Cheryl Dresen, Loan Orginator, Primelending, NMLS #176519

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Cheryl Dresen, Loan Orginator, Primelending, NMLS #176519

Cheryl Dresen, PrimeLending NMLS ID 176519
https//lo.primelending.com/cdresen I've been in the business since 2004. primelending.com/legal

Equal Housing Lender

Primelending NMLS ID: 13649

I'm Cheryl Dresen, NMLS 176519, Loan Officer with Primelending, a national mortgage lender making the home loan process simple. I provide home loans for Purchases and Refinances in all 50 states. My passion is to educate my customers as well as referral partners on the latest guidelines on Conventional, FHA, VA and USDA loans. I walk every customer through every step o

f the process as well as educating them on turning their purchase or refinance into an investment tool for the future. Home Loans Made Simple
At PrimeLending, we are Home Loans Made Simple. For nearly three decades, we have helped people buy..., refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries.

12/12/2025

If you took out your mortgage a few years ago, your rate might not reflect where the market — or your credit and equity — stand today. A refinance gives you a chance to update your rate based on your current financial profile, not the one you had at closing.

Even a small rate improvement can reduce the interest you pay over the life of your loan and create more flexibility in your monthly budget. It’s one of the most effective ways for homeowners to improve their long-term costs without moving or changing their plans.

Send me a message to see what a refi could look like with your numbers.

12/11/2025

Retiring in the home you love is a big priority for many homeowners. A reverse mortgage* could help make that possible by allowing you to tap into a portion of your home’s equity without taking on a monthly mortgage payment.

For homeowners 62 or older, this can create more breathing room in retirement, help cover everyday expenses, or simply offer added financial flexibility while staying in familiar surroundings.

If you’re starting to think about your long-term plan, learning how a reverse mortgage works can help you decide whether it fits your goals and your lifestyle. I’m here to walk you through the basics and answer questions along the way.

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and / or trusted financial planner when considering any reverse mortgage loan.

12/10/2025

Online mortgage rate shopping can give you a starting point, but it won’t tell you the full story of what you could actually qualify for. A custom rate quote looks at your credit, your budget, your loan type, and your goals, so you get numbers that actually reflect your situation — not a generic estimate.

That accuracy can help you understand your true buying power, compare options with confidence, and move toward a home sooner without second-guessing the math.

Reach out for your free custom quote and get a clearer picture of what you can do next.

12/09/2025

Your home’s equity could be the key to unlocking your next property. A home equity loan* lets you use a lump sum from your equity toward the down payment on an investment property while keeping your current mortgage in place.

For many homeowners, it’s a straightforward way to step into a rental, build long-term value, and start creating another income stream without pulling from savings. Send me a message to get started.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

12/01/2025

Scored some great deals? Here’s your next big win. With PrimeLending, you can apply for your mortgage right from the couch — simple, secure, and all online. Skip the stress, stay cozy, and start your next chapter from home.

Reach out to start your application today.

11/28/2025

When every closet’s packed, the garage looks like a storage unit, and your “home office” doubles as the dining room — it might be time for more space. Whether you’re ready to buy your next home or just exploring what’s possible, I can help you understand your options, what you can afford, and how to make your next move happen smoothly.

Reach out today — let’s see what moving up could look like for you.

11/27/2025

Thanksgiving is a good excuse to hit pause, enjoy a solid meal, and spend time with the people who make life better. However you’re celebrating this year, I hope the day is full of good food, good company, and a well-earned break from the usual routine. Happy Thanksgiving!

11/15/2025

Getting ready to host Thanksgiving? A little planning goes a long way. A few clever tricks can make the day easier and more fun.

Stage your space for flow. Move a few chairs or rearrange furniture so people naturally gather where you want them (and stay out of the kitchen while you’re cooking).

Create a “drop zone.” A basket by the door for coats and bags keeps your space organized and clutter-free as guests arrive.

And when you’re ready to wrap things up ... switch the vibe by turning off background music, clearing a few dishes, or mentioning that early morning you’ve got tomorrow. Guests usually get the hint, and you’ll be cozy on the couch before you know it.

What’s your go-to hosting hack? Share your best one in the comments.

11/14/2025

If you’re active duty, a veteran, or a qualifying spouse, a VA loan could open more doors for you than you might realize. With a PrimeLending VA loan, there are no lender fees*, no down payment required, and no private mortgage insurance (PMI)** — which means you keep more of your money where it matters.

Let’s connect and talk about how a VA loan could work for you and your homebuying plans.

*All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 12/31/2025. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.
**There is an up-front funding fee that takes the place of mortgage insurance.

11/13/2025

Wish you had more space but don’t want to give up the low rate on your current mortgage? You’re not the only one, and the good news is, you might not have to.

With a home equity loan or line of credit*, you can use the value you’ve already built in your home to make changes without refinancing. That could mean finishing the basement, turning the attic into a guest room, or finally creating that home office — all while keeping the rate you worked hard for.

Let’s connect and talk through how this could work for your home and your budget.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

11/11/2025

Today we take a moment to thank the brave men and women who have served our country. Their dedication and sacrifice make a difference every single day.
Wishing you and your families a Happy Veterans Day.

11/10/2025

Thinking about waiting to buy until rates change? A lot of people feel that way, but holding off could actually end up costing you more. Here’s why buying now can be a smart move:

• Start building equity sooner. Every payment goes toward your future instead of someone else’s.
• There’s less competition right now. With fewer buyers in the market, you might have more choices and room to negotiate.

Send me a message and I’ll show you how buying now stacks up against waiting. The results might surprise you.

Address

4858 Sparks Boulevard Suite 100
Sparks, NV
89436

Telephone

+17752334470

Website

https://lo.primelending.com/cdresen

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Our Story

I provide home loans for purchases and Refinances in all 50 states. My passion is to educate my customers as well as referral partners on the lastest guidelines on Conventional, FHA, VA and USDA loans. I walk every customer through every step of the process as well as educating them on turning their purchase or refinance into an investment tool for the future. Home Loans Made Simple At PrimeLending, we are Home Loans Made Simple. For nearly three decades, we have helped people buy..., refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal PrimeLending NMLS ID 13649