Farmers Bank

Farmers Bank Welcome to Farmers Trust & Savings Bank's page! Learn what sets us apart! Service Always." Guidelines:
Thank you for being part of our page!

Farmers Trust & Savings Bank has been serving the Spencer, Iowa area - customers and community - since 1916 with a reputation for excellence in personal service. Farmers Trust & Savings Bank has been serving the Spencer, Iowa area - customers and community - since 1916 with a reputation for excellence in personal service - "People First. We offer a full line of business, agricultural, mortgage, co

nsumer deposit and lending services. Visit www.farmerstrust.bank for a full list of services and products. We are excited to have you join the conversation. To help make sure visiting our page is a positive experience for everyone, we have a few basic guidelines that we ask you to follow when visiting:

• Please be respectful. We reserve the right to remove comments that contain profanity or offensive, defamatory, hateful or abusive language.
• Maintain your privacy and confidentiality. Privacy is very important to us. Please do not provide any of your account details or other personally-identifiable information.
• Please be aware that we cannot address specific issues with your account on Facebook. For privacy purposes, please send an email to [email protected] or call us at 712-262-3340 or 800-249-3340 and we will assist you.
• Keep comments on topic. Please provide comments that reflect the topic of the post or the purpose of the page.
• No spam or posting of links to other contacts. These posts will be removed and the user blocked from making posts on Farmers Bank’s page.
• No using our page to engage in illegal activity or to post fraudulent or misleading information.
• Employees of Farmers Trust & Savings Bank – Welcome to the conversation! Please remember, if you make a comment regarding a product or service, please identify yourself as an employee. We look forward to you contributing your expertise.
• We reserve the rights to remove any posts, comments or fans from the page. Occasionally, a user's comments on our page may be hidden from public view if another community user or Facebook has flagged it as spam. We appreciate you following Facebook’s privacy and security policies, as well as some of our own guidelines, and look forward to connecting with you!

09/01/2026

Mortgage Minute: Is Refinancing an Option for You?

Kristy shares why refinancing might benefit you.

📞Contact Kristy Mills, NMLS 561496 or Payton Johnson, NMLS 2267846, today, 712-262-3340!

Member FDIC Equal Housing Lender

Just a friendly reminder we will be closed next Monday, September 7th due to the holiday. Online and Mobile Banking will...
08/31/2026

Just a friendly reminder we will be closed next Monday, September 7th due to the holiday. Online and Mobile Banking will still be available. Member FDIC.

Planning Ahead: Passing the Torch Without Dropping ItAs business owners, we spend years building something we’re proud o...
08/31/2026

Planning Ahead: Passing the Torch Without Dropping It

As business owners, we spend years building something we’re proud of. We work long hours, solve problems, celebrate wins, and overcome more challenges than we ever expected.

But here’s a question many business owners don’t ask themselves often enough: What’s the plan when it’s time for someone else to take the reins? Read more to help find some answers.

https://www.farmerstrust.bank/blog/post/planningahead
Member FDIC Equal Housing Lender

Friday Fraud Tip: BBB Scam Survival ToolkitThe Better Business Bureau offers a free scam survival toolkit for both busin...
08/28/2026

Friday Fraud Tip: BBB Scam Survival Toolkit

The Better Business Bureau offers a free scam survival toolkit for both business and individuals. You may want to bookmark this site. Hopefully you will never have a need for it, but it offers some great tools to help if you fall victim to a scam.

Click below to create a personalized recovery plan. https://scamsurvivaltoolkit.bbbmarketplacetrust.org/ -1 Member FDIC

Immediate steps for response, guidance for proper reporting, numbered action lists on what to do next, and preparation for avoiding future scams.

🎉 Celebrating 20 Years! 🎉Join us in congratulating Jared, VP of IT, on an incredible 20 years with Farmers Bank! 💙For tw...
08/28/2026

🎉 Celebrating 20 Years! 🎉

Join us in congratulating Jared, VP of IT, on an incredible 20 years with Farmers Bank! 💙

For two decades, he has been an important part of keeping our technology running, our team connected and our customers' banking experience moving forward. We’re grateful for the knowledge, dedication and leadership Jared brings to our team every day!

Congratulations Jared!
Member FDIC

Thank you for voting us as your People's Choice award winners in Bank, Ag Lending, Business Lending and Mortgage! We cou...
08/27/2026

Thank you for voting us as your People's Choice award winners in Bank, Ag Lending, Business Lending and Mortgage! We couldn't do this without the support of our customers and community! Member FDIC Equal Housing Lender

Lots of smiles and high fives as the new school year begins! We wish all of the students, teachers, and administrators a...
08/25/2026

Lots of smiles and high fives as the new school year begins! We wish all of the students, teachers, and administrators a great year! Member FDIC

08/24/2026

Mortgage Minute: Credit Score Tips

🏡Thinking about buying a home? Your credit score plays a big role in getting approved and securing a better interest rate. Listen in as Payton shares some helpful tips in this video.

📞Contact Payton, NMLS 2267846 or Kristy, NMLS 561496 today, 712-262-3340!

Member FDIC Equal Housing Lender

CD Special - limited time only!Are you looking for a safe and rewarding investment? Look no further! Introducing our lim...
08/21/2026

CD Special - limited time only!

Are you looking for a safe and rewarding investment? Look no further! Introducing our limited-time CD special! Lock in your savings with guaranteed returns and competitive rates. Don't delay, these rates won't be here long!

1 *Learn more: https://www.farmerstrust.bank/CDspecial

Member FDIC

Don't miss this opportunity - invest wisely and secure your tomorrow with a great rate!

Address

125 W 4th Street
Spencer, IA
51301

Opening Hours

Monday 7:30am - 5:30pm
Tuesday 7:30am - 5:30pm
Wednesday 7:30am - 5:30pm
Thursday 7:30am - 5:30pm
Friday 7:30am - 5:30pm
Saturday 8:30am - 11:30am

Telephone

+17122623340

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