Riffenburg Insurance Services

Riffenburg Insurance Services A locally owned full-service insurance agency. We are able to do the shopping for you.

Riffenburg Insurance Services was founded in 1988 by Michael Riffenburg to create a full-service insurance agency that could best serve the needs of local clients. The success of the business over the past 20+ years stems from the company's passion for finding the best product at the best price for each individual client. As an independent agency, we do business with over 50 companies, allowing us

to search for the best company at the most competitive rates possible. When beginning the search for insurance and, please contact us to make your searching easier. We have a friendly and knowledgeable staff that can assist you in your quest for affordable insurance and financial.

Turning 65 Soon? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-eff...
04/01/2026

Turning 65 Soon? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-efficient withdrawal strategies.

Quick Tip: Medicare-related Hospital Indemnity insurance is designed to pay cash directly to the policyholder when they ...
03/31/2026

Quick Tip: Medicare-related Hospital Indemnity insurance is designed to pay cash directly to the policyholder when they experience events like a hospital admission or extended stay, regardless of what their primary coverage pays.

Wellness 101: Staying active is one of the most important wellness habits after 65, and even light daily movement like w...
03/30/2026

Wellness 101: Staying active is one of the most important wellness habits after 65, and even light daily movement like walking, stretching, or strength training can help improve balance, mobility, and overall energy levels.

You must be enrolled in both Medicare Part A and Part B to qualify for a Medigap plan.
03/27/2026

You must be enrolled in both Medicare Part A and Part B to qualify for a Medigap plan.

Do I need Medicare if I have COBRA? Yes—COBRA is not considered creditable coverage for delaying Medicare Part B. You’ll...
03/26/2026

Do I need Medicare if I have COBRA? Yes—COBRA is not considered creditable coverage for delaying Medicare Part B. You’ll typically want to enroll in Medicare when first eligible to avoid penalties.

How does Medicare determine my IRMAA? Social Security Administration uses your tax return from 2 years ago to determine ...
03/25/2026

How does Medicare determine my IRMAA? Social Security Administration uses your tax return from 2 years ago to determine if you owe IRMAA.

Switching Medigap plans later may require medical underwriting outside of guaranteed issue periods.
03/24/2026

Switching Medigap plans later may require medical underwriting outside of guaranteed issue periods.

Can IRMAA go away? Yes! Since it’s based on past income, your IRMAA can decrease or disappear if your income drops in fu...
03/23/2026

Can IRMAA go away? Yes! Since it’s based on past income, your IRMAA can decrease or disappear if your income drops in future years.

Because Original Medicare is managed by the federal government, the benefits are exactly the same for every person who e...
03/20/2026

Because Original Medicare is managed by the federal government, the benefits are exactly the same for every person who enrolls. There are no pre-existing condition limitations or waiting periods.

Part A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and h...
03/19/2026

Part A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

Medicare has several enrollment periods every year, which can be confusing. However, your Initial Enrollment Period is t...
03/18/2026

Medicare has several enrollment periods every year, which can be confusing. However, your Initial Enrollment Period is the most important one. There can be consequences if a beneficiary doesn’t enroll within their allotted window and has no other coverage.

Address

155 Hall Street
Spartanburg, SC
29302

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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