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Legends West Bank

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Spearfish, SD
Legends West Bank

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Legends West Bank, Bank, 522 North Main Street, Spearfish, SD.

11/11/2026

Today, we honor the veterans who have served our country and the sacrifices they and their families have made.

To every veteran in our communities and beyond, thank you for your service, your courage, and all you have given.

We’re grateful to honor you this Veterans Day.

11/09/2026

A lot can change after you buy a home. Your credit may improve, interest rates can shift, and your financial goals may look different than they did on closing day. When they do, it may be worth taking another look at your mortgage. 🏡

Here are a few signs it could be time to consider refinancing:
✔️ Your credit score has improved. Better credit could help you qualify for more competitive loan terms.
✔️ Interest rates have changed. A lower rate could mean potential savings but remember to factor in closing costs.
✔️ You’re planning to stay in your home for a while. Staying longer can give you more time to offset refinancing costs and potentially save.
✔️ Your financial priorities have changed. Refinancing could help lower your payment, shorten your loan term, or switch to a fixed rate.

Have questions about refinancing? Our team can walk through your options and help you decide what makes sense for your goals.

11/04/2026

Buying a home comes with expenses beyond your monthly mortgage payment. Property taxes and homeowners insurance are part of the picture too, and an escrow account can help make those expenses easier to manage.

An escrow account is an account your lender uses to set aside money for certain home-related bills. Each month, a portion of your mortgage payment goes into the account. Then, when your property taxes or homeowners insurance are due, your lender uses that money to pay the bills on your behalf.

Why is that helpful? Instead of planning for larger bills once or twice a year, you can spread those costs across your monthly payments. It also means fewer due dates to keep on your calendar.

Have questions about escrow? Stop in and talk with one of our lenders. We’re happy to explain how it works and what to expect.

11/02/2026

Holiday shopping may not be on your radar just yet, but your holiday budget can be. 🎄

Start by thinking beyond the gifts. Travel, meals, decorations, events, and other seasonal expenses can add quite a bit to what you spend. Look back at last year if you need a starting point, then set a total that works for your budget this year.

Once you have that number, break it down by the paychecks you have between now and the holidays. Setting aside a smaller amount each payday can be much more manageable than covering everything at once. And if you start your gift list now, you’ll know exactly what to watch for when fall sales roll around.

Your future holiday shopping list will thank you. 😉

10/31/2026

Tonight’s the night for costumes, trick-or-treating, and plenty of candy!

As you head out, stick to sidewalks and well-lit areas, watch for cars, and keep younger trick-or-treaters close. Once you’re home, take a quick look through the candy and toss anything that’s open or damaged.

Have a safe and happy Halloween! 🎃

10/31/2026

An extra hour is headed your way as Daylight Saving Time comes to an end! ⏰

Turn your clocks back one hour before bed this weekend. Enjoy the extra hour and remember that sunset will arrive earlier in the days ahead.

10/26/2026

Your credit report is a record of your credit history, but what information does it actually include? Knowing what to expect can make your report a lot easier to understand when you review it.

Here are a few things you may find on your credit report:
☑️ Personal information: Your name, current and previous addresses, date of birth, and other identifying information.
☑️ Credit accounts: Details about credit cards, loans, and other accounts, including balances, payment history, and when accounts were opened.
☑️ Credit inquiries: A record of certain businesses that have checked your credit, such as when you apply for a loan or credit card.
☑️ Public record information: Certain financial information from public records, such as bankruptcies, may appear on your report.

Reviewing your credit report can help you better understand your credit history and catch information that may be incorrect. Have questions about what you’re seeing? Our team is happy to help.

10/24/2026

Winter expenses can pile up quickly. Higher heating bills, furnace maintenance, car repairs...sometimes they seem to hit all at once. ❄️

Before colder weather arrives, take a look at what winter typically costs your household and start making room for those expenses in your budget.

➡️ Look at last winter’s utility bills. Use them to estimate how much your monthly heating costs could increase.
➡️ Check your car before the cold hits. Batteries, tires, and wipers can all take a beating in winter. Find out what may need attention and budget for it now.
➡️ Schedule furnace maintenance. Getting it taken care of early can help you avoid an unexpected repair when you need your heat most.
➡️ Set aside money for the unexpected. A small winter cushion can help with a higher-than-expected utility bill or an unplanned cold-weather expense.

Once you have an idea of what winter could cost, you can start working those numbers into your monthly budget.

10/19/2026

A scam message can sound convincing, especially when it claims there’s a problem with your account or something that needs your attention right away.

During Cybersecurity Awareness Month, make it a habit to pause before you respond.

• Avoid unexpected links or attachments.
• Be cautious if someone is pressuring you to act quickly.
• Never share your password, PIN, or one-time verification code.
• Not sure the message is legitimate? Contact the organization directly using a website or phone number you know and trust.

If an unexpected message involves your account, take a moment to check it out before you click, reply, or share information.

10/14/2026

Free Wi-Fi is convenient when you’re out and about, but it’s worth checking your connection before logging into an account, entering a password, or making a purchase. 📱

For Cybersecurity Awareness Month, keep these tips in mind:
🔒 Confirm the Wi-Fi network name with an employee before connecting.
🔒 Use cellular data when accessing your bank account or other sensitive information.
🔒 Turn off automatic Wi-Fi connections so your device doesn’t join nearby networks without you realizing it.
🔒 Remove public networks from your saved connections when you’re done.

Public Wi-Fi can be fine for casual browsing. When personal or financial information is involved, a more secure connection is the better choice.

Address

522 North Main Street
Spearfish, SD
57783

Website

facebook.com

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