ProVest Wealth Advisors Inc - Noel B. Swain, CFP

ProVest Wealth Advisors Inc - Noel B. Swain, CFP Certified Financial Planner. 401k Help, Money Management, Retirement Income Planning, and more! We take a team approach to working with our clients.

ProVest Wealth Advisors is a financial services firm in the upstate of South Carolina that has been delivering customized financial advice to individual investors for over 30 years. Our entire staff is focused on serving our clients yet the investment research and decision making is carried out by the licensed professionals, Noel Swain and Russ Dickerson. We manage money on a fee basis. While we a

re a full service financial practice, the focus of our business is money management on a fee basis. When we act as your Investment Advisory Representative we take a fiduciary responsibility for the money we manage. Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. ProVest Wealth Advisors & Cambridge are not affiliated

FINRA (www.finra.org) SIPC (www.sipc.org)

06/15/2026

In part 1 of a 2 part series, Noel and Gabe discuss each decade of adult life from the 20s to the 60s to understand how much should be saved to each point to have the best chances of a long and happy retirement.

With June being National Homeownership Month, now is a great time to consider how homeownership can support long-term we...
06/11/2026

With June being National Homeownership Month, now is a great time to consider how homeownership can support long-term wealth and financial independence when it is aligned with your broader financial plan. Swipe for more information.

Our team helps evaluate how a home purchase fits alongside retirement savings, investment strategy, and cash-flow planning. If you are considering a purchase or refinance, we are here to help. Reach out for a consultation today.

Gabriel's Trumpet!! ---------------------------Well now, it is an honor to be given a place to talk to y'all. Thinking ...
06/10/2026

Gabriel's Trumpet!! ---------------------------
Well now, it is an honor to be given a place to talk to y'all. Thinking about what I am going to write about is a bit hard since I feel like Noel already gives everyone who reads this great advice, so hopefully I can also give some good opinions and not make this too boring.
I liked the idea of calling my section Gabriel's Trumpet (Thanks to Noel's fantastic ability to come up with names) because,
1. My parents did name me after the Archangel Gabriel (Because, according to my parents, it was a miracle that I was even born in the first place due to complications)
2. And like the Angel delivering the message to Mary about the coming of Jesus, I will be delivering a message to all of y'all (But not even close to the level of importance of what the actual Gabriel accomplished)
Anyway, let me tell you what has been on my mind lately. I didn't grow up reading balance sheets for fun. But somewhere along the way, I got hooked on the idea that the best investors aren't the ones chasing what's already working. They're the ones with the patience to buy what everyone else has given up on. That idea comes straight from the playbook of Warren Buffett, Benjamin Graham, and Philip Fisher — three thinkers who, in my view, laid the foundation for intelligent, long-term investing. I also stay sharp by listening to a range of contemporary voices in the value investing world, and lately, a few conversations have really stuck with me.
The Mag 7 Party Might Be Winding Down.
For the better part of a decade, a handful of mega-cap technology companies have dominated market returns. And look.... they've earned it. Their earnings grew dramatically, and prices followed. That's how it's supposed to work.
But here's what's starting to shift: the earnings growth engine for those same companies is slowing, while capital expenditures (The money the company is spending to expand its business) have exploded. They're spending more and growing less. At the same time, the other 493 companies in the S&P 500 — the ones nobody has been paying attention to — are quietly seeing their earnings estimates move higher (People are starting to estimate they will make more money than they originally thought). One group's multiple is still stretched; the other's is still modest. History has a pretty clear opinion on which one to own in that situation.
Market leadership is cyclical. It always has been. The question isn't whether this rotation happens — it's whether you're positioned before or after it does.
Healthcare: Hated for the Wrong Reasons
The sector I've been watching most closely right now is healthcare. It's an area that, frankly, the market has been treating like a lost cause. Policy uncertainty, regulatory headlines, and general investor frustration have pushed fund managers to cut their healthcare exposure to multi-year lows — we're talking $17 billion in outflows so far this year alone, which is on track to set a record.
Here's the thing, though the underlying demand for healthcare isn't going anywhere. People still need hospitals, IV fluids, medications, and medical devices regardless of what Washington or A.I is doing. What we're seeing is investors selling the headline, not the business — and that's exactly the kind of environment that creates compelling long-term entry points for patient investors.
The last time healthcare was this underweight in the S&P 500 was around 2000 — right when technology was at peak concentration. The five years that followed were very good for healthcare investors. I'm not saying history repeats exactly, but I do think it rhymes.

06/08/2026

Noel Swain discusses the advantages and disadvantages of having an income in retirement with Dividends.

Tax season is behind us, and now is the perfect time to share your 2025 tax return with your financial advisor. Your tax...
06/04/2026

Tax season is behind us, and now is the perfect time to share your 2025 tax return with your financial advisor.

