Julie Crow - First National Mortgage, LLC

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United States
Spanish Fork, UT
Julie Crow - First National Mortgage, LLC

Loan Officer
NMLS #274675 NMLS #274675
(1)

08/14/2025

He tried to hard to smile for pictures, but still struggles. 😂 All ready for Kindergarten.

06/06/2023

What would be your reason to buy real estate today?

06/05/2023

If you're in a position that receives bonus income, we may be able to use that extra income to help you qualify for a larger loan amount.

Lenders like to see consistency in bonus income, meaning we need a minimum of a two-year history for most circumstances.

The best way to prove this to your lender is to show us your 2021 & 2022 W2s as well as your Last Paystub of the Year for 2021 & 2022.

Want to learn more about using your bonus income in your mortgage application?

Message me and I'll be happy to help!

06/02/2023

Homeownership is full of benefits.👀

On the financial side, these include:
💰 a form of forced savings for your household
📈a way to take advantage of home price appreciation
💸consistent mortgage payments instead of rising rent payments

Contact me if you’re ready to receive these benefits by becoming a homeowner.

04/27/2023

The better your credit score, the better your mortgage interest rate!!

Here are simple ways to keep your credit score high:

1. Never go over your credit limits - always leave some room and make sure to make your
payments BEFORE the credit card company reports the balance to the bureaus.

2. Pay your active cards twice monthly.

3. If you carry balances, spread them around.

4. Watch for any reporting errors.

Taking these extra steps on improving your credit score and save you THOUSANDS of dollars in mortgage interest over the life of the loan!

04/25/2023

Are you leveraging your home's equity to combat inflation?

If you would like to learn HOW to get your money working for YOU especially in times like today AND you currently have a mortgage, then let's chat!

PS - this is exactly what the banks do too!!

04/21/2023

Though you might want to make the homebuying process faster, you should never waive a home inspection.

Inspections can uncover any potential problems in the home and help you address them in a timely manner.

Sometimes you can even negotiate the repairs with the seller.

This is why several of the TOP REAL ESTATE agents in our area refer their clients to us... as instead, due to our qualification process - we allow families to close FASTER without compromising the condition of the home.

Shoot me a message if you'd like to start the conversation.

04/19/2023

Buying a home can be challenging if you don’t know what questions to ask and how to negotiate price and terms.

This is exactly why you should work with a local real estate & mortgage team as the history of the two working together will increase your chances of winning in a multiple offer situation OR closing faster due to the working relationship of the two partners working in unison for you.

We get to see a lot of transactions and witness the quality from both the buying and selling agent which is why we are very selective of who we work with.

If you'd like a personal referral... let me know!

We are here to help guide you through the "maze" without the fear or uncertainty of making a wrong turn.

04/17/2023

If you are like most current homeowners right now, who may own their current home at a really low interest rate and hate to give that up... then perhaps this is the exact push you needed to consider owning more real estate for your overall wealth building portfolio.

See, I have found that most fear the concept of owning multiple properties due to a misunderstanding of how you could possibly afford both... while unsure of how you would even qualify for such.

Although this is best to discuss during a buyer strategy call, what I will say is that often times we can use an executed lease agreement to negate the monthly liability of that mortgage payment (usually 75%) to your overall debt-to-income ratio.

This makes it possible to qualify for your future home while also retaining your current home as now a way to also help bring in monthly cashflow (as well as own another appreciating asset).

If you would like to schedule a time to dive deeper on this, let me know!

04/15/2023

Homeowners have more equity built into their homes than ever before... what does this mean?

More opportunities!

After the recent rise in home values, many homeowners have the chance to put their equity to work to consolidate debt, make home improvements, invest in the new business you've always dreamed of... or perhaps but another property to generate cash flow.

Shoot me a message and let's talk about how to protect YOUR purchasing power especially during inflationary times!!!

04/13/2023

According to the National Association of Realtors (NAR), 89% of For Sale By Owners end up eventually listing with a real estate agent... AND get higher offers when they do.

In today's market, time is money!!!

If you'd like a personal recommendation to some of the BEST local real estate experts in our area - then let me know!

I promise it is worth the investment!!!

Address

397 North Main Street
Spanish Fork, UT
84660

Telephone

+18018369712

Website

http://www.juliecrow.com/

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