent service and treatment with North Town Insurance. I worked with Joey a...
02/03/2026

Testimonial Tuesday
⭐️⭐️⭐️⭐️⭐️

"I have had excellent service and treatment with North Town Insurance. I worked with Joey and he was very helpful, responsive, and super pleasant. My bookkeeper recommended North Town, and I'm very happy she did. I have saved money and have better coverage than I did with my previous carrier. Thank you North Town!"
- Shalene W.

Need a quote?

At North Town Insurance, we offer competitive rates and customized coverage tailored to your needs.

Get the information you need to make a smart choice and save on premiums. Request your personalized quote today:
https://www.northtowninsurance.com/quotes/

02/02/2026

💘 Congratulations to our Valentine’s Giveaway winners! 💘

Andrew Durant – Spencer’s for Steaks and Chops
Katie Barnes Cossette – Tony’s on the Lake
Linnea Ware – Spokane Food & Events

Please email [email protected]
to retrieve your prizes.

Thank you to everyone who participated.

We wish you all a wonderful Valentine’s Day on February 14th.

02/02/2026

Tomorrow we’re picking 3 winners! 🥳🎉 Have you entered yet? Each post is a separate giveaway—make sure you comment on all 3 for your chance to win. ❤️

💘 Giveaway Day 3: The JOMO (Joy of Missing Out)Not into the crowds? We get it. Sometimes "Peace of Mind" looks like swea...
01/31/2026

💘 Giveaway Day 3: The JOMO (Joy of Missing Out)

Not into the crowds? We get it. Sometimes "Peace of Mind" looks like sweatpants and great food in your own living room. 🏡

We are giving away a full "Take & Date" package from Spokane Food & Events!

Skip the lines, keep the romance.

To Enter: Tell us your "Vibe" for a perfect night in. Are you: A) 🎥 Movie Marathon & Popcorn B) 🎲 Board Games & Competition C) 🍷 Quiet Chat & Wine

👇 Tell us your letter (A, B, or C) in the comments to enter!

Winner announced on 2/2.

📝 Note for the Winner: Once selected, you'll need to contact Jenny to choose your menu items (see flyer in the comments) and arrange pickup during Spokane Food & Events' designated times.

01/30/2026

Think your business is "too small" to get hacked? (The hackers hope you do.) 📉🚫

Startups and local shops are becoming the favorite target for cyber attackers because they often lack the heavy-duty security of the big guys. But we believe in No Dead Ends for our local business community!

Here is how you can prepare your business today:

🔐 Lock it down: Use a trusted password manager like Keeper or LastPass.
🛡️ Back it up: Ensure your data lives in more than one place.
✅ MFA: Yes, again. It’s that important.

We advocate for small businesses by finding the right cyber coverage to fit your specific needs. Don't leave your hard work exposed—let's chat.

👉 See link in bio to schedule a business review.

📞 Call or 📱 Text Team NTI at 509-483-3030 🏡🚗⛵️🏍🏢🤓

Fine Print: This is a general overview with the intention of bringing awareness to coverages, options, and industry changes. Coverage varies between carrier and states. Check your policy for specifics.

, , , ,

💘 Giveaway Day 2: The City Night OutReady for a classic Spokane night out? We’ve secured one of the most coveted time sl...
01/30/2026

💘 Giveaway Day 2: The City Night Out

Ready for a classic Spokane night out? We’ve secured one of the most coveted time slots in town.

We have a table for TWO reserved at Spencer’s for Steaks and Chops for Valentine's Day 2/14 at 7:15 PM (Prime time!), plus a $50 Gift Card.

At NTI, we believe in strong partnerships. So for today’s entry, we want to know who has your back.

To Enter: Tag your Co-Pilot! ✈️ Whether it’s your spouse, partner, or best friend—tag the person you’d be taking to this dinner in the comments below.

👇 Tag them to enter!

Winner announced on 2/2.

