09/10/2026
Your credit report is a record of your credit history, but what information does it actually include? Knowing what to expect can make your report a lot easier to understand when you review it.
Here are a few things you may find on your credit report:
☑️ Personal information: Your name, current and previous addresses, date of birth, and other identifying information.
☑️ Credit accounts: Details about credit cards, loans, and other accounts, including balances, payment history, and when accounts were opened.
☑️ Credit inquiries: A record of certain businesses that have checked your credit, such as when you apply for a loan or credit card.
☑️ Public record information: Certain financial information from public records, such as bankruptcies, may appear on your report.
Reviewing your credit report can help you better understand your credit history and catch information that may be incorrect. Have questions about what you’re seeing? Our team is happy to help.