Clay Mutual Insurance - Clay Agency

Clay Mutual Insurance - Clay Agency Since 1888, Clay Mutual Insurance Association (CMI) has served the residents of Clay County and the surrounding counties.

We're always available to offer you personal, hometown assistance with your insurance needs, whether it's during our regular business hours or through our website; www.claymutual.com. CMI and it's subsidiary, Clay Agency Inc, provides the following insurance products:
* Auto * SR22 * Home * Farm * Recreational Vehicle * Life/Health * Commercial * Crop Hail * Umbrella * Inland Marine

09/15/2025
A heartfelt THANK YOU to all who took the time to cast a vote in our favor!  It's such an honor and greatly appreciated....
09/02/2025

A heartfelt THANK YOU to all who took the time to cast a vote in our favor! It's such an honor and greatly appreciated.
After 137 years of serving our communities, we look forward to being there for you generations to come.

06/25/2024

Governor Reynolds announces approval of Presidential Major Disaster Declaration
DES MOINES – Gov. Kim Reynolds announced today that President Biden has approved Iowa’s request for a Major Disaster Declaration for Iowa counties where significant damage was sustained from severe storms, flooding, straight-line winds, and tornados that occurred beginning on June 16, 2024 and continuing.
Federal Emergency Management Agency (FEMA) and the U.S. Small Business Administration (SBA) are now authorized to provide assistance to Clay, Emmet, Lyon, Plymouth, and Sioux Counties. The Governor will continue to request additional counties as more information is collected.
Residents in these counties can now apply for the Federal Emergency Management Agency's (FEMA) Individual Assistance Program, which provides disaster-affected homeowners, renters, and businesses with programs and services to maximize recovery, including assistance with housing, personal property replacement, medical expenses, and legal services.
Individuals and business owners who sustained losses in the designated areas can begin applying for assistance by calling 1-800-621-3362. The helpline operates from 7 a.m. to 10 p.m., 7 days a week. Anyone using a relay service, such as video relay service (VRS), captioned telephone service or others, can give FEMA the number for that service. Other options include registering online at www.disasterassistance.gov or downloading the FEMA app.
Homeowners, renters, businesses, and nonprofit organizations whose property was damaged or destroyed by this disaster, may be able to apply for low-interest disaster loans from the SBA. In addition, small businesses, agricultural cooperatives, and private, nonprofit organizations impacted by the severe weather may be eligible to apply for working capital loans.
Applicants may apply online, receive additional disaster assistance information, and download applications at www.sba.gov/funding-programs/disaster-assistance.
Applicants may also call SBA’s Customer Service Center at 1-800-659-2955 or email [email protected] for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The Iowa Individual Assistance Grant Program is no longer available in counties where the FEMA Individual Assistance Program has been made available and residents should apply for the FEMA Individual Assistance Program.
In addition, the Federal Emergency Management Agency (FEMA) Public Assistance Program has been activated for Buena Vista, Clay, Dickinson, Emmet, Lyon, O’Brien, Osceola, Plymouth, and Sioux Counties. The Public Assistance Program provides funding for emergency work, such as debris removal and emergency protective measures.

You can find more information on the Coronavirus (COVID-19) page and the Centers for Disease Control and Prevention (CDC) website.

It’s not a bad thing if you have questions about HOS rules! Here are some of the more commonly asked questions:
12/08/2023

It’s not a bad thing if you have questions about HOS rules! Here are some of the more commonly asked questions:

Get expert answers on DOT hours of service requirements, personal conveyance, 14-hour rule, log book rules and more.

An umbrella policy gives you something you can always stand under, no matter the weather. How it can help you:
12/06/2023

An umbrella policy gives you something you can always stand under, no matter the weather. How it can help you:

An umbrella insurance policy picks up where your typical homeowners insurance leaves off, making sure your family is protected from liability.

DYK that most home insurance policies cover losses due to burglary?
12/04/2023

DYK that most home insurance policies cover losses due to burglary?

5 lessons to help you take proper safety and insurance precautions.

After a car accident, good etiquette may be the last thing you worry about. Learn why it matters.
12/01/2023

After a car accident, good etiquette may be the last thing you worry about. Learn why it matters.

While fender benders rarely result in serious injury, they can cause quite the logistical headache.

Preventing problems and keeping your tractors safe is easy when you follow these 7 daily maintenance tasks!
11/29/2023

Preventing problems and keeping your tractors safe is easy when you follow these 7 daily maintenance tasks!

Before revving up your tractor’s engine for the workday, use this daily maintenance checklist ensure this important piece of small-farm equipment is running smoothly.

Common sense is something that you can't get along without in trucking!
11/27/2023

Common sense is something that you can't get along without in trucking!

A 40+ year veteran truck driver gives 10 critical truck driving safety tips which every professional driver should know AND FOLLOW!

Umbrella insurance covers a lot of things. But does it cover if your maid sues?
11/24/2023

Umbrella insurance covers a lot of things. But does it cover if your maid sues?

Accidents happen—and if they happen to people you've hired to come into your home or onto your property to work, you're financially liable. It makes sense to understand how you're already covered and when to further insure household help.

Check out five renovations that could affect your home insurance:
11/22/2023

Check out five renovations that could affect your home insurance:

Plan to renovate your home? Consider how renovations will affect your home insurance premiums.

A lack of sales pressure can make purchasing a car from a private seller a much more positive experience.
11/20/2023

A lack of sales pressure can make purchasing a car from a private seller a much more positive experience.

Buying a car through a private seller can often save time and money for the purchaser . You are able to negotiate more freely and with often a less experienced negotiator, with different incentives from a salesperson at a dealership ....

Address

515 Grand Avenue
Spencer, IA
51301

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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