Gary Maxwell Insurance-Sparta

09/02/2026

If you got stranded on the side of the road today, would you have what you need?

A well-stocked car emergency kit can help you stay safe and prepared until help arrives. Consider keeping these essentials in your vehicle:

✔️ First aid kit
✔️ Flashlight and extra batteries
✔️ Jumper cables or a portable battery booster
✔️ Tire pressure gauge and inflator
✔️ Phone charger
✔️ Bottled water and nonperishable snacks
✔️ Basic tools and roadside safety equipment
✔️ Seasonal items like blankets, gloves, or an ice scraper

Don't forget to check your kit periodically and replace expired or depleted supplies.

One more thing worth checking? Your auto insurance. Call Gary Maxwell Insurance Agency at (931) 528-0474 to make sure your coverage is ready for wherever the road takes you.

Stranded, cold, and hungry along the highway is no way to reach your destination. A well-stocked emergency roadside kit could help you get back on the...

08/31/2026

Back-to-school season is all about getting prepared for the year ahead. It can also be a good reminder to make sure your life insurance is keeping up with your family.

Your coverage needs can change as life changes. It may be time for a review if you've recently:

✔️ Welcomed a new child
✔️ Sent a child to college
✔️ Experienced a change in household income
✔️ Taken on new debt
✔️ Had a spouse enter or leave the workforce

Even if nothing major has changed, periodically reviewing your policy can help make sure it still reflects your family's needs and financial goals.

Is it time for a life insurance checkup? Call Gary Maxwell Insurance Agency at (931) 528-0474 to review your coverage or explore your options.

Every August, families across the country shift into a new gear. School supplies are purchased, schedules are reorganized, and households go from a sl...

08/28/2026

Tackling a project around the house? Before you climb, make sure ladder safety is part of the plan.

A few simple precautions can help prevent a serious fall:

✔️ Choose a ladder that’s the right height and type for the job
✔️ Check the ladder’s weight rating before climbing
✔️ Inspect it for damage before each use
✔️ Place it on a stable, level surface
✔️ Avoid leaning or overreaching
✔️ Maintain three points of contact while climbing

Home maintenance comes with risks, even when the project seems simple. Taking a few extra minutes to set up safely can make all the difference.

While you’re taking care of your home, make sure your homeowners insurance is keeping up, too. Call Gary Maxwell Insurance Agency at (931) 528-0474 to review your coverage.

When it comes to home maintenance, not every task happens at eye level. So whether you’re changing a light bulb or cleaning your gutters, a ladder is...

08/26/2026

What would happen if your business had to close for several weeks after a fire, storm, or other covered event?

Your building and equipment may be insured, but what about the income you lose while your doors are closed?

Business interruption insurance can help cover expenses such as:

✔️ Lost business income
✔️ Rent and other ongoing expenses
✔️ Certain payroll costs
✔️ Temporary workspace or equipment

For a small business, an unexpected closure can have a major financial impact. Reviewing your coverage before something happens can help you understand what protection you have in place.

Gary Maxwell Insurance Agency can help you review your commercial insurance and determine whether business interruption coverage is part of your plan. Call (931) 528-0474 to learn more.

Most business owners think about insurance in terms of protecting physical assets—the building, the equipment, the inventory. But what about the incom...

08/24/2026

Traveling during hurricane season? A little preparation can go a long way when the weather has other plans.

Before you leave:

✔️ Keep an eye on weather forecasts and hurricane alerts
✔️ Review your travel insurance and what it covers
✔️ Have an emergency and evacuation plan
✔️ Pack medications, important documents, chargers, and basic emergency supplies
✔️ Check your hotel or rental’s severe weather policies and procedures

Unexpected weather can quickly change a trip. Planning ahead and understanding your coverage can help you be better prepared if plans are delayed, interrupted, or canceled.

Have questions about insurance before an upcoming trip? Give Gary Maxwell Insurance Agency a call at (931) 528-0474.

Traveling during hurricane season presents unique challenges, including unpredictable weather and potential disruptions. Proper preparation and insura...

08/21/2026

Your homeowners insurance protects your home, but what happens when an expensive appliance or home system suddenly breaks down?

Equipment Breakdown coverage is an optional add-on that can provide additional protection for unexpected breakdowns involving things like:

✔️ Heating and air conditioning systems
✔️ Water heaters
✔️ Major appliances
✔️ Electrical panels
✔️ Computers and smart home technology
✔️ Home security systems
✔️ Sump pumps and more

Like any coverage, there are limitations, including normal wear and tear or problems caused by lack of maintenance.

Want to know if Equipment Breakdown coverage makes sense for your home? Gary Maxwell Insurance Agency can help you review your homeowners policy and available options.

Call us at (931) 528-0474 to learn more.

Our homes are where we grow our families and shape our lives. Naturally, you do a lot to protect your home, from choosing only the best contractors fo...

08/19/2026

Boats, RVs, and ATVs are built for fun, but they come with risks that your standard auto or homeowners policy may not fully cover.

Dedicated recreational vehicle insurance can help protect against things like:

✔️ Damage to your boat, RV, or ATV
✔️ Injuries or property damage you may be responsible for
✔️ Theft and other covered losses
✔️ Equipment and accessories, depending on your policy

The right coverage depends on what you own and how you use it. Before your next trip to the lake, campground, or trails, it’s worth making sure your coverage is ready to go, too.

Gary Maxwell Insurance Agency can help you review your options for boat, RV, and ATV insurance. Call us at (931) 528-0474 to learn more.

Summer is peak season for recreational vehicles. Whether you’re out on the water with a boat, exploring the country in an RV, or hitting a trail...

08/18/2026

Before heading out:
🏡 Lock all doors and windows
💡 Set timers for lights
📦 Pause package deliveries if possible
🌳 Trim branches away from your home
A few quick checks can help you enjoy your trip with greater peace of mind.

08/17/2026

Running a small business means keeping a close eye on expenses, but cutting costs doesn’t have to mean cutting corners.

A few ways business owners can improve financial efficiency include:

✔️ Regularly reviewing spending
✔️ Using technology to streamline repetitive tasks
✔️ Managing staffing and inventory efficiently
✔️ Reviewing insurance policies to make sure coverage still fits your needs
✔️ Comparing options to avoid paying more than necessary

Your business changes over time, and your insurance needs can change with it. Regularly reviewing your coverage can help you identify opportunities to protect your business while keeping costs manageable.

Gary Maxwell Insurance Agency can help you explore cost-effective coverage options for your small business. Call us at (931) 528-0474 to learn more.

One of the most common struggles for small businesses involves managing costs and reducing expenses. It’s essential for maintaining profitability and...

08/14/2026

If you're involved in a hit-and-run, knowing what to do next can make a big difference.

If another driver leaves the scene:

✔️ Stay calm and move to a safe location if possible
✔️ Call the police and file a report
✔️ Take photos of the damage and the scene
✔️ Gather witness information if anyone saw what happened
✔️ Contact your insurance agent as soon as you can

Having the right coverage in place can help protect you if the at-fault driver is never identified. Not sure what your auto policy includes? Gary Maxwell Insurance Agency is here to answer your questions and help you review your coverage.

📞 Call us at (931) 528-0474 to learn more.

Getting in a car accident is enough to ruin anyone’s day. But if you’re involved in a hit-and-run, the experience can be especially disorienting...