Your tax return is a financial blueprint that contains valuable insights for optimizing your wealth strategy. A thorough review of your return allows for identification of tax-saving opportunities, verification of prior strategies, and more effective planning for the year ahead. Swipe for more details.

If you have questions about your current wealth management strategy or have questions about how to share these forms with our team, don’t hesitate to reach out.

Useless Information, but Interesting nonetheless. (And Noel's comments) It is illegal to catch fish in Washington, DC w...
06/02/2026

Useless Information, but Interesting nonetheless. (And Noel's comments)

It is illegal to catch fish in Washington, DC while on horseback – (And probably pretty hard, too)

It is against the law to drive more than 2000 sheep down Hollywood Blvd. – (2001 sheep, and you’re in the clink)

In Tennessee, it is illegal to drive a car while you’re asleep – (But I’ll bet people do it all the time)

May the sun warm your heart and the blue sky lift your spirits, may you find great happiness in March, and may all your hallelujahs be multiplied.

06/01/2026

Noel Swain discusses the concept of Wealthspan, which is how long your assets will last in Retirement, as well as how to increase that longevity should you find your money won't last long enough

As a new graduate, we know that it can seem daunting to start investing, especially when your finances may be tight. Thi...
05/28/2026

As a new graduate, we know that it can seem daunting to start investing, especially when your finances may be tight. This can lead some new grads to push off investing until the “perfect time” in the future.

Here’s why that can be a bad strategy: Time is one of the biggest advantages we have when it comes to investing. Starting early gives your money more chances to grow — even if you’re only investing a little each month. That growth might not look obvious on a day-to-day basis. But as the years pass, the difference can become much clearer.

You don’t need a lot of money to get started with investing. The most important thing is to start early. Even small contributions to your own investment accounts or employer-sponsored accounts like 401(k)s, over time, can give your money more chances to grow. The sooner you get started, the bigger the impact it makes to the value of your investment portfolio.

If you want help figuring out what investing could look like for you or have questions about your current strategy, don’t hesitate to reach out. We’re here to help craft an investment strategy that’s right for you.

Why do you procrastinate? Does it help? Do you get more accomplished when you procrastinate? When you know you have a...
05/27/2026

Why do you procrastinate? Does it help? Do you get more accomplished when you procrastinate? When you know you have a task that needs to be completed, does putting it off make you feel better? Do you really believe doing it later will be more satisfying than doing it now? So, why do you procrastinate? I don’t know about you, but these are some of the reasons/excuses I use to procrastinate.
Doing it will take an hour but I only have a half-hour right now.
I don’t have all the information I need to complete it at this time.
I can’t do it by myself. I need help.

I know there’s many more excuses, but you get the idea. Procrastination is the enemy of efficiency. We all do it. We all hate that we do it and feel bad for doing it. So, why do we do it? For one reason. IT’S EASY! Never putting something off that can and should be done now is really hard. And nobody likes doing the hard stuff, ever, really.
Let’s take just one subject that is soooo easy to procrastinate on, final arrangements. Most of the people this newsletter goes out to would be, I think it’s safe to say, living in the last half of their life. So, ask yourself, have I decided what I want to happen at the end of my life? Have I already made arrangements, picked out the sentimental items I want certain people to have, looked at the cost of my final expenses, contacted the funeral home that you want to handle things? No? Well, me neither! Why? In my case, and probably in most peoples’ cases, it’s easier NOT to think about. I don’t like thinking about my death. I don’t want to think about what music I want played at my funeral. I don’t want to start putting all my papers in a place where my next-of-kin can find them easily and deal with them quickly. Why? Because it’s easy to put off. And most people put it off until they’re dead.
So, let me ask you a very serious question. Would you get all your final arrangements in order if you had some help and it was easier to do? I’m asking this because I am considering starting a class that would meet two or three times. Each time we met we’d tackle several items that need to be considered when making your plans. Things like Last Will and Testament, Powers of Attorney, Trusts, Life and Health Insurance policies, Investments, Bank Accounts, Car Titles, Mortgage Papers or Deed to your home, Other Property, extra Keys, etc.
I know this service is needed. What I don’t know is if enough people are interested in it that will not procrastinate about it to make a class worthwhile. So, this is where you have a voice, and I want to hear it.
If you’re tired of procrastinating and believe you have put off making your final plans long enough, and you don’t want to burden your children with that chore, then call me at 864 582 7766

05/26/2026

Noel Swain discusses the necessary steps needed to make sure you're mentally, emotionally, and financially ready for retirement.

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223 E Blackstock Road
Spartanburg, SC
29301

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Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 6pm
Friday 8:30am - 1pm

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