Mike da Silva - MLO

10/13/2022

Oscar Hernandez Spokane Millennial Bilingual Realtor

10/10/2022

09/08/2022

Loved working with these people, we were able to get them such a good deal. It’s important when purchasing a house, to work with a realtor and loan officer that know each other and the market. Miguel and Alba were amazing clients, and I wish them all the best with this beautiful house.

08/27/2022

Another dream came true for these two. Martin and Cherry were awesome people to work with, and were able to get their house with awesome terms due to great negotiation. .spokane.realty great job finding this home, and doing the best job at communicating. In real estate it’s important that you work with a good team that have your back, make sure you know and understand what is happening through the process. If you prefer spanish or Portuguese we got you.

Oscar Hernandez, Spokane Bilingual Realtor at exp Realty Martin Morales

06/15/2022

Was listening to Jerome Powell talk about fed fund rates today, and where he thinks it will go to. He mentioned that fed fund rates is only at 1.6% (.75% hike today) which is still low, given that he sees it going to 3% in the near future.
This is a severe attempt to slow down demand, which regulates the lack of supply in the market from our covid years.
Mortgage rates has a direct reaction to fed fund rate and inflation, and we have been seeing it.
What does that all mean for you as a homebuyer? Well, rates will be wherever they need to be in order for the economy to be stable again. Unfortunately, we have to trust that the feds know what they are doing to bring down inflation.
Although, affordability is hard now, maybe this is a start of a savings plan by buying a smaller home so the dream home becomes easier to accomplish.
Everything can be done with good financial planning, rent will continue to increase and leave you with no savings. A home, will force you to save money each month, and open many doors for a wealthy future.
Let me know if you have any questions about this, I am a fan of these topics.

05/05/2022

Just Yesterday Feds raised rates by 0.5%, lets see how far they go with this.

05/03/2022

Check out this new listing from my friend Zierry, we will be hosting an open house this week Wednesday and Thursday from 2PM-5PM

05/02/2022

Welcome to my business page. Happy to help and answer any questions you may have about getting a home.