📝 Accountability Check: Please ONLY enter this drawing if you are 100% available on Feb 14th at 7:15 PM in Spokane, WA. This reservation is
locked in and cannot be transferred or moved (any non-refundable reservation fees would be forfeit with the gift card).

💘 Giveaway Day 1: The Lakeside RomanceWe know finding a reservation for Valentine's Day is harder than finding a parking...
01/29/2026

💘 Giveaway Day 1: The Lakeside Romance

We know finding a reservation for Valentine's Day is harder than finding a parking spot downtown. 😮‍💨 So, we did the work for you! 🤗

We have a table for TWO reserved at Tony’s on the Lake in CdA for Valentine's Day 2/14 at 7:45 PM, plus a $50 Gift Card to help with the bill.

To Enter (Answer below): What is the ONE local dish or dessert in the PNW that you are absolutely in love with right now? 🥩🍝🌮🍕 (We’re building our own foodie bucket list, so be specific!)

👇 Drop your answer in the comments to be entered!

Winner announced on 2/2.

📝 Accountability Check: Please ONLY enter this drawing if you are 100% available on Feb 14th at 7:45 PM in Coeur d'Alene, ID. This reservation is locked in and cannot be transferred or moved (any non-refundable reservation fees would be forfeit with the gift card).

Happy  ! 🧩You know that feeling when you’re 99.9% done with a 1,000-piece puzzle, but the final piece is missing underne...
01/29/2026

Happy ! 🧩

You know that feeling when you’re 99.9% done with a 1,000-piece puzzle, but the final piece is missing underneath the couch? It’s maddening.

That’s exactly what your insurance portfolio looks like without an Umbrella Policy.

Here is the nerdy breakdown: Your Auto and Home policies are the main pieces of the puzzle. They cover the basics. But they have limits.

If a major accident happens and the costs exceed those limits—think a multi-car accident or someone getting seriously hurt on your property—where does the rest of that money come from? (Hint: It comes from your savings, your home equity, and your future wages.)

The Umbrella Policy is that missing piece that makes the picture complete. It sits on top of your other policies to provide an extra layer of liability protection, shielding the assets you’ve worked so hard to build.

Don't leave your financial picture incomplete.

We know insurance feels complicated. That’s why we’re here. Let us help you "find the corners" and get organized. We love solving these puzzles so you don't have to. 🧐

👉 Link in bio to schedule a quick chat about completing your coverage puzzle.



Fine Print: This is a general overview with the intention of bringing awareness to coverages, options, and industry changes. Coverage varies between carrier and states. Check your policy for specifics.

It’s  . 🔒💻In 2026, a hacker is scary. But do you know what’s scarier? Dealing with the fallout alone.Here is a hard trut...
01/28/2026

It’s . 🔒💻

In 2026, a hacker is scary. But do you know what’s scarier? Dealing with the fallout alone.

Here is a hard truth for our Spokane business owners: You might think your business is "too small" to be a target. Unfortunately, bots and hackers don’t care about your revenue size; they care about your vulnerabilities.

If you click the wrong link today, the aftermath isn't just a frozen computer. It’s:
🔹 Mandatory client notifications (by law).
🔹 Credit monitoring fees for your customers.
🔹 Legal fees and PR crisis management.
🔹 Potential ransomware payments.

The "Nerd" Fact: Your standard General Liability policy likely does not cover this. You need specific Cyber Liability coverage to fill that gap.

We believe in empowerment. Don't leave your digital back door unlocked while you’re busy protecting the front door.

Let’s do a quick audit of your cyber risk. It’s the smart, modern way to protect what you’ve built.

👉 DM us "CYBER" or click the link in our bio to chat with Joey.

Address

5727 N Division St
Spokane, WA
99208

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4pm

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Our Story

Team NTI exists to give generously and bring value to our community. We are able to do that through creating an engaged insurance experience for personal and business clients.

If your priorities are having an attentive insurance team who is timely, price conscious, resourceful, positively nerdy and local, we would be honored to find out if we are a good fit to show you that #insurancedoesntsuck!