Hunter Zier - Loan Officer

Hunter Zier - Loan Officer Spokane Loan Officer | NMLS #1616592 | 1st Time Home Buyers | Equal Housing Lender All loans are subject to credit approval.

Canopy Mortgage is one of the fastest growing mortgage companies in the US today. This is due to their industry leading technology and extremely competitive pricing. We also have in-house underwriting and processing, which creates for a very rapid turn around time for loan approvals. We are known for our complete transparency and unrivaled communication with everyone involved in the loan. This ad

is not from HUD, VA, FHA and was not reviewed or approved by any government agencies. Hunter Zier NMLS #1616592 Equal Housing Lender

NMLS #1616592
RMLO
AZ license #1049676
Office phone number 509-818-1976
Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | #1359687
https://www.nmlsconsumeraccess.org/
Licensed in TX, AZ, FL, WA, & ID
https://canopymortgage.com/state-licenses/
Privacy Policy: https://canopymortgage.com/privacy-policy/
Terms of Use: https://canopymortgage.com/terms-of-use/

03/25/2026

Thinking about buying a home but worried about rates? Here’s some good news… Mortgage rates are the lowest they’ve been in four years and still trending down. That can mean savings of around $5,000 a year compared to recent highs.

It’s a sweet spot—rates aren’t at rock bottom yet, but they’re definitely more affordable than before. Whether you’re ready to leave renting behind or move into your next home, now is a practical moment to explore your options.

Curious what your monthly payment could look like? Check today’s rates on our website or send me a DM. Let’s break down the numbers together so you feel confident about your next step.

What’s the biggest question you have about buying right now?

03/23/2026

Think your credit score is standing in the way of buying a home? You’re not alone. But wait till you hear what we did for this client.

Want to see what a personalized credit boost plan could look like for you? Let’s talk and get you closer to your dream home.

Check today’s rates at canopy mortgage and start planning. 🏡

02/27/2026

You don't need 20% down to buy a house.

I know — that number gets passed around like gospel. But it's outdated advice from a different generation of lending.

Here's what's actually possible today:

Conventional loans at 3-5% down — and you can still eliminate mortgage insurance without putting 20% down.

Washington State alone has over 70 first-time homebuyer programs. Some of them are 0% down.

Seventy. Programs. Most people don't even know about two of them.

If you've been sitting on the sidelines because you thought you needed $60k+ saved up… let's talk. You might be way closer than you think.

DM me the word

02/24/2026

Buying a home is stressful enough…

You shouldn’t feel left in the dark.

If you’ve ever been in that situation, you know exactly what we mean.

Not knowing what’s happening or what comes next can be incredibly frustrating.
.. especially when you’re making one of the biggest financial decisions of your life.

If you want a process that feels organized and clear, let’s talk.

We’ll keep things moving and keep you informed every step of the way.

02/21/2026

Your parents meant well — but that "you need 20% down" advice? It's outdated.

Here's what's actually out there right now:

🏠 VA loan — 0% down
🏠 USDA loan — 0% down
🏠 State down payment assistance — little to nothing out of pocket
🏠 FHA or conventional — 3 to 5% down

That's a massive difference from scraping together tens of thousands of dollars before you can even think about buying.

If 20% has been the number keeping you on the sidelines, let's run the real numbers together. DM me the word "Home" and I'll send you my free home buyer guide.

02/18/2026

If you’ve owned a home for a while, you’ve probably noticed something…
.. the refinance mail never really stops.

And at some point, you start wondering if you’re supposed to be doing something about it.

A lower rate sounds good. Of course it does.

But that doesn’t automatically mean it’s the right move for you.

You’ve got to look at the full picture and ask yourself questions like:

How long are you planning to stay?
What do the costs actually look like?
What are you trying to accomplish financially?

Sometimes refinancing makes a lot of sense.
Sometimes it barely changes anything.

This isn’t something you want to guess on.

So if you’ve been unsure whether it’s worth exploring, let’s just run the numbers together.

Send us a message anytime. We’re happy to take a look. 👋

02/09/2026

For a lot of homebuyers, the biggest stress isn’t qualifying for a mortgage…

It’s the fear of covering two places at once.
Of draining your savings right at the start. 💸
Of turning what should feel exciting into a financial scramble.

The good news is, with the right planning, those early months don’t have to feel that way.

If timing, cash flow, or overlapping payments are part of what’s holding you back, let’s talk it through.

Sometimes a small adjustment can make a big difference. 😉

Reach out anytime. We’re here to help.

02/02/2026

Let’s be honest for a second… buying a home right now can feel impossible, right? 😔

And somewhere in the back of your mind, you’re probably wondering…

“What if I wait too long?”

Or…

“What if I move too fast and regret it?” 🤔

That hesitation makes sense. This isn’t like any everyday purchase... It’s a life decision.

But here’s the thing: you don’t need to have everything figured out today.

If you’re clear on where you want to live, and what feels financially comfortable for you, you’re doing exactly what you should be doing right now.

The rest? You don’t have to overthink it. You don’t have to navigate it alone.

That’s where we come in. We’re here to help you think it through. 😉

02/27/2025

🚨 First-Time Homebuyer Myths BUSTED! 🚨

🏡 Thinking about buying your first home? Don't let these common myths hold you back!

💰 Myth #1 – You need 20% down to buy a home. ❌
Truth: Many loan programs allow as little as 3% down!

📉 Myth #2 – You need perfect credit to qualify. ❌
Truth: There are loan options for buyers with less-than-perfect credit!

✅ Myth #3 – You should wait to get pre-approved until you find a home. ❌
Truth: Getting pre-approved first makes you a stronger buyer and lets you act fast!

💬 Have questions? Drop a comment below or reach out! I’m Julian with Canopy Mortgage in Eastern Washington—here to help you navigate the homebuying process!

02/19/2025

Part 2 Hunter Z & Nick K break down a real-life situation where using $10K the wrong way dropped a homebuyer’s approval by $75K 😳. Paying off debt isn’t always the best move—sometimes putting that cash toward your down payment can get you better rates & a higher approval!

Before making any big financial moves, talk to a loan officer first 📈. They can help you maximize your approval & avoid costly mistakes! 🏠✅

02/19/2025

Part 1 Hunter Z & Nick K break down a real-life situation where using $10K the wrong way dropped a homebuyer’s approval by $75K 😳. Paying off debt isn’t always the best move—sometimes putting that cash toward your down payment can get you better rates & a higher approval!

Before making any big financial moves, talk to a loan officer first 📈. They can help you maximize your approval & avoid costly mistakes! 🏠✅

Address

11917 E Broadway Avenue, Suite 201
Spokane Valley, WA
99206

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