Karen Throckmorton at Integrity Home Mortgage Corporation

06/15/2026

Getting Ready to Make an Offer on a Home?

When you find the home you love, being prepared can make all the difference.

While price is important, sellers often consider several factors when reviewing offers, including:

Having a mortgage pre-approval in hand
Knowing your financing options before you shop
Being ready to move forward when the time is right
Understanding the homebuying process ahead of time
Working with a team that keeps you informed every step of the way

The more prepared you are, the more confident you'll feel when it's time to make an offer.

Thinking about buying a home? Whether you're a first-time buyer or looking for your next home, we're here to answer your questions and help you explore your financing options.

Reach out today to learn more about getting pre-approved and taking the next step toward homeownership.

For informational purposes only. All mortgage loan applicants are subject to credit and underwriting approval. This is not a commitment to lend.

Karen Throckmorton
[email protected]
(910) 471-4220

06/13/2026

The NEW 2026 AMI Limits Are Officially Here!

As of June 13, 2026, updated Area Median Income (AMI) limits are now in effect for Fannie Mae & Freddie Mac affordable lending programs!

That means MORE buyers may now qualify for:

HomeReady®
Home Possible®
Reduced fees & expanded affordability options

With income limits increasing in many areas, you may now be eligible even if you previously did not qualify.

This could mean:

Lower costs
More buying power
Expanded homeownership opportunities

Want to see the AMI limits in your area?

Use Fannie Mae's lookup tool: https://ami-lookup-tool.fanniemae.com/amilookuptool/

Don’t assume you make too much — let’s review your options!

Contact your local Integrity Home Mortgage loan officer today to learn what these new changes could mean for you.

For informational purposes only. All borrowers are subject to credit, income, and property qualification. Program guidelines and availability subject to change without notice. This is not a commitment to lend.

Karen Throckmorton
[email protected]
(910) 471-4220

*All assistance is provided in compliance with FHA guidelines.
*Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of the Federal government.

#2026

06/12/2026

Rates moved higher during the week ending June 12, 2026, after data showed increases in both wholesale and consumer inflation. Southport Branch is an Equal Housing Lender.

Markets in a Minute

06/11/2026

Looking to grow your real estate portfolio?

The Investor Cash Flow Program may allow qualified investors to qualify based on property cash flow rather than traditional income documentation.

This flexible financing option may be available for purchases, refinances, and cash-out refinances.

Reach out to learn more and see if this program may be a fit for your investment goals.

For informational purposes only. All mortgage loan applicants are subject to underwriting and qualification guidelines. This is not a commitment to lend. Program availability, eligibility, and qualification requirements apply.

Karen Throckmorton
[email protected]
(910) 471-4220

06/09/2026

BIG NEWS for Homebuyers in 2026!

The 2026 Area Median Income (AMI) limits are increasing in most areas effective June 13, 2026 for Fannie Mae & Freddie Mac programs!

What does this mean for you?

More households may now qualify for affordable lending programs
Expanded access to HomeReady® & Home Possible®
Potential fee reduction waivers
More opportunities for affordable homeownership

If you thought you earned too much to qualify before, it may be time to take another look!

Want to see the AMI limits in your area? Check them out here: https://ami-lookup-tool.fanniemae.com/amilookuptool/

Let’s explore your options and see what programs may now be available to you.

Contact your local Integrity Home Mortgage loan officer today!

For informational purposes only.

Qualification guidelines apply. Program availability and eligibility subject to change without notice. This is not a commitment to lend.

Karen Throckmorton
[email protected]
(910) 471-4220

*All assistance is provided in compliance with FHA guidelines.
*Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of the Federal government.

06/08/2026

June is National Homeownership Month!

A home can mean something different to everyone. It might be a place to build memories, put down roots, or simply have a space that's your own.

When you think about homeownership, what is the first word that comes to mind?

Share it in the comments below.

Karen Throckmorton
[email protected]
(910) 471-4220

06/05/2026

Rates were flat during the week ending June 5, 2026, as peace talks in the Middle East continued to drag on with no new progress. Southport Branch is an Equal Housing Lender.

Markets in a Minute

06/05/2026

The right questions early on can make the homebuying process feel a lot smoother later.

Questions about budgeting, loan options, upfront costs, and timing all play an important role in building a stronger plan from the beginning. Taking time to understand your options early can help you feel more confident and prepared as you move forward.

Every buyer’s journey looks different, and starting the conversation early can help make the process feel a little less overwhelming.

Karen Throckmorton
[email protected]
(910) 471-4220

06/02/2026

Buying a home starts before the house search does.

Taking time to understand your budget, explore your loan options, and prepare early can make the process feel much less overwhelming.

From upfront costs to monthly expenses beyond the mortgage, having a clearer picture from the beginning can help you feel more confident as you move forward.

Every buyer’s situation is different, and there is no one-size-fits-all approach to homeownership. Starting the conversation early and understanding your options can help make the experience feel smoother from start to finish.

Karen Throckmorton
[email protected]
(910) 471-4220

06/02/2026

Not every investment property fits into a traditional financing model.

Our DSCR Loan Program offers financing solutions for eligible borrowers using property cash flow rather than traditional income or employment verification. Short-term rentals may qualify with AirDNA reports.

Loan amounts up to $3M

Purchase & refinance options

Interest-only options available

Business purpose loans available in select states: AL, CO, FL, GA, LA, MO, NC, NM, OH, OK, PA, SC, TN, TX, VA, and WV.

For informational purposes only. All mortgage loan applicants are subject to underwriting and qualification guidelines.

This is not a commitment to lend. Integrity Home Mortgage Corporation serves as a mortgage broker and arranges loans through a third-party lender and does not make mortgage loan commitments or fund mortgage loans within this loan program.

Integrity Home Mortgage Corporation is acting as a mortgage loan broker and the loan will be provided through a third-party lender.

Karen Throckmorton
[email protected]
(910) 471-4220