Evelyn Ritchie - Guild Mortgage - NMLS #518630

Evelyn Ritchie - Guild Mortgage - NMLS #518630 Lamar Blvd., Suite 201, Austin, Texas 78705; TEL: 1-877-276-5550. Information and forms are available on SML's website: www.sml.texas.gov.

Mortgage Loan Officer | Creative Solutions for First-Time Buyers, New Construction, Doctor Loans & More | Licensed in TX,CO,FL,IL,IN,LA,MI,MN,NC,OH,OK,TN | Guild Mortgage Company, NMLS #3274 | Equal Housing Opportunity 🏡 Mortgage Loan Officer | First-Time Homebuyer Specialist | Licensed in 14 States

I help individuals and families navigate the mortgage process with clarity and confidence because

buying a home should be exciting, not overwhelming. Specialized Loan Programs:

✅First-Time Homebuyer Loans – Guiding you through every step of your homeownership journey
✅New Construction Financing – Solutions for builder turndowns and new build purchases
✅Doctor Loans – Specialized financing for medical professionals
✅Down Payment Assistance (DPA) – Helping you access available funds to make homeownership possible
✅Non-QM Loans – Creative solutions for self-employed buyers and unique financial situations
✅FHA Loans – Low down payment options with flexible qualification requirements

Licensed in: Texas, Colorado, Florida, Illinois, Indiana, Louisiana, Michigan, Minnesota, North Carolina, Ohio, Oklahoma, and Tennessee

With expertise across multiple states and loan programs, I provide personalized service, competitive rates, and clear communication throughout your home financing experience. Whether you're a first-time buyer, building new construction, or have a complex financial profile, I'm committed to finding the right mortgage solution for your goals.

📩 Ready to explore your options? Send me a message or visit my website to get started.

📧[email protected]
📱254-718-4624

Texas Residents: consumers wishing to file a complaint against a mortgage company or residential mortgage loan originator licensed in Texas should send a complete complaint form to the department of savings and mortgage lending (SML): 2601 N. Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License ; MA Mortgage Broker License ; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. For licensing information, go to: www.nmlsconsumeraccess.org/. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

06/02/2026

Here's something most homebuyers don't realize...

It's never too early to get pre-approved. 🏡

Getting pre-approved before you start house hunting isn't just a formality. It gives you a clear picture of your buying power, helps you set a realistic budget, and shows you where your credit stands before it matters most.

Think of it like this: you wouldn't walk into a store without knowing what's in your wallet, right?

The pre-approval process sets you up for success from the very start, so when the right home comes along, you're ready to move.

ASK ME HOW 👇

06/01/2026

POV: me watching mortgage rates climb again 😅

"I'm fine. Totally fine."

Okay but actually, rising rates don't have to derail your homeownership goals. There are still smart strategies to work with, whether you're buying now or planning ahead.

ASK ME HOW 👇

Your credit score isn't a life sentence. 🙅Where you are right now is just a starting point, not the finish line.ASK ME H...
05/31/2026

Your credit score isn't a life sentence. 🙅

Where you are right now is just a starting point, not the finish line.

ASK ME HOW 🏡 we can build a plan around where you are today.

Your home holds more value than you might realize, and there are a few ways to actually use it.Whether you want to renov...
05/30/2026

Your home holds more value than you might realize, and there are a few ways to actually use it.

Whether you want to renovate, consolidate debt, or cover a big expense, here are your three main options:

✅ Refinance with cash out: swap your current loan for a new one and walk away with cash at closing
✅ Home equity loan: a second loan with a fixed amount and fixed monthly payment
✅ HELOC: a flexible line of credit you can draw from as you need it

Each one works differently depending on your goals and timeline, and the right choice isn't always obvious.

That's where I come in. ASK ME HOW 🏡

05/29/2026

Saving for a down payment doesn’t have to mean going it alone.

From state and local programs to lender-based assistance, today’s buyers have more pathways to homeownership than ever before.

Some days you wake up and just know today is the day things start moving.Whether you've been thinking about buying a hom...
05/25/2026

Some days you wake up and just know today is the day things start moving.

Whether you've been thinking about buying a home, getting pre-approved, or finally making that first move... this is your sign.

The market isn't waiting. Rates shift. Inventory moves. But the right strategy? That's something we can build together, no matter where you're starting from.

You don't have to have it all figured out. You just have to start.

ASK ME HOW. 🏡

Still on the fence about renting vs. buying? You're not alone, and there's no one-size-fits-all answer.Here's the breakd...
05/24/2026

Still on the fence about renting vs. buying? You're not alone, and there's no one-size-fits-all answer.

Here's the breakdown:

Renting gives you flexibility and fewer responsibilities upfront. But your monthly payments don't build equity, your rent can go up every year, and you don't get to truly make the space yours.

Buying means your principal and interest stay predictable on a fixed-rate loan, you're building wealth over time, and every payment works toward something you own. The tradeoff? It's a bigger commitment that requires the right timing and the right strategy.

The right choice really does depend on YOUR goals and timeline. And that's exactly why having the right guidance matters.

ASK ME HOW to figure out which option makes the most sense for where you are right now.

05/23/2026

Getting pre-approved doesn't have to feel overwhelming. Here's how to make it simple 👀

The process is straightforward when you have the right person walking you through it. ASK ME HOW to get started today.

05/22/2026

As affordability pressures linger, more transactions are being won through creativity.

Seller concessions are playing a bigger role in bridging the gap between buyers and sellers, and the data shows that flexibility is becoming the norm, not the exception.

Builders, this one's for you. 🏗️If you're sitting on a finished spec home or eyeing a new project, a Bridge Loan might b...
05/22/2026

Builders, this one's for you. 🏗️

If you're sitting on a finished spec home or eyeing a new project, a Bridge Loan might be exactly what you need to keep moving without missing a beat.

Here's what makes this one different: it's designed specifically for builders and investors, not individual buyers. That means it works for purchase, refinance, or cash-out on an existing structure and can be financed under your LLC or corporation.

Eligible properties include single family, 2-4 units, condos, and townhomes. For investment purposes only.

If you've been wondering how to bridge the gap between your current project and your next one, let's talk. ASK ME HOW.

Address

1560 E Southlake Boulevard Ste 100
Southlake, TX
76092

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+16822236214

Website

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